ACTIVE

EUROPEAN LIFE INSURANCE

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Financial year 2025 · Closed on 31/12/2025

Net result158,4 k €-33,2 %over 1 year
Gross margin234,8 k €-32,3 %over 1 year
Equity802,8 k €+24,6 %over 1 year

Identity

Source · BCE/KBO

EUROPEAN LIFE INSURANCE is a Private limited company incorporated in 2002. Its registered office is in Auderghem.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0479.117.444
Incorporation
19/12/2002
Legal form
Private limited company
Registered office
Avenue Louis Vercauteren 8
1160 Auderghem · BruxellesSee on map
Contributed capital
37 200,00 €
Latest accounts
31/12/2025
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

20252024202320222021
Income statement
Gross margin234,8 k €347 k €230,6 k €182,4 k €47,4 k €
EBITDA233,6 k €345,9 k €229,5 k €181,6 k €46,6 k €
Operating result226,7 k €336,5 k €224,3 k €178,3 k €44,3 k €
Net result158,4 k €237 k €145 k €115,8 k €30,8 k €
Balance sheet
Equity802,8 k €644,4 k €407,4 k €262,4 k €146,6 k €
Total assets848,1 k €703 k €453,3 k €292,3 k €292 k €
Cash821,5 k €85,6 k €81,9 k €265,6 k €257,7 k €
Debts45,3 k €58,6 k €45,8 k €29,9 k €145,4 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Maria Divera VAN AMSTEL

Director · since 02 avril 2015

Active
Antoine SALEM

Director

Active

Ended mandates

Maria Divera VAN AMSTEL

Manager · since 02 avril 2015

Ended
Antoine SALEM

Manager

Ended

Other companies at this address

Avenue Louis Vercauteren 8 1160 Auderghem
CompanyCBE no.
Cercle Olympe Brussels● Active
0446.209.106

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/08/202603/08/202523/08/202424/08/202318/07/202227/08/2021
General meeting02/06/202603/06/202504/06/202406/06/202330/06/202229/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202502/06/202622/08/2026FrenchPDF
Micro model31/12/202403/06/202503/08/2025FrenchPDF
Micro model31/12/202304/06/202423/08/2024FrenchPDF
Micro model31/12/202206/06/202324/08/2023FrenchPDF
Micro model31/12/202130/06/202218/07/2022FrenchPDF
Micro model31/12/202029/06/202127/08/2021FrenchPDF
Micro model31/12/201902/06/202019/08/2020FrenchPDF
Micro model31/12/201804/06/201903/07/2019FrenchPDF
Micro model31/12/201705/06/201802/07/2018FrenchPDF
Abridged model31/12/201625/01/201720/02/2017FrenchPDF
Abridged model31/12/201507/06/201629/07/2016FrenchPDF
Abridged model31/12/201402/06/201527/08/2015FrenchPDF
Abridged model31/12/201303/06/201419/08/2014FrenchPDF
Abridged model31/12/201204/06/201307/06/2013FrenchPDF
Abridged model31/12/201105/06/201220/07/2012FrenchPDF
Abridged model31/12/201007/06/201120/07/2011FrenchPDF
Abridged model31/12/200901/06/201016/06/2010FrenchPDF
Abridged model31/12/200802/06/200918/06/2009FrenchPDF
Abridged model31/12/200724/06/200811/07/2008FrenchPDF
Abridged model31/12/200605/06/200702/07/2007FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 2 ended

Active mandates

Maria Divera VAN AMSTEL

Director · since 02 avril 2015

Active
Antoine SALEM

Director

Active

Ended mandates

Maria Divera VAN AMSTEL

Manager · since 02 avril 2015

Ended
Antoine SALEM

Manager

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates04/07/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates22/05/2015
    DEMISSIONS, NOMINATIONS
    PDF
  • Capital / shares31/12/2013
    CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …)
    PDF
  • Registered office04/02/2011
    SIEGE SOCIAL
    PDF
  • Other30/12/2002
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025158,4 k €↓
  2. 2024
    Annual accounts 2024237 k €↑
  3. 2023
    Annual accounts 2023145 k €↑
  4. 2022
    Annual accounts 2022115,8 k €↑
  5. 2021
    Annual accounts 202130,8 k €↑
  6. 2020
    Annual accounts 202027 k €↑
  7. 2019
    Annual accounts 2019-44,3 k €↓
  8. 2018
    Annual accounts 2018101,3 k €↑
  9. 2017
    Annual accounts 201783,1 k €↑
  10. 2016
    Annual accounts 201668,2 k €↓
  11. 2015
    Annual accounts 2015196,4 k €↓
  12. 2014
    Annual accounts 2014219,8 k €↑
  13. 2013
    Annual accounts 2013117,6 k €↑
  14. 2012
    Annual accounts 2012116,6 k €↓
  15. 2011
    Annual accounts 2011141,2 k €↑
  16. 2010
    Annual accounts 2010102,7 k €↓
  17. 2009
    Annual accounts 2009194,3 k €↑
  18. 2008
    Annual accounts 2008103,2 k €↓
  19. 2007
    Annual accounts 2007305,2 k €↑
  20. 2006
    Annual accounts 200670,8 k €
  21. 19/12/2002
    IncorporationPrivate limited company