ACTIVE

LARDENOIT FINANCE

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Financial year 2025 · closed on 31/12/2025

Net result

9,1 k €

+3869.2% YoY

Gross margin

298,7 k €

+10.3% YoY

Equity

231,6 k €

+4.1% YoY

Workforce

3,4 ETP

+3.0% YoY

What does LARDENOIT FINANCE do?

LARDENOIT FINANCE is a Public limited company incorporated in 2001. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Temse. It employs on average 3,4 ETP workers (FTE).

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0473.828.271

Incorporation

17/01/2001

Legal form

Public limited company

Registered office

Oeverstraat 2
9140 Temse · FlandreSee on map

Contributed capital

62 000,00 €

Latest accounts

31/12/2025

Average workforce

3,4 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (3)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

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Health score

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✦ Verdict · Analyst summary

Financials

Trend over 19 financial years

	2025		2024		2023		2022		2021		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009		2008		2007		2006
Income statement
Gross margin	298,7 k €	+10.3%	270,9 k €	-24.3%	358 k €	+7.2%	333,9 k €	+42.4%	234,5 k €	-40.3%	393,2 k €	+10.7%	355,2 k €	+13.8%	312 k €	-44.7%	564,3 k €	-3.5%	584,9 k €	+0.3%	583 k €	+5.7%	551,6 k €	+7.4%	513,7 k €	+14.0%	450,7 k €	+32.9%	339,1 k €	+12.7%	300,9 k €	-11.1%	338,6 k €	+19.1%	284,3 k €	+22.4%	232,4 k €
EBITDA	31,1 k €	+16.3%	26,7 k €	-78.4%	123,9 k €	+34.8%	91,9 k €	+6616%	1,4 k €	-98.0%	69,7 k €	-21.8%	89,1 k €	+40.4%	63,5 k €	-20.7%	80,1 k €	-50.3%	161 k €	-14.1%	187,4 k €	+6.1%	176,7 k €	+35.7%	130,2 k €	-10.5%	145,5 k €	+35.7%	107,3 k €	+12.1%	95,7 k €	-10.1%	106,5 k €	+48.3%	71,8 k €	-41.3%	122,2 k €
Operating result	17,6 k €	+98.2%	8,9 k €	-89.7%	86,1 k €	+45.6%	59,1 k €	+314%	-27,7 k €	-216%	23,8 k €	-61.5%	61,8 k €	+302%	15,4 k €	-40.2%	25,7 k €	-60.2%	64,7 k €	-24.8%	85,9 k €	+14.6%	75 k €	+79.3%	41,8 k €	-24.0%	55,1 k €	+317%	13,2 k €	+14.0%	11,6 k €	-0.5%	11,6 k €	+145%	-26 k €	-195%	27,2 k €
Net result	9,1 k €	+3869%	229,2 €	-99.6%	58,1 k €	+37.5%	42,3 k €	+235%	-31,4 k €	-484%	8,2 k €	-78.8%	38,7 k €	+355%	8,5 k €	-36.2%	13,3 k €	-73.7%	50,6 k €	-5.9%	53,8 k €	+24.6%	43,1 k €	+135%	18,4 k €	-33.5%	27,6 k €	-21.3%	35,1 k €	+428%	6,6 k €	+1649%	379,7 €	+101%	-47,3 k €	-493%	-8 k €
Balance sheet
Equity	231,6 k €	+4.1%	222,5 k €	-37.7%	357,3 k €	+19.4%	299,2 k €	+16.5%	256,9 k €	+24.2%	206,8 k €	+4.1%	198,6 k €	+24.2%	160 k €	+5.6%	151,5 k €	-47.8%	290,1 k €	+21.1%	239,5 k €	+29.0%	185,7 k €	+30.3%	142,5 k €	+14.8%	124,2 k €	+28.6%	96,6 k €	+57.1%	61,5 k €	+12.1%	54,8 k €	+0.7%	54,5 k €	-46.5%	101,7 k €
Total assets	268,8 k €	-6.5%	287,5 k €	-31.3%	418,5 k €	+20.5%	347,3 k €	+3.9%	334,1 k €	-15.9%	397,3 k €	+70.4%	233,1 k €	-8.4%	254,5 k €	-17.0%	306,8 k €	-24.7%	407,4 k €	+16.1%	350,8 k €	+18.3%	296,4 k €	-21.2%	376,2 k €	+0.2%	375,4 k €	+36.5%	275 k €	+28.7%	213,6 k €	-22.2%	274,8 k €	-25.3%	368 k €	-18.9%	453,6 k €
Cash	164,4 k €	+9.6%	150 k €	-44.7%	271,3 k €	+55.5%	174,4 k €	+10.4%	158 k €	-6.0%	168,1 k €	+52.4%	110,3 k €	+12.4%	98,1 k €	-22.3%	126,3 k €	-37.0%	200,6 k €	+32.0%	151,9 k €	+384%	31,4 k €	-70.6%	107 k €	+351%	23,7 k €	-72.3%	85,7 k €	+157%	33,3 k €	-32.8%	49,6 k €	-12.6%	56,7 k €	+761%	6,6 k €
Debts	37,2 k €	-42.7%	65 k €	+7.5%	60,5 k €	+25.5%	48,2 k €	-37.7%	77,2 k €	-59.5%	190,5 k €	+452%	34,5 k €	-36.7%	54,5 k €	-52.7%	115,3 k €	-1.7%	117,3 k €	+5.4%	111,3 k €	+0.5%	110,7 k €	-52.6%	233,7 k €	-7.0%	251,2 k €	+40.8%	178,4 k €	+17.3%	152,2 k €	-30.8%	219,9 k €	-29.9%	313,5 k €	-10.9%	351,9 k €
Other
Workforce	3,4 ETP	+3.0%	3,3 ETP		–		3,9 ETP	-9.3%	4,3 ETP		–		–		–		–		8,5 ETP	+4.9%	8,1 ETP	+3.8%	7,8 ETP	-7.1%	8,4 ETP	+6.3%	7,9 ETP	+25.4%	6,3 ETP	+21.2%	5,2 ETP	-8.8%	5,7 ETP	+5.6%	5,4 ETP	+80.0%	3,0 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 24 ended

Active mandates

Famke Lardenoit

Mandate

Active

Kristof Lardenoit

Mandate

Active

Nancy De Roeck

Mandate

Active

RUNA INVEST

Mandate · 0453.826.871

Represented by Rudy Lardenoit

Active

Ended mandates

Famke Lardenoit

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

Kristof Lardenoit

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

Kristof Lardenoit

Managing director · since 29 novembre 2023 · until 16 juin 2029

Ended

Nancy De Roeck

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

At this address

Other companies at this address

Company	CBE no.
GROEP LARDENOIT● Active	0669.570.214
LARDENOIT INSURANCE● Active	0474.130.951
RUNA INVEST● Active	0453.826.871

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/06/2026	25/06/2025	28/05/2024	16/06/2023	27/06/2022	23/06/2021
General meeting	20/06/2026	21/06/2025	22/04/2024	01/06/2023	18/06/2022	19/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

20 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	20/06/2026	22/06/2026	Dutch	PDF
Abridged model	31/12/2024	21/06/2025	25/06/2025	Dutch	PDF
Micro model	31/12/2023	22/04/2024	28/05/2024	Dutch	PDF
Abridged model	31/12/2022	01/06/2023	16/06/2023	Dutch	PDF
Abridged model	31/12/2021	18/06/2022	27/06/2022	Dutch	PDF
Abridged model	31/12/2020	19/06/2021	23/06/2021	Dutch	PDF
Abridged model	31/12/2019	20/06/2020	24/06/2020	Dutch	PDF
Abridged model	31/12/2018	15/06/2019	28/06/2019	Dutch	PDF
Abridged model	31/12/2017	16/06/2018	27/08/2018	Dutch	PDF
Abridged model	31/12/2016	17/06/2017	21/06/2017	Dutch	PDF
Abridged model	31/12/2015	18/06/2016	30/06/2016	Dutch	PDF
Abridged model	31/12/2014	20/06/2015	24/06/2015	Dutch	PDF
Abridged model	31/12/2013	21/06/2014	23/06/2014	Dutch	PDF
Abridged model	31/12/2012	15/06/2013	17/06/2013	Dutch	PDF
Abridged model	31/12/2011	16/06/2012	18/06/2012	Dutch	PDF
Abridged model	31/12/2010	18/06/2011	22/06/2011	Dutch	PDF
Abridged model	31/12/2009	19/02/2010	12/05/2010	Dutch	PDF
Abridged model	31/12/2008	20/06/2009	29/06/2009	Dutch	PDF
Abridged model	31/12/2007	21/06/2008	30/06/2008	Dutch	PDF
Abridged model	31/12/2006	16/06/2007	21/06/2007	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 4 active · 24 ended

Active mandates

Famke Lardenoit

Mandate

Active

Kristof Lardenoit

Mandate

Active

Nancy De Roeck

Mandate

Active

RUNA INVEST

Mandate · 0453.826.871

Represented by Rudy Lardenoit

Active

Ended mandates

Famke Lardenoit

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

Kristof Lardenoit

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

Kristof Lardenoit

Managing director · since 29 novembre 2023 · until 16 juin 2029

Ended

Nancy De Roeck

Director · since 29 novembre 2023 · until 16 juin 2029

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates14/07/2026
Ontslagen en benoemingen
PDF
Mandates12/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - DIVERSEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Mandates03/04/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates17/02/2023
ONTSLAGEN - BENOEMINGEN
PDF
Mandates06/07/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates27/06/2018
ONTSLAGEN - BENOEMINGEN
PDF
Mandates31/10/2017
BENAMING - ONTSLAGEN - BENOEMINGEN
PDF
Mandates29/06/2012
ONTSLAGEN - BENOEMINGEN
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 20259,1 k €↑
2024
Annual accounts 2024229,2 €↓
2023
Annual accounts 202358,1 k €↑
2022
Annual accounts 202242,3 k €↑
2021
Annual accounts 2021-31,4 k €↓
2019
Annual accounts 20198,2 k €↓
2018
Annual accounts 201838,7 k €↑
2017
Annual accounts 20178,5 k €↓
2017
Name changeLARDENOIT FINANCE
2016
Annual accounts 201613,3 k €↓
2015
Annual accounts 201550,6 k €↓
2014
Annual accounts 201453,8 k €↑
2013
Annual accounts 201343,1 k €↑
2012
Annual accounts 201218,4 k €↓
2011
Annual accounts 201127,6 k €↓
2010
Annual accounts 201035,1 k €↑
2009
Annual accounts 20096,6 k €↑
2008
Annual accounts 2008379,7 €↑
2007
Annual accounts 2007-47,3 k €↓
2006
Annual accounts 2006-8 k €
2006
Name changeKANTOOR LARDENOIT
17/01/2001
IncorporationPublic limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

LARDENOIT FINANCE

Overview

What does LARDENOIT FINANCE do?

Trend over 19 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline