ACTIVE

Bank- en verzekeringsagent Rivierenland

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Financial year 2019 · Closed on 31/12/2019

Net result290,1 k €-20,3 %over 1 year

Gross margin2 M €-6,1 %over 1 year

Equity458,2 k €-7,8 %over 1 year

Workforce27,5 ETP+3,4 %over 1 year

Identity

Source · BCE/KBO

Bank- en verzekeringsagent Rivierenland is a Limited partnership incorporated in 2001. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Mechelen. It employs on average 27,5 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0475.734.025
Incorporation: 28/09/2001
Legal form: Limited partnership
Registered office: Grote Markt 31
2800 Mechelen · FlandreSee on map
Latest accounts: 31/12/2019
Average workforce: 27,5 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 14 filings

Trend over 14 financial years

	2019		2018		2017		2016		2015
Income statement
Gross margin	2 M €	-6.1%	2,2 M €	-7.7%	2,3 M €	+1.5%	2,3 M €	-0.9%	2,3 M €
EBITDA	486,6 k €	-16.2%	580,7 k €	-1.6%	590,1 k €	+112%	278,6 k €	-22.7%	360,4 k €
Operating result	473,6 k €	-17.1%	571,2 k €	-0.6%	574,9 k €	+126%	253,9 k €	-27.2%	348,6 k €
Net result	290,1 k €	-20.3%	363,7 k €	+10.1%	330,5 k €	+180%	118,1 k €	-41.2%	200,8 k €
Balance sheet
Equity	458,2 k €	-7.8%	496,8 k €	-5.9%	527,8 k €	+9.3%	483 k €	-16.9%	581,3 k €
Total assets	1,2 M €	-6.4%	1,2 M €	-5.2%	1,3 M €	+13.5%	1,2 M €	-9.3%	1,3 M €
Cash	426,6 k €	+77.3%	240,6 k €	+208%	78 k €	-69.5%	255,9 k €	-47.4%	486,9 k €
Debts	700,9 k €	-0.9%	707,2 k €	-9.2%	778,5 k €	+16.5%	668,2 k €	-2.8%	687,8 k €
Other
Workforce	27,5 ETP	+3.4%	26,6 ETP	-14.5%	31,1 ETP	-8.5%	34,0 ETP	+0.3%	33,9 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 2,5 M€ and 5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2019

9 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Kurt Van Den Brande	Administrator - managersince 01/01/2019Directorended
Johan Schelfhout	Mandatesince 01/01/2018Directorsince 01/01/2010ended
Kevin Lauwers	Director01/01/2018 → 21/11/2019
Stefan Marcassoli	Administrator - managersince 01/05/2013Directorsince 01/05/2013ended
Dimitri Van Goidsenhoven	Administrator - managersince 01/01/2013Directorsince 01/01/2013ended
Patrick De Mesmaeker	Director01/01/2010 → 31/01/2019
Gunter Bellekens	Administrator - managersince 01/04/2009Directorsince 01/04/2009ended
Stijn Buelens	Administrator - managersince 01/10/2008Directorsince 01/10/2008ended
Rafael Marien	Administrator - managersince 20/09/2001Directorended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Stefan Vanderwaeren	Directorsince 01/05/2013
Marc Dhuygelaere	Mandatesince 01/01/2010
Michel De Roover	Directorsince 01/01/2010
Stephane Adriaens	Directorsince 01/01/2010

Full financial information

Source · NBB

	2019	2018	2017	2016	2015	2014
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2019	01/01/2018	01/01/2017	01/01/2016	01/01/2015	01/01/2014
Closing of the financial year	31/12/2019	31/12/2018	31/12/2017	31/12/2016	31/12/2015	31/12/2014
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/07/2020	10/07/2019	23/07/2018	24/07/2017	30/06/2016	25/06/2015
General meeting	23/06/2020	25/06/2019	28/06/2018	22/06/2017	23/06/2016	25/06/2015
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 14 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2019	23/06/2020	22/07/2020	Dutch	PDF
Abridged model	31/12/2018	25/06/2019	10/07/2019	Dutch	PDF
Abridged model	31/12/2017	28/06/2018	23/07/2018	Dutch	PDF
Abridged model	31/12/2016	22/06/2017	24/07/2017	Dutch	PDF
Abridged model	31/12/2015	23/06/2016	30/06/2016	Dutch	PDF
Abridged model	31/12/2014	25/06/2015	25/06/2015	Dutch	PDF
Abridged model	31/12/2013	26/06/2014	26/06/2014	Dutch	PDF
Abridged model	31/12/2012	27/06/2013	27/06/2013	Dutch	PDF
Abridged model	31/12/2011	28/06/2012	28/06/2012	Dutch	PDF
Abridged model	31/12/2010	23/06/2011	23/06/2011	Dutch	PDF
Abridged model	31/12/2009	24/06/2010	24/06/2010	Dutch	PDF
Abridged model	31/12/2008	25/06/2009	25/06/2009	Dutch	PDF
Abridged model	31/12/2007	26/06/2008	26/06/2008	Dutch	PDF
Abridged model	31/12/2006	28/06/2007	28/06/2007	Dutch	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 2,5 M€ and 5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2019

9 active · 11 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Kurt Van Den Brande	Administrator - managersince 01/01/2019Directorended
Johan Schelfhout	Mandatesince 01/01/2018Directorsince 01/01/2010ended
Kevin Lauwers	Director01/01/2018 → 21/11/2019
Stefan Marcassoli	Administrator - managersince 01/05/2013Directorsince 01/05/2013ended
Dimitri Van Goidsenhoven	Administrator - managersince 01/01/2013Directorsince 01/01/2013ended
Patrick De Mesmaeker	Director01/01/2010 → 31/01/2019
Gunter Bellekens	Administrator - managersince 01/04/2009Directorsince 01/04/2009ended
Stijn Buelens	Administrator - managersince 01/10/2008Directorsince 01/10/2008ended
Rafael Marien	Administrator - managersince 20/09/2001Directorended

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Stefan Vanderwaeren	Directorsince 01/05/2013
Marc Dhuygelaere	Mandatesince 01/01/2010
Michel De Roover	Directorsince 01/01/2010
Stephane Adriaens	Directorsince 01/01/2010

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates21/05/2026
ONTSLAGEN - BENOEMINGEN
PDF
Mandates05/05/2025
ONTSLAGEN - BENOEMINGEN
PDF
Mandates22/08/2022
ONTSLAGEN - BENOEMINGEN
PDF
Restructuring20/01/2022
BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Restructuring25/10/2021
RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
PDF
Mandates03/02/2021
ONTSLAGEN - BENOEMINGEN
PDF
Mandates16/12/2019
ONTSLAGEN - BENOEMINGEN
PDF
Mandates04/12/2019
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
PDF

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A company's peers, by sector and size, are included in the Business plan.

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Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings14 filings

Mandates

Kurt Van Den Brande

Kevin Lauwers

Johan Schelfhout

Stefan Marcassoli

Dimitri Van Goidsenhoven

Gunter Bellekens

Stijn Buelens

Rafael Marien

Patrick De Mesmaeker

Stefan Vanderwaeren

Michel De Roover

Stephane Adriaens

and 1 more mandate

20012002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

BELFIUS REGIO MECHELENDEXIA REGIO MECHELENDEXIA BONHEIDEN

No data

Administrator - manager

Director

Administrator - manager

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Grote Markt 31, 2800 MechelenCurrent		CBE

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
Bank- en verzekeringsagent RivierenlandCurrent		CBE
Bank-en verzekeringsagent REGIO MECHELEN	accounts 2019	Accounts 2019 · 2020-32900268
BELFIUS REGIO MECHELEN	accounts 2011 → 2018	Accounts 2018 · 2019-30600253
DEXIA REGIO MECHELEN	accounts 2009 → 2010	Accounts 2010 · 2011-18500154
DEXIA BONHEIDEN	accounts 2006 → 2008	Accounts 2008 · 2009-27900295

Events

2019
Annual accounts 2019290,1 k €↓
2019
Name changeBank-en verzekeringsagent REGIO MECHELEN
2018
Annual accounts 2018363,7 k €↑
2017
Annual accounts 2017330,5 k €↑
2016
Annual accounts 2016118,1 k €↓
2015
Annual accounts 2015200,8 k €↓
2014
Annual accounts 2014227 k €↑
2013
Annual accounts 2013114,5 k €↓
2012
Annual accounts 2012293 k €↑
2011
Annual accounts 2011291,7 k €↓
2011
Name changeBELFIUS REGIO MECHELEN
2010
Annual accounts 2010554 k €↑
2009
Annual accounts 2009187,7 k €↑
2009
Name changeDEXIA REGIO MECHELEN
2008
Annual accounts 200835,6 k €↑
2007
Annual accounts 20073,8 k €↓
2006
Annual accounts 200641,4 k €
28/09/2001
IncorporationLimited partnership

Bank- en verzekeringsagent Rivierenland

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events