ACTIVE

B&G VERZEKERINGSMAKELAARS

Export PDF

Financial year 2025 · Closed on 31/12/2025

Net result-10,7 k €+69,4 %over 1 year

Gross margin711 k €-3,0 %over 1 year

Equity427,6 k €-2,5 %over 1 year

Workforce9,1 ETP+1,1 %over 1 year

Identity

Source · BCE/KBO

B&G VERZEKERINGSMAKELAARS is a Private limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Wingene. It employs on average 9,1 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0474.715.129
Incorporation: 27/04/2001
Legal form: Private limited company
Registered office: Rupsenstraat 48
8750 Wingene · FlandreSee on map
Contributed capital: 18 600,00 €
Latest accounts: 31/12/2025
Average workforce: 9,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances

Joint committees (1)

Signals

Solid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	711 k €	-3.0%	732,7 k €	-11.1%	824,6 k €	+6.3%	775,6 k €	+40.3%	552,6 k €
EBITDA	71,6 k €	-35.3%	110,6 k €	-54.2%	241,7 k €	+6.1%	227,9 k €	+347%	50,9 k €
Operating result	8,5 k €	+136%	-23,4 k €	-118%	130,6 k €	+16.3%	112,3 k €	+265%	-68,1 k €
Net result	-10,7 k €	+69.4%	-35,1 k €	-146%	76,7 k €	-15.3%	90,5 k €	+226%	-72,1 k €
Balance sheet
Equity	427,6 k €	-2.5%	438,4 k €	-7.4%	473,5 k €	+19.3%	396,8 k €	+29.6%	306,3 k €
Total assets	915,9 k €	-8.6%	1 M €	-10.7%	1,1 M €	+10.5%	1 M €	+13.0%	898,8 k €
Cash	78,1 k €	-25.9%	105,5 k €	-59.4%	259,7 k €	+881%	26,5 k €	-52.5%	55,7 k €
Debts	482,3 k €	-9.9%	535,5 k €	-14.2%	624,2 k €	+2.3%	610,3 k €	+3.8%	587,8 k €
Other
Workforce	9,1 ETP	+1.1%	9,0 ETP	+16.9%	7,7 ETP	+2.7%	7,5 ETP	-9.6%	8,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Barmels

Director · 1017.048.166

Represented by Stefaan Barbier

Active

NOOSIE

Director · 1021.387.135

Represented by Philip Gryspeert

Active

Ended mandates

Philip Gryspeert

Director

Ended

PHILIP GRYSPEERT

Manager

Ended

Stefaan BARBIER

Manager

Ended

STEFAAN BARBIER

Manager · until 19 avril 2018

Ended

Other companies at this address

Rupsenstraat 48 8750 Wingene

Company	CBE no.
NOOSIE● Active	1021.387.135
Oudleiders Chiro Zwevezele● Active	0473.857.569

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	16/07/2026	22/08/2025	28/08/2024	29/08/2023	30/08/2022	26/08/2021
General meeting	05/06/2026	06/06/2025	07/06/2024	02/06/2023	03/06/2022	04/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for 7 days

Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	05/06/2026	16/07/2026	Dutch	PDF
Abridged model	31/12/2024	06/06/2025	22/08/2025	Dutch	PDF
Abridged model	31/12/2023	07/06/2024	28/08/2024	Dutch	PDF
Abridged model	31/12/2022	02/06/2023	29/08/2023	Dutch	PDF
Abridged model	31/12/2021	03/06/2022	30/08/2022	Dutch	PDF
Abridged model	31/12/2020	04/06/2021	26/08/2021	Dutch	PDF
Abridged model	31/12/2019	05/06/2020	27/08/2020	Dutch	PDF
Abridged model	31/12/2018	07/06/2019	30/08/2019	Dutch	PDF
Abridged model	31/12/2017	01/06/2018	30/08/2018	Dutch	PDF
Micro model	31/12/2016	02/06/2017	30/08/2017	Dutch	PDF
Abridged model	31/12/2015	03/06/2016	30/08/2016	Dutch	PDF
Abridged model	31/12/2014	05/06/2015	25/08/2015	Dutch	PDF
Abridged model	31/12/2013	06/06/2014	21/08/2014	Dutch	PDF
Abridged model	31/12/2012	07/06/2013	29/08/2013	Dutch	PDF
Abridged model	31/12/2011	01/06/2012	21/08/2012	Dutch	PDF
Abridged model	31/12/2010	03/06/2011	12/08/2011	Dutch	PDF
Abridged model	31/12/2009	04/06/2010	27/08/2010	Dutch	PDF
Abridged model	31/12/2008	05/06/2009	24/08/2009	Dutch	PDF
Abridged model	31/12/2007	06/06/2008	01/08/2008	Dutch	PDF
Abridged model	31/12/2006	01/06/2007	24/08/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

Barmels

Director · 1017.048.166

Represented by Stefaan Barbier

Active

NOOSIE

Director · 1021.387.135

Represented by Philip Gryspeert

Active

Ended mandates

Philip Gryspeert

Director

Ended

PHILIP GRYSPEERT

Manager

Ended

Stefaan BARBIER

Manager

Ended

STEFAAN BARBIER

Manager · until 19 avril 2018

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates22/07/2025
Kennisname ontslag bestuurder - Benoeming bestuurders - Aanstelling vaste
PDF
Mandates13/12/2023
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING
PDF
Mandates07/05/2018
ONTSLAGEN - BENOEMINGEN
PDF
Capital / shares27/12/2010
KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Registered office12/04/2005
MAATSCHAPPELIJKE ZETEL
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025-10,7 k €↑
2024
Annual accounts 2024-35,1 k €↓
2023
Annual accounts 202376,7 k €↓
2023
Name changeB&G Verzekeringsmakelaars
2022
Annual accounts 202290,5 k €↑
2021
Annual accounts 2021-72,1 k €↓
2021
Name changeBarbier & Gryspeert verzekeringsmakelaars
2020
Annual accounts 2020-41,8 k €↑
2019
Annual accounts 2019-48,7 k €↓
2018
Annual accounts 201810 k €↓
2017
Annual accounts 201784 k €↑
2016
Annual accounts 201673,4 k €↑
2015
Annual accounts 201566,7 k €↑
2014
Annual accounts 201413,3 k €↓
2013
Annual accounts 201351,8 k €↓
2012
Annual accounts 201254,4 k €↑
2011
Annual accounts 201146,6 k €↑
2010
Annual accounts 201027,8 k €↓
2009
Annual accounts 200947,1 k €↑
2008
Annual accounts 200845,2 k €↑
2007
Annual accounts 200711,3 k €↓
2006
Annual accounts 200635,9 k €
27/04/2001
IncorporationPrivate limited company

B&G VERZEKERINGSMAKELAARS

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline