NORMAL SITUATION

Agent de banque et d'assurances ARDENNE-SPA-PAYS DE HERVE

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Company — Normal situation.

Financial year 2021 · Closed on 31/12/2021

Net result495,7 k €-10,8 %over 1 year

Gross margin2,8 M €-7,9 %over 1 year

Equity628,2 k €-3,8 %over 1 year

Workforce35,8 ETP-8,2 %over 1 year

Identity

Source · BCE/KBO

Agent de banque et d'assurances ARDENNE-SPA-PAYS DE HERVE is a company registered in Belgium. It employs on average 35,8 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0474.573.488
Legal form: Limited partnership
Contributed capital: 75 000,00 €
Latest accounts: 31/12/2021
Average workforce: 35,8 ETP

Joint committees (3)

Signals

ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 16 financial years

	2021		2020		2019		2018		2017
Income statement
Gross margin	2,8 M €	-7.9%	3,1 M €	+14.3%	2,7 M €	-15.9%	3,2 M €	-0.4%	3,2 M €
EBITDA	846,3 k €	-16.2%	1 M €	+37.8%	732,9 k €	-24.1%	965,3 k €	+1.8%	948 k €
Operating result	720,3 k €	-13.0%	827,8 k €	+43.7%	576 k €	-28.0%	800,1 k €	-1.4%	811,6 k €
Net result	495,7 k €	-10.8%	556 k €	+63.1%	340,9 k €	-31.8%	499,7 k €	+6.7%	468,5 k €
Balance sheet
Equity	628,2 k €	-3.8%	653 k €	+13.2%	576,8 k €	-7.1%	620,9 k €	-0.8%	625,7 k €
Total assets	1,8 M €	+1.0%	1,8 M €	+10.6%	1,6 M €	-22.4%	2,1 M €	+1.9%	2,1 M €
Cash	399,3 k €	+260%	111 k €	-50.1%	222,2 k €	-46.3%	413,9 k €	-21.9%	529,9 k €
Debts	1,2 M €	+14.4%	1 M €	+1.2%	1 M €	-22.4%	1,3 M €	-3.5%	1,4 M €
Other
Workforce	35,8 ETP	-8.2%	39,0 ETP	+3.2%	37,8 ETP	-3.6%	39,2 ETP	-6.2%	41,8 ETP

Board of directors

Source · NBB, accounts to 31/12/2021

0 active · 18 ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bernard BONIVER	Director01/01/2020 → 31/12/2021
Christian PEZZIN	Director01/01/2020 → 01/04/2021
Eric REUTER	Director01/01/2020 → 31/12/2021
Frédéric MIERMANS	Director01/01/2020 → 31/12/2021

Full financial information

Source · NBB

	2021	2020	2019	2018	2017	2016
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2021	01/01/2020	01/01/2019	01/01/2018	01/01/2017	01/01/2016
Closing of the financial year	31/12/2021	31/12/2020	31/12/2019	31/12/2018	31/12/2017	31/12/2016
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/06/2022	22/06/2021	22/06/2020	24/07/2019	22/06/2018	07/08/2017
General meeting	21/06/2022	15/06/2021	16/06/2020	18/06/2019	19/06/2018	20/06/2017
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2021	21/06/2022	30/06/2022	French	PDF
Abridged model	31/12/2020	15/06/2021	22/06/2021	French	PDF
Abridged model	31/12/2019	16/06/2020	22/06/2020	French	PDF
Abridged model	31/12/2018	18/06/2019	24/07/2019	French	PDF
Abridged model	31/12/2017	19/06/2018	22/06/2018	French	PDF
Abridged model	31/12/2016	20/06/2017	07/08/2017	French	PDF
Abridged model	31/12/2015	21/06/2016	24/06/2016	French	PDF
Abridged model	31/12/2014	16/06/2015	16/06/2015	French	PDF
Abridged model	31/12/2013	17/06/2014	17/06/2014	French	PDF
Abridged model	31/12/2012	18/06/2013	18/06/2013	French	PDF
Abridged model	31/12/2011	19/06/2012	19/06/2012	French	PDF
Abridged model	31/12/2010	21/06/2011	21/06/2011	French	PDF
Abridged model	31/12/2009	15/06/2010	15/06/2010	French	PDF
Abridged model	31/12/2008	19/06/2009	19/06/2009	French	PDF
Abridged model	31/12/2007	20/06/2008	20/06/2008	French	PDF
Abridged model	31/12/2006	15/06/2007	25/06/2007	French	PDF
Abridged model	31/12/2005	16/06/2006	26/06/2006	French	PDF
Abridged model	31/12/2004	17/06/2005	20/06/2005	French	PDF
Abridged model	31/12/2003	18/06/2004	05/07/2004	French	PDF
Abridged model	31/12/2002	20/06/2003	03/07/2003	French	PDF
Abridged model	31/12/2001	21/06/2002	03/07/2002	French	PDF

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2021

0 active · 18 ended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Bernard BONIVER	Director01/01/2020 → 31/12/2021
Christian PEZZIN	Director01/01/2020 → 01/04/2021
Eric REUTER	Director01/01/2020 → 31/12/2021
Frédéric MIERMANS	Director01/01/2020 → 31/12/2021

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates21/02/2022
DEMISSIONS, NOMINATIONS
PDF
Dissolution10/01/2022
RUBRIQUE FIN (CESSATION, ANNULATION CESSATION, NULLITE, CONC, REORGANISATION JUDICIAIRE, ETC...) - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring27/10/2021
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates05/05/2021
DEMISSIONS, NOMINATIONS
PDF
Mandates06/12/2019
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
PDF
Mandates06/02/2019
DEMISSIONS, NOMINATIONS
PDF
Restructuring27/01/2017
DENOMINATION - SIEGE SOCIAL - CAPITAL, ACTIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring14/10/2016
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Name

Registered office

Annual accounts

Filings16 filings

Mandates

Christian PEZZIN

Yves DIEFFELS

Olivier BOLLAND

Eric REUTER

Raphaël DEPOSSON

Bernard BONIVER

Frédéric MIERMANS

Nicolas LEONARD

Renato BERSANELLI

Gaston DEJALLE

Stéphanie VANO

Patrick LAMBERT

and 3 more mandates

20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

Director

Managing director

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Place du Marché 22, 4651 Battice	accounts 2021	Accounts 2021 · 2022-20182065

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
AGENT DE BANQUE ET D'ASSURANCES ARDENNE SPA PAYS DE HERVE	accounts 2021	Accounts 2021 · 2022-20182065

Events

2021
Annual accounts 2021495,7 k €↓
2020
Annual accounts 2020556 k €↑
2019
Annual accounts 2019340,9 k €↓
2018
Annual accounts 2018499,7 k €↑
2017
Annual accounts 2017468,5 k €↑
2016
Annual accounts 2016391,5 k €↓
2015
Annual accounts 2015461,6 k €↓
2014
Annual accounts 2014595 k €↑
2013
Annual accounts 2013449,6 k €↑
2012
Annual accounts 2012364 k €↓
2011
Annual accounts 2011688,8 k €↑
2010
Annual accounts 2010131,8 k €↑
2009
Annual accounts 2009121,2 k €↑
2008
Annual accounts 2008111,4 k €↑
2007
Annual accounts 200778,9 k €↓
2006
Annual accounts 2006117,7 k €

Agent de banque et d'assurances ARDENNE-SPA-PAYS DE HERVE

Overview

Identity

Financials

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

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Timeline

Timeline

Registered offices

Company names

Events