ACTIVE

SBM INSURANCE

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Financial year 2025 · Closed on 31/12/2025

Net result200,1 k €+168,1 %over 1 year
Gross margin513,8 k €+52,2 %over 1 year
Equity493,1 k €+47,6 %over 1 year
Workforce1,4 ETP0,0 %over 1 year

Identity

Source · BCE/KBO

SBM INSURANCE is a Private limited company incorporated in 2014. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Grimbergen. It employs on average 1,4 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0552.569.606
Incorporation
09/05/2014
Legal form
Private limited company
Registered office
Meerstraat 188
1851 Grimbergen · FlandreSee on map
Contributed capital
19 978,24 €
Latest accounts
31/12/2025
Average workforce
1,4 ETP
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 11 filings

Trend over 11 financial years

20252024202320222021
Income statement
Gross margin513,8 k €337,6 k €417 k €354,9 k €312,6 k €
EBITDA370,7 k €191,4 k €289,9 k €193,7 k €167,4 k €
Operating result246,2 k €129 k €156,5 k €56,5 k €28,6 k €
Net result200,1 k €74,6 k €102 k €27,6 k €6,7 k €
Balance sheet
Equity493,1 k €334,1 k €259,5 k €157,5 k €129,9 k €
Total assets1,1 M €518,5 k €586,1 k €549,8 k €633,8 k €
Cash135,9 k €76,8 k €201,4 k €182,7 k €182,1 k €
Debts645,6 k €184,1 k €326,6 k €392,4 k €502,1 k €
Other
Workforce1,4 ETP1,4 ETP1,8 ETP2,1 ETP2,3 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

SBM GROEP

Director · since 24 septembre 2024 · 1013.191.724

Represented by Wim Spinoy

Active
Nick Heyvaert

Director · since 28 août 2023

Active

Ended mandates

SBM GROEP

Director · since 24 septembre 2024 · 1013.191.724

Represented by Spinoy WIM

Ended
Filip Van Hove

Director · since 01 septembre 2019

Ended
Wim Spinoy

Director · since 09 avril 2018

Ended
Wim Spinoy

Manager · since 09 avril 2018

Ended

Other companies at this address

Meerstraat 188 1851 Grimbergen
CompanyCBE no.
BTW-eenheid SBM GROEP● Active
1016.873.467
SBM FINANCE● Active
0552.566.735
SBM GROEP● Active
1013.191.724
Visah● Active
0690.635.842

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date31/07/202630/07/202530/07/202428/07/202309/08/202226/07/2021
General meeting06/06/202607/06/202501/06/202403/06/202304/06/202205/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 11 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202506/06/202631/07/2026DutchPDF
Abridged model31/12/202407/06/202530/07/2025DutchPDF
Abridged model31/12/202301/06/202430/07/2024DutchPDF
Abridged model31/12/202203/06/202328/07/2023DutchPDF
Abridged model31/12/202104/06/202209/08/2022DutchPDF
Abridged model31/12/202005/06/202126/07/2021DutchPDF
Abridged model31/12/201906/06/202029/07/2020DutchPDF
Abridged model31/12/201801/06/201929/07/2019DutchPDF
Abridged model31/12/201702/06/201828/09/2018DutchPDF
Abridged model31/12/201603/06/201731/08/2017DutchPDF
Abridged model31/12/201504/06/201628/09/2016DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

SBM GROEP

Director · since 24 septembre 2024 · 1013.191.724

Represented by Wim Spinoy

Active
Nick Heyvaert

Director · since 28 août 2023

Active

Ended mandates

SBM GROEP

Director · since 24 septembre 2024 · 1013.191.724

Represented by Spinoy WIM

Ended
Filip Van Hove

Director · since 01 septembre 2019

Ended
Wim Spinoy

Director · since 09 avril 2018

Ended
Wim Spinoy

Manager · since 09 avril 2018

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates13/02/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/02/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Restructuring06/01/2026
    KAPITAAL - AANDELEN - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring05/11/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Mandates25/11/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates22/12/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - BENAMING - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates05/12/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/11/2019
    ONTSLAGEN - BENOEMINGEN
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025200,1 k €↑
  2. 2024
    Annual accounts 202474,6 k €↓
  3. 2023
    Annual accounts 2023102 k €↑
  4. 2022
    Annual accounts 202227,6 k €↑
  5. 2021
    Annual accounts 20216,7 k €↑
  6. 2020
    Annual accounts 20202,5 k €↓
  7. 2019
    Annual accounts 201948 k €↓
  8. 2018
    Annual accounts 201853,8 k €↑
  9. 2017
    Annual accounts 201727 k €↑
  10. 2016
    Annual accounts 201621,8 k €↑
  11. 2015
    Annual accounts 20156,5 k €
  12. 09/05/2014
    IncorporationPrivate limited company