ACTIVE

PARTNERS FINANCES

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Financial year 2025 · Closed on 31/12/2025

Net result-146,8 k €-482,8 %over 1 year

Gross margin2 M €-7,2 %over 1 year

Equity421,7 k €-66,8 %over 1 year

Workforce34,3 ETP+12,1 %over 1 year

Identity

Source · BCE/KBO

PARTNERS FINANCES is a Private limited company incorporated in 2015. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Tournai. It employs on average 34,3 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0628.480.717
Incorporation: 09/04/2015
Legal form: Private limited company
Registered office: Rue du Follet(K) 10
7540 Tournai · WallonieSee on map
Contributed capital: 250 000,00 €
Latest accounts: 31/12/2025
Average workforce: 34,3 ETP

Activities (NACE)

66191Other activities auxiliary to financial services, except insurance and pension funding· main 66191Other activities auxiliary to financial services, except insurance and pension funding 66199Other activities auxiliary to financial services, except insurance and pension funding 66199Other activities auxiliary to financial services, except insurance and pension funding 66220Activities of insurance agents and brokers 66220Activities of insurance agents and brokers

Joint committees (1)

Signals

Solid equityGood liquidityHealthy social debts

Financials

Source · NBB, 11 filings

Trend over 9 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	2 M €	-7.2%	2,2 M €	+36.6%	1,6 M €	-23.7%	2,1 M €	+31.7%	1,6 M €
EBITDA	-135,1 k €	-298%	68,1 k €	-47.7%	130,1 k €	-85.9%	923,4 k €	+43.8%	642,2 k €
Operating result	-150,9 k €	-415%	48 k €	-55.4%	107,6 k €	-88.0%	896,7 k €	+46.3%	612,9 k €
Net result	-146,8 k €	-483%	38,3 k €	-53.1%	81,7 k €	-87.6%	657 k €	+42.4%	461,2 k €
Balance sheet
Equity	421,7 k €	-66.8%	1,3 M €	+3.1%	1,2 M €	+7.1%	1,1 M €	+134%	491,5 k €
Total assets	1,1 M €	-38.9%	1,8 M €	-1.8%	1,9 M €	+20.6%	1,5 M €	+115%	717,1 k €
Cash	187,9 k €	-34.5%	286,7 k €	-0.9%	289,3 k €	-30.2%	414,3 k €	-6.7%	443,9 k €
Debts	693,4 k €	+24.9%	555,3 k €	-11.5%	627,4 k €	+59.9%	392,4 k €	+73.9%	225,6 k €
Other
Workforce	34,3 ETP	+12.1%	30,6 ETP	0.0%	30,6 ETP	+15.5%	26,5 ETP	+31.8%	20,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 7 ended

Active mandates

Anne-Sophie CRISPYN

Director · since 18 septembre 2025

Active

Sylvain MEHARECHE

Director · since 29 novembre 2023

Active

Ended mandates

Anne-Sophie CRISPYN

Director · since 01 janvier 2021

Ended

Gaetan LEPERS

Manager · since 15 mars 2016 · until 31 décembre 2020

Ended

Gaetan LEPERS

Chair of statutory auditors · since 15 mars 2016

Ended

Gaëtan LEPERS

Manager · since 15 mars 2016

Ended

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Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	10/07/2026	22/09/2025	31/07/2024	30/08/2023	30/08/2022	05/07/2021
General meeting	18/06/2026	30/06/2025	28/06/2024	27/06/2023	30/04/2022	30/04/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 11 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	18/06/2026	10/07/2026	French	PDF
Abridged model	31/12/2024	30/06/2025	22/09/2025	French	PDF
Abridged model	31/12/2023	28/06/2024	31/07/2024	French	PDF
Abridged model	31/12/2022	27/06/2023	30/08/2023	French	PDF
Abridged model	31/12/2021	30/04/2022	30/08/2022	French	PDF
Abridged model	31/12/2020	30/04/2021	05/07/2021	French	PDF
Abridged model	31/12/2019	30/04/2020	30/10/2020	French	PDF
Micro model	31/12/2018	30/04/2019	29/08/2019	French	PDF
Micro model	31/12/2017	30/04/2018	29/08/2018	French	PDF
Micro model	31/12/2016	30/04/2017	31/08/2017	French	PDF
Abridged model	31/12/2015	30/04/2016	25/08/2016	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 7 ended

Active mandates

Anne-Sophie CRISPYN

Director · since 18 septembre 2025

Active

Sylvain MEHARECHE

Director · since 29 novembre 2023

Active

Ended mandates

Anne-Sophie CRISPYN

Director · since 01 janvier 2021

Ended

Gaetan LEPERS

Manager · since 15 mars 2016 · until 31 décembre 2020

Ended

Gaetan LEPERS

Chair of statutory auditors · since 15 mars 2016

Ended

Gaëtan LEPERS

Manager · since 15 mars 2016

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates09/10/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates01/03/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates19/02/2024
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates30/07/2021
DEMISSIONS, NOMINATIONS
PDF
Registered office07/12/2018
SIEGE SOCIAL
PDF
Mandates05/04/2016
DEMISSIONS, NOMINATIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE
PDF
Other13/04/2015
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025-146,8 k €↓
2024
Annual accounts 202438,3 k €↓
2023
Annual accounts 202381,7 k €↓
2022
Annual accounts 2022657 k €↑
2021
Annual accounts 2021461,2 k €↑
2018
Annual accounts 2018417 k €↑
2017
Annual accounts 2017163,4 k €↑
2016
Annual accounts 2016-231,1 k €↓
2015
Annual accounts 2015-225,1 k €
09/04/2015
IncorporationPrivate limited company

PARTNERS FINANCES

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline