ACTIVE

MAXEL ASSURANCE

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Financial year 2025 · closed on 31/12/2025

Net result

194,9 k €

-41.2% YoY

Gross margin

3,6 M €

+15.4% YoY

Equity

86,7 k €

-94.0% YoY

Workforce

33,3 ETP

+11.4% YoY

What does MAXEL ASSURANCE do?

MAXEL ASSURANCE is a Public limited company incorporated in 2000. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Wavre. It employs on average 33,3 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0472.683.671

Incorporation

05/09/2000

Legal form

Public limited company

Registered office

Avenue Einstein 11
1300 Wavre · WallonieSee on map

Contributed capital

76 328,05 €

Latest accounts

31/12/2025

Average workforce

33,3 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

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✦ Verdict · Analyst summary

Financials

Trend over 20 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	3,6 M €	+15.4%	3,1 M €	-8.9%	3,4 M €	+23.1%	2,8 M €	+33.5%	2,1 M €	+2.7%	2 M €	+20.7%	1,7 M €	+16.3%	1,4 M €	-12.5%	1,7 M €	+42.5%	1,2 M €	+45.9%	795,1 k €	-3.4%	822,6 k €	-9.3%	906,9 k €	+53.9%	589,1 k €	+29.2%	455,8 k €	-11.7%	516 k €	+28.1%	402,7 k €	+38.1%	291,6 k €	-24.8%	387,7 k €	+429%	73,4 k €
EBITDA	906,6 k €	-13.9%	1,1 M €	-24.4%	1,4 M €	+12.5%	1,2 M €	+53.2%	807,8 k €	+16.7%	692,1 k €	+82.7%	378,8 k €	+54.3%	245,5 k €	-53.8%	531,1 k €	+40.1%	379 k €	+66.0%	228,3 k €	-25.8%	307,7 k €	-32.2%	454,2 k €	+106%	220,6 k €	+52.8%	144,4 k €	-25.3%	193,4 k €	+2.4%	188,8 k €	+9.6%	172,2 k €	-21.4%	219,2 k €	+411%	42,9 k €
Operating result	392,6 k €	-31.6%	574,2 k €	-37.3%	915,5 k €	+6.2%	861,8 k €	+21.7%	708,2 k €	+21.4%	583,1 k €	+121%	264,2 k €	+81.9%	145,2 k €	-65.2%	417 k €	+81.9%	229,2 k €	+143%	94,2 k €	-46.5%	176,1 k €	-46.3%	328,1 k €	+283%	85,6 k €	+110%	40,8 k €	-52.5%	85,9 k €	+11.0%	77,4 k €	+157%	30,1 k €	-78.6%	140,6 k €	+336%	32,3 k €
Net result	194,9 k €	-41.2%	331,5 k €	-53.1%	706,4 k €	+3.3%	683,9 k €	+17.9%	579,8 k €	+298%	-292,9 k €	-271%	170,9 k €	+106%	83 k €	-70.8%	284,1 k €	+102%	140,5 k €	+164%	53,2 k €	-55.9%	120,6 k €	-45.6%	221,7 k €	+229%	67,4 k €	+160%	25,9 k €	-40.0%	43,2 k €	+280%	-24 k €	-136%	-10,2 k €	-113%	80,1 k €	+1002%	7,3 k €
Balance sheet
Equity	86,7 k €	-94.0%	1,4 M €	+25.2%	1,2 M €	+29.1%	894,5 k €	+25.9%	710,6 k €	+50.7%	471,4 k €	-38.3%	764,3 k €	+21.6%	628,4 k €	+9.2%	575,4 k €	+30.4%	441,3 k €	+25.8%	350,7 k €	+3.9%	337,5 k €	+29.9%	259,9 k €	+166%	97,6 k €	+21.8%	80,1 k €	+47.7%	54,2 k €	+2.6%	52,9 k €	-31.2%	76,9 k €	-11.7%	87,1 k €	+30.1%	66,9 k €
Total assets	5,2 M €	-14.5%	6,1 M €	-1.1%	6,1 M €	+1.9%	6 M €	+67.8%	3,6 M €	+17.4%	3,1 M €	+31.1%	2,3 M €	-4.4%	2,4 M €	+8.1%	2,3 M €	+2.5%	2,2 M €	-0.2%	2,2 M €	+55.5%	1,4 M €	+20.4%	1,2 M €	+0.0%	1,2 M €	+22.9%	957,7 k €	-1.1%	968,5 k €	-3.3%	1 M €	-9.3%	1,1 M €	+21.4%	909,3 k €	-2.3%	930,4 k €
Cash	550,4 k €	-55.6%	1,2 M €	+64.4%	754,9 k €	-35.7%	1,2 M €	-24.1%	1,5 M €	+52.2%	1 M €	+374%	214,5 k €	-41.1%	364,2 k €	+77.4%	205,3 k €	-26.9%	281 k €	-0.8%	283,4 k €	-52.4%	594,8 k €	+54.8%	384,3 k €	-0.6%	386,8 k €	+518%	62,6 k €	-41.0%	106,2 k €	+128%	46,6 k €	+106%	22,6 k €	-72.7%	82,8 k €	+43.7%	57,6 k €
Debts	4,8 M €	+11.5%	4,3 M €	-14.2%	5 M €	-2.9%	5,1 M €	+78.7%	2,9 M €	+13.1%	2,5 M €	+67.1%	1,5 M €	-11.7%	1,7 M €	+5.0%	1,6 M €	+2.7%	1,6 M €	-12.5%	1,8 M €	+75.1%	1 M €	+19.6%	869,2 k €	-19.4%	1,1 M €	+31.6%	819,2 k €	-4.3%	856,2 k €	-9.5%	945,9 k €	-7.2%	1 M €	+27.6%	798,5 k €	-6.7%	855,5 k €
Other
Workforce	33,3 ETP	+11.4%	29,9 ETP	+14.6%	26,1 ETP	+13.5%	23,0 ETP	+16.2%	19,8 ETP	-1.0%	20,0 ETP	-5.7%	21,2 ETP	+4.4%	20,3 ETP	+12.8%	18,0 ETP	+27.7%	14,1 ETP	+28.2%	11,0 ETP	+8.9%	10,1 ETP	+5.2%	9,6 ETP	+24.7%	7,7 ETP	+16.7%	6,6 ETP	-15.4%	7,8 ETP	+39.3%	5,6 ETP	+64.7%	3,4 ETP	-10.5%	3,8 ETP	+443%	0,7 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 62 ended

Active mandates

CONSULT INVEST & PATRIMOINE

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0816.777.513

Represented by Alain Laridon

Active

GREENFLAG

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0537.659.617

Represented by Gérald Beauduin

Active

Lead Business

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0720.914.094

Represented by Quentin Vandenhaute

Active

MAXEL GROUPE

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0802.549.888

Represented by Luc Petit

Active

Ended mandates

GEOFFROY PETIT SRL

Director · since 30 décembre 2022 · until 21 juin 2028 · 0742.773.045

Ended

KRYV INVEST

Director · since 13 juin 2022 · until 21 juin 2028 · 0786.776.403

Ended

tribecor

Director · since 10 juillet 2019 · until 18 juin 2025 · 0897.402.626

Ended

DIMITRI GOOSSENS BUSINESS

Director · since 19 juin 2019 · until 18 juin 2025 · 0891.845.318

Represented by Dimitri GOOSSENS

Ended

At this address

Other companies at this address

Company	CBE no.
ARTELIA BELGIUM● Active	0444.315.428
INFINIXO● Bankrupt	0763.966.159
Les Hauts du Val du Ry immobilière● Active	0444.742.426
MAXEL GROUPE● Active	0802.549.888
Maxel-Star● Active	0656.792.146
PROXISTORE● Active	0534.497.219
Real Stone Investment● Active	0537.171.053

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2026	25/08/2025	29/07/2024	19/07/2023	02/08/2022	27/08/2021
General meeting	17/06/2026	18/06/2025	19/06/2024	14/04/2023	30/06/2022	29/07/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	17/06/2026	17/07/2026	French	PDF
Abridged model	31/12/2024	18/06/2025	25/08/2025	French	PDF
Abridged model	31/12/2023	19/06/2024	29/07/2024	French	PDF
Abridged model	31/12/2022	14/04/2023	19/07/2023	French	PDF
Abridged model	31/12/2021	30/06/2022	02/08/2022	French	PDF
Abridged model	31/12/2020	29/07/2021	27/08/2021	French	PDF
Abridged model	31/12/2019	17/06/2020	07/08/2020	French	PDF
Abridged model	31/12/2018	19/06/2019	29/08/2019	French	PDF
Abridged model	31/12/2017	20/06/2018	17/08/2018	French	PDF
Abridged model	31/12/2016	21/06/2017	25/08/2017	French	PDF
Abridged model	31/12/2015	15/06/2016	11/08/2016	French	PDF
Abridged model	31/12/2014	17/06/2015	29/07/2015	French	PDF
Abridged model	31/12/2013	18/06/2014	19/08/2014	French	PDF
Abridged model	31/12/2012	19/06/2013	08/07/2013	French	PDF
Abridged model	31/12/2011	20/06/2012	24/07/2012	French	PDF
Abridged model	31/12/2010	15/06/2011	01/08/2011	French	PDF
Abridged model	31/12/2009	19/05/2010	14/06/2010	French	PDF
Abridged model	31/12/2008	20/05/2009	07/07/2009	French	PDF
Abridged model	31/12/2007	21/05/2008	20/06/2008	French	PDF
Abridged model	31/12/2006	16/05/2007	21/06/2007	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 62 ended

Active mandates

CONSULT INVEST & PATRIMOINE

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0816.777.513

Represented by Alain Laridon

Active

GREENFLAG

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0537.659.617

Represented by Gérald Beauduin

Active

Lead Business

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0720.914.094

Represented by Quentin Vandenhaute

Active

MAXEL GROUPE

Managing director · since 12 septembre 2023 · until 21 juin 2028 · 0802.549.888

Represented by Luc Petit

Active

Ended mandates

GEOFFROY PETIT SRL

Director · since 30 décembre 2022 · until 21 juin 2028 · 0742.773.045

Ended

KRYV INVEST

Director · since 13 juin 2022 · until 21 juin 2028 · 0786.776.403

Ended

tribecor

Director · since 10 juillet 2019 · until 18 juin 2025 · 0897.402.626

Ended

DIMITRI GOOSSENS BUSINESS

Director · since 19 juin 2019 · until 18 juin 2025 · 0891.845.318

Represented by Dimitri GOOSSENS

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates24/11/2023
DEMISSIONS, NOMINATIONS
PDF
Restructuring23/08/2023
DENOMINATION - CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring27/06/2023
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates09/06/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates18/01/2023
OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Restructuring07/10/2022
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring29/07/2022
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates01/07/2022
OBJET - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025194,9 k €↓
2024
Annual accounts 2024331,5 k €↓
2023
Annual accounts 2023706,4 k €↑
2023
Name changeMAXEL ASSURANCE
2022
Annual accounts 2022683,9 k €↑
2021
Annual accounts 2021579,8 k €↑
2021
Name changeMAXEL
2020
Annual accounts 2020-292,9 k €↓
2019
Annual accounts 2019170,9 k €↑
2018
Annual accounts 201883 k €↓
2017
Annual accounts 2017284,1 k €↑
2016
Annual accounts 2016140,5 k €↑
2015
Annual accounts 201553,2 k €↓
2014
Annual accounts 2014120,6 k €↓
2013
Annual accounts 2013221,7 k €↑
2012
Annual accounts 201267,4 k €↑
2011
Annual accounts 201125,9 k €↓
2010
Annual accounts 201043,2 k €↑
2009
Annual accounts 2009-24 k €↓
2008
Annual accounts 2008-10,2 k €↓
2007
Annual accounts 200780,1 k €↑
2006
Annual accounts 20067,3 k €
05/09/2000
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

MAXEL ASSURANCE

Overview

What does MAXEL ASSURANCE do?

Trend over 20 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline