T&B VERZEKERINGEN
0544.445.063 · rovalta.com · 25/09/2026
ACTIVE
T&B VERZEKERINGEN
Financial year 2025 · Closed on 31/12/2025
Net result16,4 k €+6,5 %over 1 year
Gross margin225,4 k €-2,5 %over 1 year
Equity126,2 k €+14,9 %over 1 year
Overview
Identity
Source · BCE/KBOT&B VERZEKERINGEN is a Private limited company incorporated in 2014. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Temse.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0544.445.063
- Incorporation
- 16/01/2014
- Legal form
- Private limited company
- Registered office
- Oeverstraat 23 box B
9140 Temse · FlandreSee on map - Contributed capital
- 8 000,00 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 11 filingsTrend over 11 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 225,4 k € | -2.5% | 231,2 k € | -6.8% | 248,1 k € | +2.1% | 243,1 k € | +7.8% | 225,5 k € |
| EBITDA | 34,2 k € | -49.2% | 67,2 k € | -36.8% | 106,3 k € | -16.0% | 126,5 k € | +8.5% | 116,6 k € |
| Operating result | 24,6 k € | -10.6% | 27,5 k € | +146% | 11,2 k € | -65.1% | 32 k € | +29.5% | 24,7 k € |
| Net result | 16,4 k € | +6.5% | 15,4 k € | +206% | 5 k € | -73.7% | 19,1 k € | +41.7% | 13,5 k € |
| Balance sheet | |||||||||
| Equity | 126,2 k € | +14.9% | 109,8 k € | +16.3% | 94,4 k € | +5.6% | 89,4 k € | +27.2% | 70,3 k € |
| Total assets | 157,3 k € | +13.5% | 138,6 k € | -5.7% | 147 k € | -36.6% | 231,8 k € | -25.5% | 311 k € |
| Cash | 41,6 k € | +3.1% | 40,3 k € | +151% | 16,1 k € | +93.7% | 8,3 k € | +14401% | 57,3 € |
| Debts | 31,1 k € | +8.3% | 28,7 k € | -45.3% | 52,6 k € | -63.1% | 142,4 k € | -40.8% | 240,7 k € |
| Other | |||||||||
| Workforce | – | – | – | 2,3 ETP | 0.0% | 2,3 ETP | |||
Valuation
Indicative valuation
As an indication, this company is worth
between 250 k€ and 500 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/2025Other companies at this address
Oeverstraat 23 9140 Temse| Company | CBE no. |
|---|---|
BTWE T&B Verzekeringen EENHEID● Active | 0659.744.015 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/07/2026 | 25/07/2025 | 16/07/2024 | 26/07/2023 | 22/07/2022 | 23/08/2021 |
| General meeting | 26/06/2026 | 27/06/2025 | 28/06/2024 | 30/06/2023 | 24/06/2022 | 25/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 11 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 26/06/2026 | 24/07/2026 | Dutch | |
| Micro model | 31/12/2024 | 27/06/2025 | 25/07/2025 | Dutch | |
| Micro model | 31/12/2023 | 28/06/2024 | 16/07/2024 | Dutch | |
| Abridged model | 31/12/2022 | 30/06/2023 | 26/07/2023 | Dutch | |
| Abridged model | 31/12/2021 | 24/06/2022 | 22/07/2022 | Dutch | |
| Abridged model | 31/12/2020 | 25/06/2021 | 23/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 26/06/2020 | 20/07/2020 | Dutch | |
| Abridged model | 31/12/2018 | 28/06/2019 | 16/07/2019 | Dutch | |
| Abridged model | 31/12/2017 | 29/06/2018 | 31/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 30/06/2017 | 13/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 24/06/2016 | 07/07/2016 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 250 k€ and 500 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Publications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates18/06/2024STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DIVERSEN - ONTSLAGEN - BENOEMINGEN
- Mandates08/11/2019ONTSLAGEN - BENOEMINGEN
- Mandates18/07/2016ONTSLAGEN - BENOEMINGEN
- Other27/01/2014RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202516,4 k €↑
- 2024Annual accounts 202415,4 k €↑
- 2023Annual accounts 20235 k €↓
- 2022Annual accounts 202219,1 k €↑
- 2021Annual accounts 202113,5 k €↑
- 2020Annual accounts 20204,8 k €↓
- 2019Annual accounts 20198,2 k €↑
- 2018Annual accounts 20183,4 k €↑
- 2017Annual accounts 20171,7 k €↓
- 2016Annual accounts 20165,4 k €↓
- 2015Annual accounts 201525,2 k €
- 16/01/2014IncorporationPrivate limited company