E & F FINANCE
0479.221.768 · rovalta.com · 26/09/2026
ACTIVE
E & F FINANCE
Financial year 2025 · Closed on 30/09/2025
Net result170 k €-74,7 %over 1 year
Gross margin1 M €-25,0 %over 1 year
Equity9,1 k €+0,1 %over 1 year
Workforce11,2 ETP+5,7 %over 1 year
Overview
Identity
Source · BCE/KBOE & F FINANCE is a Private limited company incorporated in 2003. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Herselt. It employs on average 11,2 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0479.221.768
- Incorporation
- 07/01/2003
- Legal form
- Private limited company
- Registered office
- Ramselsesteenweg 60
2230 Herselt · FlandreSee on map - Contributed capital
- 6 200,00 €
- Latest accounts
- 30/09/2025
- Average workforce
- 11,2 ETP
Activities (NACE)
Joint committees (1)
- 218
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 20 filingsTrend over 18 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1 M € | -25.0% | 1,4 M € | -8.3% | 1,5 M € | -25.7% | 2 M € | -1.9% | 2,1 M € |
| EBITDA | 176,3 k € | -73.8% | 673,5 k € | -15.8% | 799,9 k € | -38.1% | 1,3 M € | -4.5% | 1,4 M € |
| Operating result | 170,6 k € | -74.6% | 670,2 k € | -16.0% | 797,7 k € | -38.2% | 1,3 M € | -4.6% | 1,4 M € |
| Net result | 170 k € | -74.7% | 673,2 k € | -14.9% | 790,7 k € | -38.2% | 1,3 M € | -4.7% | 1,3 M € |
| Balance sheet | |||||||||
| Equity | 9,1 k € | +0.1% | 9,1 k € | +0.3% | 9,1 k € | +0.7% | 9 k € | +0.5% | 9 k € |
| Total assets | 391,9 k € | -54.3% | 857,8 k € | -10.8% | 962,2 k € | -38.8% | 1,6 M € | -1.7% | 1,6 M € |
| Cash | 188,7 k € | -71.1% | 652,3 k € | -13.3% | 752,2 k € | -44.8% | 1,4 M € | +0.1% | 1,4 M € |
| Debts | 382,7 k € | -54.9% | 848,7 k € | -11.0% | 953,1 k € | -39.0% | 1,6 M € | -1.7% | 1,6 M € |
| Other | |||||||||
| Workforce | 11,2 ETP | +5.7% | 10,6 ETP | -8.6% | 11,6 ETP | -1.7% | 11,8 ETP | -5.6% | 12,5 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 30/09/20255 active · 19 ended
Active mandates
Ended mandates
Other companies at this address
Ramselsesteenweg 60 2230 Herselt| Company | CBE no. |
|---|---|
Groep E&F Finance● Active | 0660.614.144 |
Immo Sloef● Active | 1002.989.601 |
Sloef● Active | 0896.948.310 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/10/2024 | 01/10/2023 | 01/10/2022 | 01/10/2021 | 01/10/2020 | 01/10/2019 |
| Closing of the financial year | 30/09/2025 | 30/09/2024 | 30/09/2023 | 30/09/2022 | 30/09/2021 | 30/09/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/03/2026 | 10/03/2025 | 14/03/2024 | 02/01/2023 | 17/03/2022 | 12/03/2021 |
| General meeting | 06/03/2026 | 07/03/2025 | 01/03/2024 | 31/12/2022 | 04/03/2022 | 05/03/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 20 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 30/09/2025 | 06/03/2026 | 24/03/2026 | Dutch | |
| Abridged model | 30/09/2024 | 07/03/2025 | 10/03/2025 | Dutch | |
| Abridged model | 30/09/2023 | 01/03/2024 | 14/03/2024 | Dutch | |
| Abridged model | 30/09/2022 | 31/12/2022 | 02/01/2023 | Dutch | |
| Abridged model | 30/09/2021 | 04/03/2022 | 17/03/2022 | Dutch | |
| Abridged model | 30/09/2020 | 05/03/2021 | 12/03/2021 | Dutch | |
| Abridged model | 30/09/2019 | 06/03/2020 | 06/04/2020 | Dutch | |
| Abridged model | 30/09/2018 | 01/03/2019 | 05/03/2019 | Dutch | |
| Abridged model | 30/09/2017 | 02/03/2018 | 06/03/2018 | Dutch | |
| Abridged model | 30/09/2016 | 09/02/2017 | 10/02/2017 | Dutch | |
| Abridged model | 30/09/2015 | 20/11/2015 | 20/11/2015 | Dutch | |
| Abridged model | 30/09/2014 | 28/11/2014 | 09/12/2014 | Dutch | |
| Abridged model | 30/09/2013 | 17/01/2014 | 11/02/2014 | Dutch | |
| Abridged model | 30/09/2012 | 01/03/2013 | 04/03/2013 | Dutch | |
| Abridged model | 30/09/2011 | 25/11/2011 | 23/12/2011 | Dutch | |
| Abridged model | 30/09/2010 | 04/03/2011 | 25/03/2011 | Dutch | |
| Abridged model | 30/09/2009 | 05/03/2010 | 22/07/2010 | Dutch | |
| Abridged model | 30/09/2008 | 06/03/2009 | 30/03/2009 | Dutch | |
| Abridged model | 30/09/2007 | 07/03/2008 | 25/03/2008 | Dutch | |
| Abridged model | 30/09/2006 | 02/03/2007 | 12/03/2007 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 30/09/20255 active · 19 ended
Active mandates
Ended mandates
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates24/05/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - ONTSLAGEN - BENOEMINGEN
- Mandates26/01/2023DOEL - ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
- Mandates29/07/2016ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Mandates19/05/2014ONTSLAGEN - BENOEMINGEN
- Mandates04/05/2009ONTSLAGEN - BENOEMINGEN
- Mandates07/05/2008ONTSLAGEN - BENOEMINGEN
- Capital / shares03/01/2005ALGEMENE VERGADERING - KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
- Other21/08/2003DIVERSEN
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025170 k €↓
- 2024Annual accounts 2024673,2 k €↓
- 2023Annual accounts 2023790,7 k €↓
- 2022Annual accounts 20221,3 M €↓
- 2021Annual accounts 20211,3 M €↑
- 2020Annual accounts 2020896,1 k €↑
- 2019Annual accounts 2019557,2 k €↓
- 2018Annual accounts 2018590,2 k €↑
- 2017Annual accounts 2017430,1 k €↑
- 2016Annual accounts 2016278,1 k €↓
- 2015Annual accounts 2015451,7 k €↑
- 2014Annual accounts 2014287,2 k €↑
- 2013Annual accounts 2013211 k €↑
- 2012Annual accounts 2012196,3 k €↑
- 2011Annual accounts 201197,8 k €↑
- 2010Annual accounts 201070,3 k €↑
- 2008Annual accounts 200845,2 k €↓
- 2007Annual accounts 200750,9 k €
- 07/01/2003IncorporationPrivate limited company