LARDENOIT INSURANCE
0474.130.951 · rovalta.com · 24/09/2026
ACTIVE
LARDENOIT INSURANCE
Financial year 2025 · Closed on 31/12/2025
Net result
8 k €
-96,5 %over 1 yearGross margin
1 M €
-2,8 %over 1 yearEquity
397,2 k €
-26,3 %over 1 yearWorkforce
9,9 ETP
+17,9 %over 1 yearOverview
Identity
Source · BCE/KBOLARDENOIT INSURANCE is a Private limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Temse. It employs on average 9,9 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0474.130.951
- Incorporation
- 20/02/2001
- Legal form
- Private limited company
- Registered office
- Oeverstraat 2
9140 Temse · FlandreSee on map - Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 9,9 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 20 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1 M € | -2.8% | 1,1 M € | -2.0% | 1,1 M € | +11.9% | 983 k € | +3.4% | 950,7 k € |
| EBITDA | 358 k € | -30.3% | 513,8 k € | +9.1% | 471,1 k € | +16.9% | 403 k € | -7.8% | 437,1 k € |
| Operating result | 45,7 k € | -85.4% | 313,6 k € | +41.9% | 221,1 k € | +64.9% | 134 k € | +168% | 50,1 k € |
| Net result | 8 k € | -96.5% | 228,9 k € | +74.7% | 131 k € | +55.0% | 84,5 k € | +9.4% | 77,3 k € |
| Balance sheet | |||||||||
| Equity | 397,2 k € | -26.3% | 539,2 k € | +73.7% | 310,4 k € | -9.9% | 344,4 k € | +32.5% | 259,8 k € |
| Total assets | 1,1 M € | -17.3% | 1,4 M € | +58.3% | 875,6 k € | +0.6% | 870,6 k € | +0.8% | 863,5 k € |
| Cash | 17,1 k € | -75.4% | 69,2 k € | -78.0% | 314,3 k € | +221% | 97,8 k € | +97.0% | 49,6 k € |
| Debts | 748 k € | -11.6% | 846,6 k € | +49.8% | 565,2 k € | +7.4% | 526,3 k € | -12.8% | 603,7 k € |
| Other | |||||||||
| Workforce | 9,9 ETP | +17.9% | 8,4 ETP | -11.6% | 9,5 ETP | 0.0% | 9,5 ETP | 0.0% | 9,5 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20255 active · 6 ended
Active mandates
Ben Lardenoit
ActiveFamke Lardenoit
ActiveNancy De Roeck
ActiveRens Van Der Weken
ActiveRudy Lardenoit
ActiveEnded mandates
Bettna Heyvaert
EndedBettina Heyvaert
EndedHugo Noens
EndedHugo NOENS
EndedOther companies at this address
Oeverstraat 2 9140 Temse| Company | CBE no. |
|---|---|
GROEP LARDENOIT● Active | 0669.570.214 |
LARDENOIT FINANCE● Active | 0473.828.271 |
RUNA INVEST● Active | 0453.826.871 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 22/06/2026 | 31/07/2025 | 01/07/2024 | 01/09/2023 | 30/11/2022 | 27/07/2021 |
| General meeting | 22/06/2026 | 30/06/2025 | 01/06/2024 | 02/06/2023 | 03/06/2022 | 05/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 22/06/2026 | 22/06/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/06/2025 | 31/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 01/06/2024 | 01/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 02/06/2023 | 01/09/2023 | Dutch | |
| Abridged model | 31/12/2021 | 03/06/2022 | 30/11/2022 | Dutch | |
| Abridged model | 31/12/2020 | 05/06/2021 | 27/07/2021 | Dutch | |
| Abridged model | 31/12/2019 | 06/06/2020 | 20/07/2020 | Dutch | |
| Abridged model | 31/12/2018 | 01/06/2019 | 19/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 02/06/2018 | 27/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 03/06/2017 | 21/06/2017 | Dutch | |
| Abridged model | 31/12/2015 | 04/06/2016 | 16/06/2016 | Dutch | |
| Abridged model | 31/12/2014 | 06/06/2015 | 18/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 07/06/2014 | 23/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 01/06/2013 | 17/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 02/06/2012 | 11/06/2012 | Dutch | |
| Abridged model | 31/12/2010 | 04/06/2011 | 16/06/2011 | Dutch | |
| Abridged model | 31/12/2009 | 05/06/2010 | 07/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 06/06/2009 | 08/06/2009 | Dutch | |
| Abridged model | 31/12/2007 | 07/06/2008 | 13/06/2008 | Dutch | |
| Abridged model | 31/12/2006 | 02/06/2007 | 05/06/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20255 active · 6 ended
Active mandates
Ben Lardenoit
ActiveFamke Lardenoit
ActiveNancy De Roeck
ActiveRens Van Der Weken
ActiveRudy Lardenoit
ActiveEnded mandates
Bettna Heyvaert
EndedBettina Heyvaert
EndedHugo Noens
EndedHugo NOENS
EndedOwnership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Other14/07/2026—
- Mandates01/04/2026ONTSLAGEN - BENOEMINGEN
- Mandates01/04/2026ONTSLAGEN - BENOEMINGEN
- Mandates01/04/2026ONTSLAGEN - BENOEMINGEN
- Mandates14/12/2023STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
- Mandates21/11/2022ONTSLAGEN - BENOEMINGEN
- Mandates02/01/2019ONTSLAGEN - BENOEMINGEN
- Other31/10/2017BENAMING
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 20258 k €↓
- 2024Annual accounts 2024228,9 k €↑
- 2023Annual accounts 2023131 k €↑
- 2022Annual accounts 202284,5 k €↑
- 2021Annual accounts 202177,3 k €↑
- 2020Annual accounts 2020-30,8 k €↓
- 2019Annual accounts 2019-12,9 k €↓
- 2018Annual accounts 201845,5 k €↑
- 2017Annual accounts 2017-19,1 k €↓
- 2016Annual accounts 201631,5 k €↓
- 2015Annual accounts 201532,9 k €↓
- 2014Annual accounts 201437,4 k €↓
- 2013Annual accounts 201361,3 k €↑
- 2012Annual accounts 201218,3 k €↓
- 2011Annual accounts 201135,6 k €↓
- 2010Annual accounts 201036,6 k €↑
- 2009Annual accounts 20099,3 k €↓
- 2008Annual accounts 200826,3 k €↓
- 2007Annual accounts 200744,5 k €↑
- 2006Annual accounts 20061,1 k €
- 20/02/2001IncorporationPrivate limited company