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FIDERO VERZEKERINGEN (0475.295.149) — Belgian company profile — Rovalta
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Frequently asked questions Key figures
Financial data Table Chart
2025 2024 2023 2022 2021 2019 2018 2006 Gross margin 1,5 M € -1.2%1,5 M € +6.1%1,5 M € +9.2%1,3 M € +49.9%889,9 k € +9.8%810,8 k € -0.5%814,6 k € +175.7%295,5 k € EBITDA 389,3 k € -3.5%403,4 k € -3.7%418,7 k € -10.9%469,8 k € +93.9%242,2 k € -20.7%305,4 k € +7.7%283,5 k € +62.0%175,0 k € Operating profit 180,3 k € -6.1%192,0 k € -18.1%234,3 k € -28.2%326,3 k € +132.1%140,6 k € -28.4%196,3 k € +16.0%169,2 k € +108.3%81,2 k € Profit/loss 127,9 k € +2.5%124,7 k € -24.8%165,8 k € -33.4%249,1 k € +127.7%109,4 k € -12.4%124,9 k € +18.5%105,5 k € +306.6%25,9 k € Equity 1,0 M € +14.0%882,0 k € +14.8%768,2 k € +27.5%602,4 k € +30.7%460,9 k € +80.8%254,9 k € +10.8%230,0 k € +66.8%137,9 k € Total assets 2,0 M € -4.3%2,1 M € -2.6%2,2 M € +24.2%1,7 M € +151.8%691,7 k € -8.7%757,8 k € +1.0%750,6 k € +26.6%592,8 k € Cash 110,7 k € +61.0%68,8 k € -1.8%70,0 k € -62.2%185,1 k € -20.9%234,1 k € -43.8%416,4 k € +58.1%263,3 k € +156.7%102,6 k € Debts 1,0 M € -17.6%1,2 M € -11.7%1,4 M € +21.7%1,1 M € +393.6%230,8 k € -54.1%502,8 k € -3.4%520,6 k € +14.5%454,9 k € Staff 14,1 14,9 14,8 13,6 12,2 10,3 11,3 4,4
Belgian Official Gazette publications Belgian Official Gazette publications View the 16 publications
Name history FIDERO VERZEKERINGEN NV 2025 B&D INSURANCE NV 2021–2024 Competition
Similar companies Other companies at this address Other companies at this address ACTIVEBCE 0475.295.149 Public limited company Abridged model NBB ✓
FV
FIDERO VERZEKERINGEN Public limited company · Aalter · incorporated on 13/07/2001 · 14,1 ETP
Equity
1,0 M €
solvency 49,9 %
Total balance sheet
2,0 M €
filing 27/05/2026
Health score
Z-Score 3.1
NSSO & social debts 9,8 % Recommended credit limit€ 1.30M
Maximum recommended credit amount, based on solvency, liquidity and profitability.
Available with a free account ✦ Verdict · Analyst summaryPublic limited company profitable and well capitalised . Cash position rising (+61.0%).
Recommendation
Acceptable counterparty for a moderate engagement. Require 2 fiscal years of detailed accounts before any significant exposure. The abridged model hides revenue.
Financial overview
Financial year 2025 Frequently asked questionsWhat is the VAT number of FIDERO VERZEKERINGEN?
Where is FIDERO VERZEKERINGEN located?
What type of company is FIDERO VERZEKERINGEN?
When was FIDERO VERZEKERINGEN founded?
What profit did FIDERO VERZEKERINGEN make in 2025?
How much debt did FIDERO VERZEKERINGEN have in 2025?
What does FIDERO VERZEKERINGEN do? FIDERO VERZEKERINGEN is a Public limited company incorporated in 2001. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Aalter. It employs on average 14,1 ETP workers (FTE).
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0475.295.149
Legal form
Public limited company
Registered office
Steenweg op Deinze 150
9880 Aalter · Flandre
See on mapContribution (capital)
100 000,00 €
Accounts model
Abridged model · Dutch
Latest accounts
31/12/2025
Average workforce
14,1 ETP
Annual accountsFinancial health ratios Key indicators
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Timeline 2025
Annual accounts 2025 127,9 k €↑
2025
Name change FIDERO VERZEKERINGEN NV
2024
Annual accounts 2024 124,7 k €↓
2023
Annual accounts 2023 165,8 k €↓
2022
Annual accounts 2022 249,1 k €↑
2021
Annual accounts 2021 109,4 k €↓
Mandates 08/05/2026
BENAMING - ONTSLAGEN - BENOEMINGEN PDF Mandates 04/03/2025
ONTSLAGEN - BENOEMINGEN PDF Mandates 18/01/2024
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN,
) - ONTSLAGEN - BENOEMINGEN PDF Mandates 11/07/2022
ONTSLAGEN - BENOEMINGEN PDF Mandates 31/08/2021
ONTSLAGEN - BENOEMINGEN PDF Mandates 18/05/2018
ONTSLAGEN - BENOEMINGEN PDF Mandates 16/10/2017
ONTSLAGEN - BENOEMINGEN PDF Mandates 08/02/2016
KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN,
) PDF Source: Belgian Official Gazette
Name change B&D INSURANCE NV
2019
Annual accounts 2019 124,9 k €↑
2018
Annual accounts 2018 105,5 k €↑
2006
Annual accounts 2006 25,9 k €
13/07/2001
Incorporation Public limited company
Profitable Solid equity Low risk Good liquidity Positive cashflow Positive EBITDA Healthy social debts