FIDERO VERZEKERINGEN
0475.295.149 · rovalta.com · 25/09/2026
ACTIVE
FIDERO VERZEKERINGEN
Financial year 2025 · Closed on 31/12/2025
Net result127,9 k €+2,5 %over 1 year
Gross margin1,5 M €-1,2 %over 1 year
Equity1 M €+14,0 %over 1 year
Workforce14,1 ETP-5,4 %over 1 year
Overview
Identity
Source · BCE/KBOFIDERO VERZEKERINGEN is a Public limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aalter. It employs on average 14,1 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0475.295.149
- Incorporation
- 13/07/2001
- Legal form
- Public limited company
- Registered office
- Steenweg op Deinze 150
9880 Aalter · FlandreSee on map - Contributed capital
- 100 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 14,1 ETP
Activities (NACE)
Joint committees (2)
- 306
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 8 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,5 M € | -1.2% | 1,5 M € | +6.1% | 1,5 M € | +9.2% | 1,3 M € | +49.9% | 889,9 k € |
| EBITDA | 389,3 k € | -3.5% | 403,4 k € | -3.7% | 418,7 k € | -10.9% | 469,8 k € | +93.9% | 242,2 k € |
| Operating result | 180,3 k € | -6.1% | 192 k € | -18.1% | 234,3 k € | -28.2% | 326,3 k € | +132% | 140,6 k € |
| Net result | 127,9 k € | +2.5% | 124,7 k € | -24.8% | 165,8 k € | -33.4% | 249,1 k € | +128% | 109,4 k € |
| Balance sheet | |||||||||
| Equity | 1 M € | +14.0% | 882 k € | +14.8% | 768,2 k € | +27.5% | 602,4 k € | +30.7% | 460,9 k € |
| Total assets | 2 M € | -4.3% | 2,1 M € | -2.6% | 2,2 M € | +24.2% | 1,7 M € | +152% | 691,7 k € |
| Cash | 110,7 k € | +61.0% | 68,8 k € | -1.8% | 70 k € | -62.2% | 185,1 k € | -20.9% | 234,1 k € |
| Debts | 1 M € | -17.6% | 1,2 M € | -11.7% | 1,4 M € | +21.7% | 1,1 M € | +394% | 230,8 k € |
| Other | |||||||||
| Workforce | 14,1 ETP | -5.4% | 14,9 ETP | +0.7% | 14,8 ETP | +8.8% | 13,6 ETP | +11.5% | 12,2 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20255 active · 66 ended
Active mandates
Ended mandates
Other companies at this address
Steenweg op Deinze 150 9880 Aalter| Company | CBE no. |
|---|---|
GROEP FIDERO VERZEKERINGEN● Active | 0655.904.102 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 27/05/2026 | 27/06/2025 | 25/06/2024 | 30/06/2023 | 27/06/2022 | 25/06/2021 |
| General meeting | 29/04/2026 | 30/05/2025 | 31/05/2024 | 26/05/2023 | 27/05/2022 | 28/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 29/04/2026 | 27/05/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/05/2025 | 27/06/2025 | Dutch | |
| Abridged model | 31/12/2023 | 31/05/2024 | 25/06/2024 | Dutch | |
| Abridged model | 31/12/2022 | 26/05/2023 | 30/06/2023 | Dutch | |
| Abridged model | 31/12/2021 | 27/05/2022 | 27/06/2022 | Dutch | |
| Abridged model | 31/12/2020 | 28/05/2021 | 25/06/2021 | Dutch | |
| Abridged model | 31/12/2019 | 29/05/2020 | 24/06/2020 | Dutch | |
| Abridged model | 31/12/2018 | 31/05/2019 | 26/06/2019 | Dutch | |
| Abridged model | 31/12/2017 | 26/06/2018 | 24/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 05/05/2017 | 01/06/2017 | Dutch | |
| Abridged model | 31/12/2015 | 16/03/2016 | 16/06/2016 | Dutch | |
| Abridged model | 31/12/2014 | 29/05/2015 | 18/06/2015 | Dutch | |
| Abridged model | 31/12/2013 | 30/05/2014 | 05/06/2014 | Dutch | |
| Abridged model | 31/12/2012 | 31/05/2013 | 06/06/2013 | Dutch | |
| Abridged model | 31/12/2011 | 25/05/2012 | 04/07/2012 | Dutch | |
| Abridged model | 31/12/2010 | 27/05/2011 | 30/05/2011 | Dutch | |
| Abridged model | 31/12/2009 | 28/05/2010 | 28/06/2010 | Dutch | |
| Abridged model | 31/12/2008 | 31/07/2009 | 19/08/2009 | Dutch | |
| Abridged model | 31/12/2007 | 16/06/2008 | 24/07/2008 | Dutch | |
| Abridged model | 31/12/2006 | 30/06/2007 | 07/08/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20255 active · 66 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates08/05/2026BENAMING - ONTSLAGEN - BENOEMINGEN
- Mandates04/03/2025ONTSLAGEN - BENOEMINGEN
- Mandates18/01/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
- Mandates11/07/2022ONTSLAGEN - BENOEMINGEN
- Mandates31/08/2021ONTSLAGEN - BENOEMINGEN
- Mandates18/05/2018ONTSLAGEN - BENOEMINGEN
- Mandates16/10/2017ONTSLAGEN - BENOEMINGEN
- Mandates08/02/2016KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025127,9 k €↑
- 2025Name changeFIDERO VERZEKERINGEN NV
- 2024Annual accounts 2024124,7 k €↓
- 2023Annual accounts 2023165,8 k €↓
- 2022Annual accounts 2022249,1 k €↑
- 2021Annual accounts 2021109,4 k €↓
- 2021Name changeB&D INSURANCE NV
- 2019Annual accounts 2019124,9 k €↑
- 2018Annual accounts 2018105,5 k €↑
- 2006Annual accounts 200625,9 k €
- 13/07/2001IncorporationPublic limited company