ACTIVE

TERRIER & KEPPERS

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Financial year 2025 · Closed on 31/12/2025

Net result71,4 k €+5,5 %over 1 year
Gross margin321,5 k €+70,6 %over 1 year
Equity152,3 k €+31,4 %over 1 year
Workforce3,1 ETP+121,4 %over 1 year

Identity

Source · BCE/KBO

TERRIER & KEPPERS is a Public limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Mouscron. It employs on average 3,1 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0477.770.926
Incorporation
19/06/2002
Legal form
Public limited company
Registered office
Rue de Tournai 17
7700 Mouscron · WallonieSee on map
Contributed capital
61 500,00 €
Latest accounts
31/12/2025
Average workforce
3,1 ETP
Joint committees (2)
  • 218
  • 307
Signals
ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 21 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin321,5 k €188,5 k €227 k €199,2 k €205,4 k €
EBITDA146,6 k €101,7 k €126,5 k €109,7 k €140,9 k €
Operating result91,8 k €80,7 k €90,1 k €82,5 k €116,5 k €
Net result71,4 k €67,6 k €76,3 k €71 k €103,2 k €
Balance sheet
Equity152,3 k €116 k €188,4 k €162 k €151 k €
Total assets576,1 k €222,1 k €332,2 k €338,6 k €265,4 k €
Cash165,5 k €96 k €80,3 k €59,3 k €93,9 k €
Debts423,7 k €106,1 k €143,8 k €176,6 k €114,4 k €
Other
Workforce3,1 ETP1,4 ETP2,0 ETP1,9 ETP1,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 14 ended

Active mandates

Jacques Keppers

Director · since 01 juin 2018 · until 14 juin 2024

Active
Wapi Assurances

Managing director · since 01 juin 2018 · until 14 juin 2024 · 0695.701.024

Represented by PATRICE TERRIER

Active

Ended mandates

Jacques Keppers

Director · since 01 juin 2018 · until 01 juin 2024

Ended
JACQUES KEPPERS

Director · since 01 juin 2018

Ended
Wapi Assurances

Managing director · since 01 juin 2018 · until 01 juin 2024 · 0695.701.024

Represented by Patrice Terrier

Ended
Wapi Assurances

Managing director · since 01 juin 2018 · until 14 juin 2024 · 0695.701.024

Represented by Patrice Terrier

Ended

Other companies at this address

Rue de Tournai 17 7700 Mouscron
CompanyCBE no.
ACTIVITES DE SOUTIEN DU COLLEGE SAINTE-MARIE DE MOUSCRON● Active
1012.816.293
AR - PA - TURF - BEGYN● Bankrupt
0456.899.494
Avenir du Collège Sainte-Marie de Mouscron● Active
0763.965.862
College Episcopal Saint-Joseph● Liquidation
0409.937.638
Collège Sainte-Marie de Mouscron● Active
0434.011.157
ECOFIN MOUSCRON● Active
0788.641.375
UNITE TERRIER-KEPPERS● Active
0733.651.085

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date17/08/202625/08/202530/07/202428/08/202313/09/202229/07/2021
General meeting12/06/202613/06/202514/06/202409/06/202310/06/202211/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 21 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202512/06/202617/08/2026FrenchPDF
Abridged model31/12/202413/06/202525/08/2025FrenchPDF
Abridged model31/12/202314/06/202430/07/2024FrenchPDF
Abridged model31/12/202209/06/202328/08/2023FrenchPDF
Abridged modelCorrection31/12/202110/06/202213/09/2022FrenchPDF
Abridged model31/12/202110/06/202230/08/2022FrenchPDF
Abridged model31/12/202011/06/202129/07/2021FrenchPDF
Abridged model31/12/201912/06/202028/08/2020FrenchPDF
Abridged model31/12/201814/06/201912/08/2019FrenchPDF
Abridged model31/12/201708/06/201828/09/2018FrenchPDF
Abridged model31/12/201609/06/201722/01/2018FrenchPDF
Abridged model31/12/201510/06/201631/08/2016FrenchPDF
Abridged model31/12/201430/03/201601/04/2016FrenchPDF
Abridged model31/12/201330/03/201601/04/2016FrenchPDF
Abridged model31/12/201230/03/201601/04/2016FrenchPDF
Abridged model31/12/201108/06/201231/08/2012FrenchPDF
Abridged model31/12/201010/06/201131/08/2011FrenchPDF
Abridged model31/12/200911/06/201015/10/2010FrenchPDF
Abridged model31/12/200812/06/200928/09/2009FrenchPDF
Abridged model31/12/200713/06/200828/08/2008FrenchPDF
Abridged model31/12/200608/06/200711/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 14 ended

Active mandates

Jacques Keppers

Director · since 01 juin 2018 · until 14 juin 2024

Active
Wapi Assurances

Managing director · since 01 juin 2018 · until 14 juin 2024 · 0695.701.024

Represented by PATRICE TERRIER

Active

Ended mandates

Jacques Keppers

Director · since 01 juin 2018 · until 01 juin 2024

Ended
JACQUES KEPPERS

Director · since 01 juin 2018

Ended
Wapi Assurances

Managing director · since 01 juin 2018 · until 01 juin 2024 · 0695.701.024

Represented by Patrice Terrier

Ended
Wapi Assurances

Managing director · since 01 juin 2018 · until 14 juin 2024 · 0695.701.024

Represented by Patrice Terrier

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates03/12/2019
    DENOMINATION - CAPITAL, ACTIONS - ASSEMBLEE GENERALE
    PDF
  • Mandates24/08/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates13/06/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates04/08/2015
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates09/10/2014
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/09/2007
    DEMISSIONS, NOMINATIONS
    PDF
  • Restructuring25/05/2007
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...) - ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Restructuring12/02/2007
    DIVERS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202571,4 k €↑
  2. 2024
    Annual accounts 202467,6 k €↓
  3. 2023
    Annual accounts 202376,3 k €↑
  4. 2022
    Annual accounts 202271 k €↓
  5. 2022
    Name changeTERRIER KEPPERS
  6. 2021
    Annual accounts 2021103,2 k €↑
  7. 2021
    Name changeTERRIER KEPPERS & ASSOCIES
  8. 2020
    Annual accounts 202081,8 k €↓
  9. 2019
    Annual accounts 201988,4 k €↓
  10. 2018
    Annual accounts 201894,1 k €↑
  11. 2017
    Annual accounts 201749,7 k €↓
  12. 2016
    Annual accounts 201660,2 k €↓
  13. 2015
    Annual accounts 201573,7 k €↑
  14. 2014
    Annual accounts 201465,9 k €↓
  15. 2013
    Annual accounts 201390,6 k €↑
  16. 2012
    Annual accounts 201238,8 k €↑
  17. 2011
    Annual accounts 201127,7 k €↓
  18. 2010
    Annual accounts 201042,6 k €↑
  19. 2009
    Annual accounts 2009-36,7 k €↓
  20. 2008
    Annual accounts 200847,1 k €↓
  21. 2007
    Annual accounts 2007356,2 k €↑
  22. 2006
    Annual accounts 2006-44,2 k €
  23. 19/06/2002
    IncorporationPublic limited company