ACTIVE

ASB ASSUR

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Financial year 2025 · Closed on 31/12/2025

Net result166,4 k €-3,3 %over 1 year

Gross margin455,4 k €+13,7 %over 1 year

Equity14,3 k €-93,7 %over 1 year

Workforce4,1 ETP+57,7 %over 1 year

Identity

Source · BCE/KBO

ASB ASSUR is a Private limited company incorporated in 2002. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Verviers. It employs on average 4,1 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0479.045.980
Incorporation: 18/12/2002
Legal form: Private limited company
Registered office: Avenue Reine Astrid 116
4802 Verviers · WallonieSee on map
Contributed capital: 12 400,00 €
Latest accounts: 31/12/2025
Average workforce: 4,1 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances 66199Other activities auxiliary to financial services, except insurance and pension funding 66199Other activities auxiliary to financial services, except insurance and pension funding

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 19 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	455,4 k €	+13.7%	400,5 k €	+38.4%	289,4 k €	+7.1%	270,1 k €	-1.9%	275,4 k €
EBITDA	282,1 k €	-3.4%	291,9 k €	+42.7%	204,7 k €	+5.6%	193,8 k €	+19.1%	162,7 k €
Operating result	224,5 k €	-3.6%	232,9 k €	+24.3%	187,3 k €	-1.3%	189,9 k €	+37.6%	137,9 k €
Net result	166,4 k €	-3.3%	172 k €	+20.6%	142,6 k €	+5.6%	135 k €	+32.9%	101,6 k €
Balance sheet
Equity	14,3 k €	-93.7%	227 k €	-17.5%	275 k €	+0.9%	272,4 k €	+14.8%	237,4 k €
Total assets	523,5 k €	-7.0%	562,9 k €	+14.7%	490,8 k €	+7.2%	458 k €	+32.3%	346,1 k €
Cash	30,8 k €	-74.9%	122,3 k €	+31.2%	93,2 k €	-57.2%	217,6 k €	+102%	107,9 k €
Debts	509,3 k €	+51.6%	335,9 k €	+55.7%	215,8 k €	+16.3%	185,6 k €	+72.2%	107,8 k €
Other
Workforce	4,1 ETP	+57.7%	2,6 ETP	-10.3%	2,9 ETP	-3.3%	3,0 ETP	-16.7%	3,6 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ASB ASSUR & ASSOCIES0739.548.784Represented by Serge BOUGARD	Directorsince 01/03/2020

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Serge BOUGARD	Directoruntil 01/03/2020Administrator - manager2019 accountsManager2018 accounts

Other companies at this address

Avenue Reine Astrid 116 4802 Verviers

Company	CBE no.
ASB ASSUR & ASSOCIES● Active	0739.548.784
ASB ASSUR UNITE● Active	0741.633.096

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	30/09/2026	03/07/2025	26/08/2024	23/06/2023	21/03/2023	23/06/2021
General meeting	29/09/2026	13/06/2025	14/06/2024	16/06/2023	10/06/2022	11/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	29/09/2026	30/09/2026	French	PDF
Abridged model	31/12/2024	13/06/2025	03/07/2025	French	PDF
Abridged model	31/12/2023	14/06/2024	26/08/2024	French	PDF
Abridged model	31/12/2022	16/06/2023	23/06/2023	French	PDF
Abridged model	31/12/2021	10/06/2022	21/03/2023	French	PDF
Abridged model	31/12/2020	11/06/2021	23/06/2021	French	PDF
Micro model	31/12/2019	12/06/2020	19/06/2020	French	PDF
Micro model	31/12/2018	14/06/2019	31/08/2019	French	PDF
Micro model	31/12/2017	08/06/2018	19/06/2018	French	PDF
Micro model	31/12/2016	09/06/2017	12/06/2017	French	PDF
Abridged model	31/12/2015	10/06/2016	17/06/2016	French	PDF
Abridged model	31/12/2014	12/06/2015	24/06/2015	French	PDF
Abridged model	31/12/2013	13/06/2014	16/06/2014	French	PDF
Abridged model	31/12/2012	14/06/2013	20/06/2013	French	PDF
Abridged model	31/12/2011	08/06/2012	25/06/2012	French	PDF
Abridged model	31/12/2010	10/06/2011	29/06/2011	French	PDF
Abridged model	31/12/2009	11/06/2010	23/06/2010	French	PDF
Abridged model	31/12/2008	12/06/2009	24/06/2009	French	PDF
Abridged model	31/12/2007	13/06/2008	24/06/2008	French	PDF
Abridged model	31/12/2006	08/06/2007	12/07/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 1 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
ASB ASSUR & ASSOCIES0739.548.784Represented by Serge BOUGARD	Directorsince 01/03/2020

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
Serge BOUGARD	Directoruntil 01/03/2020Administrator - manager2019 accountsManager2018 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates10/01/2024
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS - ASSEMBLEE GENERALE
PDF
Mandates27/03/2020
DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE
PDF
Registered office29/01/2009
Modification de l'adresse du siège social
PDF
Other27/12/2002
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings19 filings

Mandates

ASB ASSUR & ASSOCIES

Serge BOUGARD

2002200320042005200620072008200920102011201220132014201520162017201820192020202120222023202420252026

ASB ASSUR

Avenue Reine Astrid 116, 4802 Heusy

Director

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Avenue Reine Astrid 116, 4802 HeusyCurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00540144

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
ASB ASSURCurrent	accounts 2006 → 2025	Accounts 2025 · 2026-00540144

Events

2025
Annual accounts 2025166,4 k €↓
2024
Annual accounts 2024172 k €↑
2023
Annual accounts 2023142,6 k €↑
2022
Annual accounts 2022135 k €↑
2021
Annual accounts 2021101,6 k €↓
2020
Annual accounts 2020124,7 k €↓
2019
Annual accounts 2019170,6 k €↑
2018
Annual accounts 2018141,2 k €↓
2017
Annual accounts 2017166,9 k €↓
2016
Annual accounts 2016183,7 k €↑
2015
Annual accounts 2015143,1 k €↓
2014
Annual accounts 2014186 k €↑
2013
Annual accounts 2013148,9 k €↓
2012
Annual accounts 2012150 k €↑
2010
Annual accounts 201097,8 k €↑
2009
Annual accounts 200970,7 k €↑
2008
Annual accounts 200855,2 k €↓
2007
Annual accounts 200756,9 k €↓
2006
Annual accounts 200657,2 k €
18/12/2002
IncorporationPrivate limited company

ASB ASSUR

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events