ACTIVE

LOVIC

Financial year 2025 · Closed on 31/12/2025

Net result-189,5 k €-376,1 %over 1 year
Gross margin1,3 M €+0,5 %over 1 year
Equity3,1 M €-5,7 %over 1 year
Workforce17,0 ETP-4,5 %over 1 year

Identity

Source · BCE/KBO

LOVIC is a Public limited company incorporated in 2001. Its main activity is: Retail sale of other household equipment in specialised stores. Its registered office is in Braine-le-Château. It employs on average 17,0 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0474.324.258
Incorporation
15/03/2001
Legal form
Public limited company
Registered office
Chaussée de Tubize(W-B) 254
1440 Braine-le-Château · WallonieSee on map
Contributed capital
1 062 000,00 €
Latest accounts
31/12/2025
Average workforce
17,0 ETP
Joint committees (3)
  • 100
  • 200
  • 201
Signals
Solid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 22 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin1,3 M €1,3 M €1,7 M €1,1 M €3 M €
EBITDA51,7 k €311,7 k €644,3 k €215,8 k €1,7 M €
Operating result-211,3 k €40,9 k €395,9 k €-57,5 k €1,4 M €
Net result-189,5 k €68,7 k €302,2 k €-2,6 k €1 M €
Balance sheet
Equity3,1 M €3,3 M €3,3 M €3,2 M €3,2 M €
Total assets5,5 M €5,4 M €5,8 M €6,1 M €7 M €
Cash768,8 k €1 M €1 M €1,7 M €1,6 M €
Debts2,3 M €2,1 M €2,5 M €2,9 M €3,7 M €
Other
Workforce17,0 ETP17,8 ETP17,8 ETP17,3 ETP17,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

4 active

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Antoine SEMAL
Director01/10/2011 → 11/06/2023
Mercedes THONON
MandateDirector20/04/2004 → 2006 accountsended
Jean-Philippe SEMAL
Managing director
ROYALE INVEST & CREDIT0445.648.583Represented by LOÏC SEMAL
Mandate

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date25/09/202625/07/202515/07/202417/10/202321/10/202202/08/2021
General meeting24/09/202623/06/202524/06/202409/10/202312/10/202230/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 22 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged modelCorrection31/12/202524/09/202625/09/2026FrenchPDF
Abridged model31/12/202522/06/202623/07/2026FrenchPDF
Abridged modelCorrection31/12/202423/06/202525/07/2025FrenchPDF
Abridged model31/12/202423/06/202516/07/2025FrenchPDF
Abridged model31/12/202324/06/202415/07/2024FrenchPDF
Abridged model31/12/202209/10/202317/10/2023FrenchPDF
Abridged model31/12/202112/10/202221/10/2022FrenchPDF
Abridged model31/12/202030/06/202102/08/2021FrenchPDF
Abridged model31/12/201902/06/202023/07/2020FrenchPDF
Abridged model31/12/201803/06/201922/07/2019FrenchPDF
Abridged model31/12/201730/08/201831/08/2018FrenchPDF
Abridged model31/12/201624/07/201728/08/2017FrenchPDF
Abridged model31/12/201508/09/201613/09/2016FrenchPDF
Abridged model31/12/201418/06/201529/06/2015FrenchPDF
Abridged model31/12/201317/09/201422/09/2014FrenchPDF
Abridged model31/12/201203/06/201306/06/2013FrenchPDF
Abridged model31/12/201125/05/201231/07/2012FrenchPDF
Abridged model31/12/201030/07/201101/08/2011FrenchPDF
Abridged model31/12/200927/07/201029/07/2010FrenchPDF
Abridged model31/12/200831/07/200907/08/2009FrenchPDF
Abridged model31/12/200730/06/200823/07/2008FrenchPDF
Abridged model31/12/200625/06/200705/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

4 active

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
Antoine SEMAL
Director01/10/2011 → 11/06/2023
Mercedes THONON
MandateDirector20/04/2004 → 2006 accountsended
Jean-Philippe SEMAL
Managing director
ROYALE INVEST & CREDIT0445.648.583Represented by LOÏC SEMAL
Mandate

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates25/07/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office02/04/2024
    SIEGE SOCIAL
    PDF
  • Mandates13/11/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/11/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates28/12/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares14/12/2020
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - CAPITAL, ACTIONS
    PDF
  • Mandates23/04/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Registered office28/12/2016
    SIEGE SOCIAL
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts
Year
Identity
Incorporation
Name
Registered office
Annual accounts
Filings20 filings
Mandates
ROYALE INVEST & CREDIT
Mercedes THONON
Antoine SEMAL
Jean-Philippe SEMAL
20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026
LOVIC
Chaussée de Tubize(W-B) 254, 1440 Braine-le-ChâteauRue des Combattants 120, 1310 La Hulpe
Director
Director
Managing director
CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE
Registered addressPeriodSource
Chaussée de Tubize(W-B) 254, 1440 Braine-le-ChâteauCurrent
accounts 2023 → 2025
Accounts 2025 · 2026-00524496
Rue des Combattants 120, 1310 La Hulpe
accounts 2021 → 2022
Accounts 2022 · 2023-00488311

Company names

Source · NBB annual accounts, CBE
NamePeriodSource
LOVICCurrent
accounts 2021 → 2025
Accounts 2025 · 2026-00524496

Events

  1. 2025
    Annual accounts 2025-189,5 k €↓
  2. 2024
    Annual accounts 202468,7 k €↓
  3. 2023
    Annual accounts 2023302,2 k €↑
  4. 2022
    Annual accounts 2022-2,6 k €↓
  5. 2021
    Annual accounts 20211 M €↑
  6. 2020
    Annual accounts 2020295 k €↑
  7. 2019
    Annual accounts 2019-1,6 k €↓
  8. 2018
    Annual accounts 2018108,8 k €↑
  9. 2017
    Annual accounts 201769,9 k €↓
  10. 2016
    Annual accounts 2016269,2 k €↑
  11. 2015
    Annual accounts 2015179,8 k €↑
  12. 2014
    Annual accounts 2014175,5 k €↑
  13. 2013
    Annual accounts 2013110,1 k €↓
  14. 2012
    Annual accounts 2012142,1 k €↑
  15. 2011
    Annual accounts 2011100,4 k €↑
  16. 2010
    Annual accounts 201099,8 k €↓
  17. 2009
    Annual accounts 2009123,4 k €↑
  18. 2008
    Annual accounts 2008115,3 k €↓
  19. 2007
    Annual accounts 2007156,4 k €↑
  20. 2006
    Annual accounts 2006140,1 k €
  21. 15/03/2001
    IncorporationPublic limited company