ACTIVE

SMARTSAFE-STARINSURANCE

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Financial year 2025 · Closed on 31/12/2025

Net result10,6 k €+164,0 %over 1 year
Gross margin190,5 k €+11,0 %over 1 year
Equity-2,9 k €+78,4 %over 1 year
Workforce1,5 ETP-11,8 %over 1 year

Identity

Source · BCE/KBO

SMARTSAFE-STARINSURANCE is a Private limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Brugge. It employs on average 1,5 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0473.959.222
Incorporation
30/01/2001
Legal form
Private limited company
Registered office
Komvest 34 box b0-01
8000 Brugge · FlandreSee on map
Contributed capital
13 800,00 €
Latest accounts
31/12/2025
Average workforce
1,5 ETP
Joint committees (3)
  • 307
  • 3070
  • 307000
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 4 filings

Trend over 4 financial years

2025202420232022
Income statement
Gross margin190,5 k €171,7 k €188,1 k €134,4 k €
EBITDA87,5 k €53,5 k €57,5 k €12,3 k €
Operating result31,9 k €-1,8 k €1,6 k €-2,3 k €
Net result10,6 k €-16,6 k €-14,3 k €-4,6 k €
Balance sheet
Equity-2,9 k €-13,5 k €3,1 k €17,4 k €
Total assets451,4 k €509,8 k €555,4 k €603,3 k €
Cash3,4 k €3,3 k €4,1 k €7,2 k €
Debts454,3 k €523,3 k €552,4 k €585,9 k €
Other
Workforce1,5 ETP1,7 ETP1,8 ETP–

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 2 ended

Active mandates

LUDWIG EN GAIL INVEST

Director · since 01 décembre 2020 · 0844.017.982

Represented by Gail HOEYLAERTS

Active

Ended mandates

LUDWIG EN GAIL INVEST

Director · since 01 décembre 2020 · 0844.017.982

Represented by Hoeylaerts GAIL

Ended
LUDWIG EN GAIL INVEST

Director · 0844.017.982

Represented by Gail Hoeylaerts

Ended

Full financial information

Source · NBB
2025202420232022
Type of accountAbridged modelAbridged modelAbridged modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/2022
Closing of the financial year31/12/202531/12/202431/12/202331/12/2022
Length of the financial year12 months12 months12 months12 months
Filing date25/08/202614/08/202507/10/202412/10/2023
General meeting30/06/202630/06/202530/09/202422/06/2023
Currency of the financial yearEUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 4 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202625/08/2026DutchPDF
Abridged model31/12/202430/06/202514/08/2025DutchPDF
Abridged model31/12/202330/09/202407/10/2024DutchPDF
Micro model31/12/202222/06/202312/10/2023DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 2 ended

Active mandates

LUDWIG EN GAIL INVEST

Director · since 01 décembre 2020 · 0844.017.982

Represented by Gail HOEYLAERTS

Active

Ended mandates

LUDWIG EN GAIL INVEST

Director · since 01 décembre 2020 · 0844.017.982

Represented by Hoeylaerts GAIL

Ended
LUDWIG EN GAIL INVEST

Director · 0844.017.982

Represented by Gail Hoeylaerts

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Other22/08/2022
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING
    PDF
  • Mandates05/01/2021
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates06/06/2018
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/07/2016
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/02/2016
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates14/02/2006
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202510,6 k €↑
  2. 2024
    Annual accounts 2024-16,6 k €↓
  3. 2023
    Annual accounts 2023-14,3 k €↓
  4. 2022
    Annual accounts 2022-4,6 k €
  5. 30/01/2001
    IncorporationPrivate limited company