ACTIVE

ZAKENKANTOOR RAF DE CLERCQ

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Financial year 2025 · Closed on 30/06/2025

Net result110,9 k €+23,7 %over 1 year
Gross margin233,9 k €+11,5 %over 1 year
Equity490,7 k €-29,0 %over 1 year

Identity

Source · BCE/KBO

ZAKENKANTOOR RAF DE CLERCQ is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Beveren-Kruibeke-Zwijndrecht.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0479.381.918
Incorporation
17/01/2003
Legal form
Private limited company
Registered office
Marktplein(KIE) 55
9130 Beveren-Kruibeke-Zwijndrecht · FlandreSee on map
Contributed capital
12 400,00 €
Latest accounts
30/06/2025
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 19 filings

Trend over 17 financial years

20252024202320222021
Income statement
Gross margin233,9 k €209,8 k €180,7 k €158,7 k €212,5 k €
EBITDA190,8 k €171 k €150 k €128,5 k €188,2 k €
Operating result165,7 k €129,8 k €106,6 k €77,7 k €145,3 k €
Net result110,9 k €89,6 k €68 k €50,7 k €97,4 k €
Balance sheet
Equity490,7 k €691,6 k €601,9 k €600,6 k €629 k €
Total assets842,2 k €863,9 k €804,6 k €845,3 k €880,4 k €
Cash498,8 k €428,1 k €49,4 k €24 k €43,7 k €
Debts351,5 k €172,3 k €202,7 k €244,8 k €251,4 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 30/06/2025

1 active · 3 ended

Active mandates

Rafaël De Clercq

Director · since 17 décembre 2002

Active

Ended mandates

Rafael De Clercq

Manager · since 27 décembre 2002

Ended
Raf De Clercq

Director

Ended
RAF DE CLERCQ

Manager

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/01/202621/12/202421/12/202431/01/202331/01/202315/01/2021
General meeting31/12/202520/12/202420/12/202431/12/202204/01/202317/12/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 19 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202531/12/202526/01/2026DutchPDF
Micro model30/06/202420/12/202421/12/2024DutchPDF
Micro model30/06/202320/12/202421/12/2024DutchPDF
Micro model30/06/202231/12/202231/01/2023DutchPDF
Micro model30/06/202104/01/202331/01/2023DutchPDF
Micro model30/06/202017/12/202015/01/2021DutchPDF
Micro model30/06/201920/12/201931/01/2020DutchPDF
Micro model30/06/201821/12/201831/01/2019DutchPDF
Micro model30/06/201715/12/201725/01/2018DutchPDF
Abridged model30/06/201616/12/201630/01/2017DutchPDF
Abridged model30/06/201518/12/201502/02/2016DutchPDF
Abridged model30/06/201419/12/201415/01/2015DutchPDF
Abridged model30/06/201320/12/201314/01/2014DutchPDF
Abridged model30/06/201221/12/201203/01/2013DutchPDF
Abridged model30/06/201116/12/201109/01/2012DutchPDF
Abridged model30/06/201017/12/201028/12/2010DutchPDF
Abridged model30/06/200918/12/200921/12/2009DutchPDF
Abridged model30/06/200819/12/200822/12/2008DutchPDF
Abridged model30/06/200721/12/200707/01/2008DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/06/2025

1 active · 3 ended

Active mandates

Rafaël De Clercq

Director · since 17 décembre 2002

Active

Ended mandates

Rafael De Clercq

Manager · since 27 décembre 2002

Ended
Raf De Clercq

Director

Ended
RAF DE CLERCQ

Manager

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates11/01/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN - KAPITAAL - AANDELEN
    PDF
  • Capital / shares29/08/2018
    KAPITAAL - AANDELEN
    PDF
  • Capital / shares14/07/2014
    KAPITAAL - AANDELEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …)
    PDF
  • Other17/04/2003
    DIVERSEN
    PDF
  • Other23/01/2003
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025110,9 k €↑
  2. 2024
    Annual accounts 202489,6 k €↑
  3. 2023
    Annual accounts 202368 k €↑
  4. 2022
    Annual accounts 202250,7 k €↓
  5. 2021
    Annual accounts 202197,4 k €↓
  6. 2018
    Annual accounts 2018103,6 k €↑
  7. 2017
    Annual accounts 201766,6 k €↓
  8. 2016
    Annual accounts 201679,1 k €↑
  9. 2015
    Annual accounts 201546,1 k €↑
  10. 2014
    Annual accounts 2014-125,9 k €↓
  11. 2013
    Annual accounts 2013100,7 k €↑
  12. 2012
    Annual accounts 201265,1 k €↑
  13. 2011
    Annual accounts 201141,9 k €↓
  14. 2010
    Annual accounts 201056,7 k €↑
  15. 2009
    Annual accounts 200951 k €↑
  16. 2008
    Annual accounts 200832,8 k €↓
  17. 2007
    Annual accounts 200752 k €
  18. 17/01/2003
    IncorporationPrivate limited company