LIFE & FINANCE CONSULT
0478.852.772 · rovalta.com · 26/09/2026
LIFE & FINANCE CONSULT
Financial year 2025 · Closed on 30/06/2025
Overview
Identity
Source · BCE/KBOLIFE & FINANCE CONSULT is a Private limited company incorporated in 2002. Its registered office is in Silly.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0478.852.772
- Incorporation
- 26/11/2002
- Legal form
- Private limited company
- Registered office
- Place de Hoves(Hoves) 15
7830 Silly · WallonieSee on map - Contributed capital
- 8 000,00 €
- Latest accounts
- 30/06/2025
Financials
Source · NBB, 20 filingsTrend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 68,2 k € | -0.6% | 68,6 k € | +2.4% | 67 k € | -5.3% | 70,7 k € | +19.6% | 59,1 k € |
| EBITDA | 66,3 k € | -0.6% | 66,7 k € | +1.7% | 65,6 k € | -4.9% | 69 k € | +21.0% | 57 k € |
| Operating result | 60 k € | +3.7% | 57,8 k € | +0.9% | 57,3 k € | -7.6% | 62 k € | +20.8% | 51,3 k € |
| Net result | 39,2 k € | +7.5% | 36,5 k € | +0.6% | 36,2 k € | -7.3% | 39,1 k € | +26.4% | 31 k € |
| Balance sheet | |||||||||
| Equity | 282,7 k € | -7.7% | 306,1 k € | +3.3% | 296,5 k € | +9.8% | 270,1 k € | +16.5% | 231,8 k € |
| Total assets | 322,5 k € | -0.0% | 322,6 k € | -3.3% | 333,5 k € | +3.2% | 323,3 k € | +9.9% | 294,3 k € |
| Cash | 46,4 k € | +3.8% | 44,7 k € | -39.2% | 73,5 k € | +20.6% | 60,9 k € | +41.9% | 42,9 k € |
| Debts | 39,8 k € | +143% | 16,4 k € | -55.7% | 37 k € | -30.5% | 53,3 k € | -14.8% | 62,5 k € |
Valuation
Indicative valuation
As an indication, this company is worth
Board of directors
Source · NBB, accounts to 30/06/20251 active · 1 ended
Active mandates
Ended mandates
Other companies at this address
Place de Hoves(Hoves) 15 7830 Silly| Company | CBE no. |
|---|---|
LIFE & FINANCE BROKERAGE● Active | 0479.638.373 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/07/2024 | 01/07/2023 | 01/07/2022 | 01/07/2021 | 01/07/2020 | 01/07/2019 |
| Closing of the financial year | 30/06/2025 | 30/06/2024 | 30/06/2023 | 30/06/2022 | 30/06/2021 | 30/06/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 02/12/2025 | 15/01/2025 | 05/01/2024 | 31/01/2023 | 27/01/2022 | 01/02/2021 |
| General meeting | 28/11/2025 | 29/11/2024 | 09/09/2023 | 10/09/2022 | 11/09/2021 | 12/09/2020 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 30/06/2025 | 28/11/2025 | 02/12/2025 | French | |
| Micro model | 30/06/2024 | 29/11/2024 | 15/01/2025 | French | |
| Micro model | 30/06/2023 | 09/09/2023 | 05/01/2024 | French | |
| Micro model | 30/06/2022 | 10/09/2022 | 31/01/2023 | French | |
| Micro model | 30/06/2021 | 11/09/2021 | 27/01/2022 | French | |
| Micro model | 30/06/2020 | 12/09/2020 | 01/02/2021 | French | |
| Micro model | 30/06/2018 | 08/09/2018 | 07/11/2018 | French | |
| Micro model | 30/06/2017 | 09/09/2017 | 20/11/2017 | French | |
| Abridged model | 30/06/2016 | 10/09/2016 | 25/11/2016 | French | |
| Abridged model | 30/06/2015 | 12/09/2015 | 02/11/2015 | French | |
| Abridged model | 30/06/2014 | 13/09/2014 | 27/11/2014 | French | |
| Abridged model | 30/06/2013 | 14/09/2013 | 29/11/2013 | French | |
| Abridged model | 30/06/2012 | 08/09/2012 | 28/11/2012 | French | |
| Abridged model | 30/06/2011 | 10/09/2011 | 30/11/2011 | French | |
| Abridged model | 30/06/2010 | 11/09/2010 | 29/11/2010 | French | |
| Abridged model | 30/06/2009 | 12/09/2009 | 16/12/2009 | French | |
| Abridged model | 30/06/2008 | 13/09/2008 | 18/12/2008 | French | |
| Abridged model | 30/06/2007 | 08/09/2007 | 30/11/2007 | French | |
| Abridged model | 30/06/2006 | 11/09/2006 | 07/03/2007 | French | |
| Abridged model | 30/06/2005 | 11/09/2005 | 07/03/2007 | French |
Valuation
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 30/06/20251 active · 1 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates21/12/2023STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
- Capital / shares11/02/2003DIVERS - CAPITAL, ACTIONS
- Other03/12/2002RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202539,2 k €↑
- 2024Annual accounts 202436,5 k €↑
- 2023Annual accounts 202336,2 k €↓
- 2022Annual accounts 202239,1 k €↑
- 2021Annual accounts 202131 k €↓
- 2020Annual accounts 202035,8 k €↑
- 2018Annual accounts 201832,1 k €↑
- 2017Annual accounts 201717,2 k €↑
- 2016Annual accounts 2016517,5 €↑
- 2015Annual accounts 2015-1,8 k €↓
- 2014Annual accounts 2014-455,6 €↓
- 2013Annual accounts 201313,2 k €↓
- 2012Annual accounts 201215,4 k €↑
- 2011Annual accounts 2011-2,8 k €↓
- 2010Annual accounts 201016,1 k €↓
- 2009Annual accounts 200929,8 k €↑
- 2008Annual accounts 200818,6 k €↑
- 2007Annual accounts 2007-1,9 k €
- 26/11/2002IncorporationPrivate limited company