ACTIVE

4FINANCE

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Financial year 2025 · closed on 31/12/2025

Net result

44,3 k €

+61.9% YoY

Gross margin

263,4 k €

-31.8% YoY

Equity

13,2 k €

-82.5% YoY

What does 4FINANCE do?

4FINANCE is a Private limited company incorporated in 2013. Its main activity is: Accounting, bookkeeping and auditing activities; tax consultancy. Its registered office is in Jette.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0524.725.260

Incorporation

21/03/2013

Legal form

Private limited company

Registered office

Avenue Paul De Merten 36 box 8
1090 Jette · BruxellesSee on map

Contributed capital

3 866,60 €

Latest accounts

31/12/2025

Activities (NACE)

69201Accounting, bookkeeping and auditing activities; tax consultancy· main 69201Accounting, bookkeeping and auditing activities; tax consultancy

Joint committees (1)

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 12 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014
Income statement
Gross margin	263,4 k €	-31.8%	386,2 k €	+27.6%	302,7 k €	+23.0%	246 k €	+107%	118,8 k €	+33.9%	88,8 k €	+13.2%	78,4 k €	+60.0%	49 k €	-33.7%	73,9 k €	+223%	22,9 k €	-2.3%	23,4 k €	-21.4%	29,8 k €
EBITDA	57,8 k €	+1.9%	56,8 k €	+179%	20,3 k €	-44.5%	36,7 k €	+118%	16,8 k €	+164%	6,4 k €	-61.4%	16,5 k €	+28.9%	12,8 k €	-4.8%	13,5 k €	+324%	-6 k €	-131%	19,3 k €	+19.6%	16,1 k €
Operating result	46,2 k €	+43.6%	32,2 k €	+548%	-7,2 k €	-152%	13,8 k €	+2178%	604,7 €	+108%	-7,9 k €	-2759%	296,6 €	+114%	-2,1 k €	+16.7%	-2,6 k €	+88.3%	-21,9 k €	-526%	5,1 k €	-29.9%	7,3 k €
Net result	44,3 k €	+61.9%	27,3 k €	+1491%	1,7 k €	-85.8%	12,1 k €	+86.5%	6,5 k €	+685%	828,1 €	-89.8%	8,1 k €	+315%	2 k €	-64.8%	5,6 k €	+158%	-9,6 k €	-389%	3,3 k €	-33.9%	5 k €
Balance sheet
Equity	13,2 k €	-82.5%	75,3 k €	+57.0%	47,9 k €	+3.7%	46,2 k €	+35.6%	34,1 k €	+23.6%	27,6 k €	+3.1%	26,7 k €	+43.5%	18,6 k €	+11.7%	16,7 k €	+49.9%	11,1 k €	-46.3%	20,7 k €	+19.1%	17,4 k €
Total assets	489,9 k €	-16.9%	589,8 k €	+1.0%	584 k €	-4.0%	608,2 k €	+29.1%	471,1 k €	+3.6%	454,6 k €	-24.1%	598,6 k €	+52.3%	392,9 k €	+10.4%	355,9 k €	-5.9%	378,1 k €	+64.8%	229,4 k €	-1.6%	233,1 k €
Cash	38,6 k €	+48.7%	26 k €	-78.3%	119,9 k €	+143%	49,4 k €	-78.8%	232,9 k €	+136%	98,9 k €	-55.1%	220 k €	+44.1%	152,7 k €	+253%	43,2 k €	+273%	11,6 k €	-62.7%	31,1 k €	-50.3%	62,5 k €
Debts	476,7 k €	-7.4%	514,5 k €	-4.0%	536,1 k €	-4.6%	562 k €	+28.6%	437 k €	+2.3%	427 k €	-25.3%	571,8 k €	+52.8%	374,3 k €	+10.3%	339,2 k €	-7.6%	367 k €	+75.8%	208,7 k €	-3.3%	215,7 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		0,5 ETP	+66.7%	0,3 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2023 · 1 active · 1 ended

Active mandates

Rida DERDEB

Director

Active

Ended mandates

Rida Derdeb

Manager

Ended

At this address

Other companies at this address

Company	CBE no.
2My Hub● Active	1040.242.747
A4 Group● Active	0455.981.360
A4 Group IT● Active	0781.284.718
ALL4IT BELGIUM● Active	1002.334.949
All4it Group● Active	0781.285.015
FINARYS● Active	1032.363.575
Ibn Badis● Active	0681.614.545
NANOUK● Active	0841.723.933
STRATELYON● Active	0479.525.240
STRATELYON BELGIUM● Active	0832.117.270
STRATELYON GROUP● Active	0807.210.442

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Abridged model	Abridged model	Abridged model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	22/07/2026	10/10/2025	07/10/2024	30/08/2023	03/09/2022	31/08/2021
General meeting	26/06/2026	27/06/2025	07/10/2024	30/06/2023	24/06/2022	25/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

13 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	26/06/2026	22/07/2026	French	PDF
Abridged modelCorrection	31/12/2024	27/06/2025	10/10/2025	French	PDF
Abridged model	31/12/2024	27/06/2025	31/08/2025	French	PDF
Abridged model	31/12/2023	07/10/2024	07/10/2024	French	PDF
Abridged model	31/12/2022	30/06/2023	30/08/2023	French	PDF
Micro model	31/12/2021	24/06/2022	03/09/2022	French	PDF
Micro model	31/12/2020	25/06/2021	31/08/2021	French	PDF
Micro model	31/12/2019	26/06/2020	04/10/2020	French	PDF
Micro model	31/12/2018	28/06/2019	30/08/2019	French	PDF
Micro model	31/12/2017	29/06/2018	30/08/2018	French	PDF
Micro model	31/12/2016	30/06/2017	29/08/2017	French	PDF
Abridged model	31/12/2015	24/06/2016	29/08/2016	French	PDF
Abridged model	31/12/2014	26/06/2015	30/09/2015	French	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2023 · 1 active · 1 ended

Active mandates

Rida DERDEB

Director

Active

Ended mandates

Rida Derdeb

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates09/01/2026
SIEGE SOCIAL - DEMISSIONS, NOMINATIONS
PDF
Other17/11/2025
DIVERS
PDF
Other14/11/2025
DIVERS
PDF
Mandates17/07/2025
DEMISSIONS, NOMINATIONS
PDF
Registered office17/01/2025
SIEGE SOCIAL
PDF
Mandates10/11/2023
MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Registered office28/12/2015
SIEGE SOCIAL
PDF
Other25/03/2013
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202544,3 k €↑
2024
Annual accounts 202427,3 k €↑
2023
Annual accounts 20231,7 k €↓
2022
Annual accounts 202212,1 k €↑
2021
Annual accounts 20216,5 k €↑
2020
Annual accounts 2020828,1 €↓
2019
Annual accounts 20198,1 k €↑
2018
Annual accounts 20182 k €↓
2017
Annual accounts 20175,6 k €↑
2016
Annual accounts 2016-9,6 k €↓
2015
Annual accounts 20153,3 k €↓
2014
Annual accounts 20145 k €
21/03/2013
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

4FINANCE

Overview

What does 4FINANCE do?

Trend over 12 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline