ACTIVE

LZK Verzekeringen

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Financial year 2025 · Closed on 31/12/2025

Net result43,5 k €+1,6 %over 1 year
Gross margin121,8 k €+2,3 %over 1 year
Equity225,4 k €+23,9 %over 1 year

Identity

Source · BCE/KBO

LZK Verzekeringen is a Private limited company incorporated in 2002. Its registered office is in Lier.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0477.028.677
Incorporation
06/03/2002
Legal form
Private limited company
Registered office
Berlaarsestraat 2 box 2
2500 Lier · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

20252024202320222021
Income statement
Gross margin121,8 k €119,1 k €78,3 k €100,4 k €107 k €
EBITDA67,4 k €66,8 k €24 k €55,6 k €62,5 k €
Operating result65,4 k €65 k €23 k €54,6 k €62,1 k €
Net result43,5 k €42,8 k €14,5 k €36 k €39,6 k €
Balance sheet
Equity225,4 k €181,9 k €139,1 k €124,6 k €88,6 k €
Total assets249,2 k €212,6 k €155,8 k €153,9 k €127,8 k €
Cash206,7 k €174,1 k €113 k €90,7 k €71,3 k €
Debts23,8 k €30,7 k €16,7 k €29,3 k €39,2 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 4 ended

Active mandates

Jasmina Guwy

Director · since 01 août 2024

Active

Ended mandates

Jasmina Guwy

Director · since 20 décembre 2004

Ended
Jasmina Guwy

Manager · since 20 décembre 2004

Ended
Jasmina Guwy

Director

Ended
Jasmina Guwy

Manager

Ended

Other companies at this address

Berlaarsestraat 2 2500 Lier
CompanyCBE no.
MARQUET & CO● Active
0467.464.675
Vereniging van Mede-eigenaars van de Residentie 'De Raap', Berlaarsestraat 2 te 2500 Lier● Active
0897.082.823

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date25/06/202601/09/202522/07/202431/08/202330/08/202226/01/2022
General meeting01/06/202602/06/202524/06/202405/06/202306/06/202207/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202501/06/202625/06/2026DutchPDF
Micro model31/12/202402/06/202501/09/2025DutchPDF
Micro model31/12/202324/06/202422/07/2024DutchPDF
Micro model31/12/202205/06/202331/08/2023DutchPDF
Micro model31/12/202106/06/202230/08/2022DutchPDF
Micro model31/12/202007/06/202126/01/2022DutchPDF
Micro model31/12/201907/09/202011/12/2020DutchPDF
Micro model31/12/201803/06/201930/08/2019DutchPDF
Micro model31/12/201704/06/201827/06/2018DutchPDF
Abridged model31/12/201631/08/201714/09/2017DutchPDF
Abridged model31/12/201505/09/201609/09/2016DutchPDF
Abridged model31/12/201410/08/201511/08/2015DutchPDF
Abridged model31/12/201329/09/201429/09/2014DutchPDF
Abridged model31/12/201201/07/201309/09/2013DutchPDF
Abridged model31/12/201129/08/201229/08/2012DutchPDF
Abridged model31/12/201008/11/201108/11/2011DutchPDF
Abridged model31/12/200930/08/201031/08/2010DutchPDF
Abridged model31/12/200826/11/200927/11/2009DutchPDF
Abridged model31/12/200706/11/200807/11/2008DutchPDF
Abridged model31/12/200613/11/200715/11/2007DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 4 ended

Active mandates

Jasmina Guwy

Director · since 01 août 2024

Active

Ended mandates

Jasmina Guwy

Director · since 20 décembre 2004

Ended
Jasmina Guwy

Manager · since 20 décembre 2004

Ended
Jasmina Guwy

Director

Ended
Jasmina Guwy

Manager

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates07/08/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - DIVERSEN - MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - DOEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates25/01/2005
    BENAMING - MAATSCHAPPELIJKE ZETEL - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN - ALGEMENE VERGADERING - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202543,5 k €↑
  2. 2024
    Annual accounts 202442,8 k €↑
  3. 2023
    Annual accounts 202314,5 k €↓
  4. 2022
    Annual accounts 202236 k €↓
  5. 2021
    Annual accounts 202139,6 k €↑
  6. 2020
    Annual accounts 202028,5 k €↑
  7. 2019
    Annual accounts 20193 k €↓
  8. 2018
    Annual accounts 201811,5 k €↑
  9. 2017
    Annual accounts 20176,8 k €↓
  10. 2016
    Annual accounts 201613,2 k €↓
  11. 2015
    Annual accounts 201532,9 k €↑
  12. 2014
    Annual accounts 201430,7 k €↑
  13. 2013
    Annual accounts 201329,9 k €↑
  14. 2012
    Annual accounts 201221,8 k €↑
  15. 2011
    Annual accounts 201120,5 k €↓
  16. 2010
    Annual accounts 201021,6 k €↑
  17. 2009
    Annual accounts 200915,9 k €
  18. 06/03/2002
    IncorporationPrivate limited company