ACTIVE

LOVIC

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Financial year 2025 · Closed on 31/12/2025

Net result-189,5 k €-376,1 %over 1 year

Gross margin1,3 M €+0,5 %over 1 year

Equity3,1 M €-5,7 %over 1 year

Workforce17,0 ETP-4,5 %over 1 year

Identity

Source · BCE/KBO

LOVIC is a Public limited company incorporated in 2001. Its main activity is: Retail sale of other household equipment in specialised stores. Its registered office is in Braine-le-Château. It employs on average 17,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0474.324.258
Incorporation: 15/03/2001
Legal form: Public limited company
Registered office: Chaussée de Tubize(W-B) 254
1440 Braine-le-Château · WallonieSee on map
Contributed capital: 1 062 000,00 €
Latest accounts: 31/12/2025
Average workforce: 17,0 ETP

Activities (NACE)

47551Retail sale of other household equipment in specialised stores· main 47591Retail sale of furniture, lighting equipment and other household articles in specialised stores 52441Warehousing and support activities for transportation

Joint committees (3)

Signals

Solid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 22 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	1,3 M €	+0.5%	1,3 M €	-23.0%	1,7 M €	+51.6%	1,1 M €	-61.5%	3 M €
EBITDA	51,7 k €	-83.4%	311,7 k €	-51.6%	644,3 k €	+199%	215,8 k €	-87.3%	1,7 M €
Operating result	-211,3 k €	-616%	40,9 k €	-89.7%	395,9 k €	+788%	-57,5 k €	-104%	1,4 M €
Net result	-189,5 k €	-376%	68,7 k €	-77.3%	302,2 k €	+11530%	-2,6 k €	-100%	1 M €
Balance sheet
Equity	3,1 M €	-5.7%	3,3 M €	+2.1%	3,3 M €	+3.2%	3,2 M €	-0.8%	3,2 M €
Total assets	5,5 M €	+0.9%	5,4 M €	-6.6%	5,8 M €	-4.5%	6,1 M €	-12.8%	7 M €
Cash	768,8 k €	-26.3%	1 M €	+0.1%	1 M €	-38.9%	1,7 M €	+8.1%	1,6 M €
Debts	2,3 M €	+11.7%	2,1 M €	-18.0%	2,5 M €	-12.9%	2,9 M €	-22.7%	3,7 M €
Other
Workforce	17,0 ETP	-4.5%	17,8 ETP	0.0%	17,8 ETP	+2.9%	17,3 ETP	+1.2%	17,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Antoine SEMAL	Director01/10/2011 → 11/06/2023
Mercedes THONON	MandateDirector20/04/2004 → 2006 accountsended
Jean-Philippe SEMAL	Managing director
ROYALE INVEST & CREDIT0445.648.583Represented by LOÏC SEMAL	Mandate

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	25/09/2026	25/07/2025	15/07/2024	17/10/2023	21/10/2022	02/08/2021
General meeting	24/09/2026	23/06/2025	24/06/2024	09/10/2023	12/10/2022	30/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 22 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged modelCorrection	31/12/2025	24/09/2026	25/09/2026	French	PDF
Abridged model	31/12/2025	22/06/2026	23/07/2026	French	PDF
Abridged modelCorrection	31/12/2024	23/06/2025	25/07/2025	French	PDF
Abridged model	31/12/2024	23/06/2025	16/07/2025	French	PDF
Abridged model	31/12/2023	24/06/2024	15/07/2024	French	PDF
Abridged model	31/12/2022	09/10/2023	17/10/2023	French	PDF
Abridged model	31/12/2021	12/10/2022	21/10/2022	French	PDF
Abridged model	31/12/2020	30/06/2021	02/08/2021	French	PDF
Abridged model	31/12/2019	02/06/2020	23/07/2020	French	PDF
Abridged model	31/12/2018	03/06/2019	22/07/2019	French	PDF
Abridged model	31/12/2017	30/08/2018	31/08/2018	French	PDF
Abridged model	31/12/2016	24/07/2017	28/08/2017	French	PDF
Abridged model	31/12/2015	08/09/2016	13/09/2016	French	PDF
Abridged model	31/12/2014	18/06/2015	29/06/2015	French	PDF
Abridged model	31/12/2013	17/09/2014	22/09/2014	French	PDF
Abridged model	31/12/2012	03/06/2013	06/06/2013	French	PDF
Abridged model	31/12/2011	25/05/2012	31/07/2012	French	PDF
Abridged model	31/12/2010	30/07/2011	01/08/2011	French	PDF
Abridged model	31/12/2009	27/07/2010	29/07/2010	French	PDF
Abridged model	31/12/2008	31/07/2009	07/08/2009	French	PDF
Abridged model	31/12/2007	30/06/2008	23/07/2008	French	PDF
Abridged model	31/12/2006	25/06/2007	05/07/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Antoine SEMAL	Director01/10/2011 → 11/06/2023
Mercedes THONON	MandateDirector20/04/2004 → 2006 accountsended
Jean-Philippe SEMAL	Managing director
ROYALE INVEST & CREDIT0445.648.583Represented by LOÏC SEMAL	Mandate

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates25/07/2024
DEMISSIONS, NOMINATIONS
PDF
Registered office02/04/2024
SIEGE SOCIAL
PDF
Mandates13/11/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates13/11/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates28/12/2021
DEMISSIONS, NOMINATIONS
PDF
Capital / shares14/12/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - CAPITAL, ACTIONS
PDF
Mandates23/04/2018
DEMISSIONS, NOMINATIONS
PDF
Registered office28/12/2016
SIEGE SOCIAL
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings20 filings

Mandates

ROYALE INVEST & CREDIT

Mercedes THONON

Antoine SEMAL

Jean-Philippe SEMAL

20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

LOVIC

Chaussée de Tubize(W-B) 254, 1440 Braine-le-ChâteauRue des Combattants 120, 1310 La Hulpe

Director

Managing director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Chaussée de Tubize(W-B) 254, 1440 Braine-le-ChâteauCurrent	accounts 2023 → 2025	Accounts 2025 · 2026-00524496
Rue des Combattants 120, 1310 La Hulpe	accounts 2021 → 2022	Accounts 2022 · 2023-00488311

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
LOVICCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00524496

Events

2025
Annual accounts 2025-189,5 k €↓
2024
Annual accounts 202468,7 k €↓
2023
Annual accounts 2023302,2 k €↑
2022
Annual accounts 2022-2,6 k €↓
2021
Annual accounts 20211 M €↑
2020
Annual accounts 2020295 k €↑
2019
Annual accounts 2019-1,6 k €↓
2018
Annual accounts 2018108,8 k €↑
2017
Annual accounts 201769,9 k €↓
2016
Annual accounts 2016269,2 k €↑
2015
Annual accounts 2015179,8 k €↑
2014
Annual accounts 2014175,5 k €↑
2013
Annual accounts 2013110,1 k €↓
2012
Annual accounts 2012142,1 k €↑
2011
Annual accounts 2011100,4 k €↑
2010
Annual accounts 201099,8 k €↓
2009
Annual accounts 2009123,4 k €↑
2008
Annual accounts 2008115,3 k €↓
2007
Annual accounts 2007156,4 k €↑
2006
Annual accounts 2006140,1 k €
15/03/2001
IncorporationPublic limited company

LOVIC

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events