ACTIVE

ASSURANCES G. SERVAIS - BIERNAERT

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Financial year 2025 · Closed on 31/12/2025

Net result218,4 k €+18,9 %over 1 year

Gross margin616,5 k €+3,2 %over 1 year

Equity493,9 k €+4,8 %over 1 year

Workforce3,6 ETP+38,5 %over 1 year

Identity

Source · BCE/KBO

ASSURANCES G. SERVAIS - BIERNAERT is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Fleurus. It employs on average 3,6 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0480.195.134
Incorporation: 09/05/2003
Legal form: Private limited company
Registered office: Rue Arthur Oleffe(H) 43
6220 Fleurus · WallonieSee on map
Contributed capital: 22 000,00 €
Latest accounts: 31/12/2025
Average workforce: 3,6 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Joint committees (2)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	616,5 k €	+3.2%	597,5 k €	+24.8%	478,7 k €	-3.4%	495,3 k €	+5.5%	469,7 k €
EBITDA	345 k €	+0.9%	341,9 k €	+27.2%	268,7 k €	-19.5%	333,7 k €	+3.8%	321,4 k €
Operating result	300,3 k €	+6.9%	280,9 k €	+12.9%	248,8 k €	-21.0%	314,8 k €	+3.8%	303,2 k €
Net result	218,4 k €	+18.9%	183,7 k €	-3.7%	190,8 k €	-16.3%	228 k €	+1.2%	225,2 k €
Balance sheet
Equity	493,9 k €	+4.8%	471,2 k €	+63.9%	287,5 k €	-24.8%	382,4 k €	+148%	154,4 k €
Total assets	1 M €	+14.4%	874,4 k €	-6.1%	931 k €	+5.3%	884,3 k €	+27.1%	696 k €
Cash	708,4 k €	+16.7%	607,1 k €	+95.3%	310,8 k €	-59.5%	767,2 k €	+12.8%	680 k €
Debts	504,6 k €	+28.9%	391,6 k €	-39.2%	643,5 k €	+28.3%	501,7 k €	-7.4%	541,6 k €
Other
Workforce	3,6 ETP	+38.5%	2,6 ETP		–		3,0 ETP	0.0%	3,0 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 12 ended

Active mandates

Murielle SERVAIS

Director · since 09 décembre 2021

Active

Sébastien SERVAIS

Director · since 09 décembre 2021

Active

Ended mandates

GEORGETTE BIERNAERT

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

JEAN-LOUIS SERVAIS

Associate · since 01 juin 2009 · until 31 mai 2015

Ended

MURIELLE SERVAIS

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

SEBASTIEN SERVAIS

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

Other companies at this address

Rue Arthur Oleffe(H) 43 6220 Fleurus

Company	CBE no.
IMMO SERVAIS● Active	1019.131.587

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Micro model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	17/07/2026	18/07/2025	19/07/2024	29/08/2023	24/05/2022	29/07/2021
General meeting	18/05/2026	19/05/2025	20/05/2024	15/05/2023	16/05/2022	28/05/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	18/05/2026	17/07/2026	French	PDF
Abridged model	31/12/2024	19/05/2025	18/07/2025	French	PDF
Micro model	31/12/2023	20/05/2024	19/07/2024	French	PDF
Abridged model	31/12/2022	15/05/2023	29/08/2023	French	PDF
Abridged model	31/12/2021	16/05/2022	24/05/2022	French	PDF
Abridged model	31/12/2020	28/05/2021	29/07/2021	French	PDF
Abridged model	31/12/2019	27/05/2020	31/07/2020	French	PDF
Abridged model	31/12/2018	26/05/2019	26/07/2019	French	PDF
Abridged model	31/12/2017	25/05/2018	26/07/2018	French	PDF
Abridged model	31/12/2016	23/05/2017	01/08/2017	French	PDF
Abridged model	31/12/2015	22/05/2016	26/07/2016	French	PDF
Abridged model	31/12/2014	21/05/2015	03/08/2015	French	PDF
Abridged model	31/12/2013	20/05/2014	23/07/2014	French	PDF
Abridged model	31/12/2012	18/05/2013	04/07/2013	French	PDF
Abridged model	31/12/2011	19/05/2012	04/07/2012	French	PDF
Abridged model	31/12/2010	18/05/2011	05/07/2011	French	PDF
Abridged model	31/12/2009	19/05/2010	27/07/2010	French	PDF
Abridged model	31/12/2008	21/05/2009	29/07/2009	French	PDF
Abridged model	31/12/2007	19/05/2008	11/07/2008	French	PDF
Abridged model	31/12/2006	17/05/2007	24/07/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 12 ended

Active mandates

Murielle SERVAIS

Director · since 09 décembre 2021

Active

Sébastien SERVAIS

Director · since 09 décembre 2021

Active

Ended mandates

GEORGETTE BIERNAERT

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

JEAN-LOUIS SERVAIS

Associate · since 01 juin 2009 · until 31 mai 2015

Ended

MURIELLE SERVAIS

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

SEBASTIEN SERVAIS

Manager · since 01 juin 2009 · until 31 mai 2015

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates31/01/2022
CAPITAL, ACTIONS - DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Other19/05/2003
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025218,4 k €↑
2024
Annual accounts 2024183,7 k €↓
2023
Annual accounts 2023190,8 k €↓
2022
Annual accounts 2022228 k €↑
2021
Annual accounts 2021225,2 k €↑
2020
Annual accounts 2020156,7 k €↑
2019
Annual accounts 2019112,6 k €↑
2018
Annual accounts 201849 k €↓
2017
Annual accounts 201760,4 k €↑
2016
Annual accounts 201648 k €↓
2015
Annual accounts 201559 k €↑
2014
Annual accounts 201411 k €↓
2013
Annual accounts 201314,2 k €↑
2012
Annual accounts 201210,3 k €↓
2011
Annual accounts 201119,2 k €↑
2010
Annual accounts 2010-31,5 k €↓
2009
Annual accounts 20092,1 k €
09/05/2003
IncorporationPrivate limited company

ASSURANCES G. SERVAIS - BIERNAERT

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline