L&O Finance
0628.788.840 · rovalta.com · 10/11/2026
ACTIVE
L&O Finance
Financial year 2025 · Closed on 31/12/2025
Net result74,1 k €+529,1 %over 1 year
Gross margin433,3 k €+121,1 %over 1 year
Equity36,9 k €+199,3 %over 1 year
Workforce3,4 ETP0,0 %over 1 year
Overview
Identity
Source · BCE/KBOL&O Finance is a Private limited company incorporated in 2015. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Turnhout. It employs on average 3,4 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0628.788.840
- Incorporation
- 22/04/2015
- Legal form
- Private limited company
- Registered office
- de Merodelei 192
2300 Turnhout · FlandreSee on map - Contributed capital
- 20 000,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 3,4 ETP
Activities (NACE)
Joint committees (1)
- 200
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 10 filingsTrend over 10 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 433,3 k € | +121% | 196 k € | -8.0% | 213,1 k € | +12.2% | 190 k € | +8.2% | 175,6 k € |
| EBITDA | 197,9 k € | +870% | 20,4 k € | -20.7% | 25,7 k € | -54.3% | 56,2 k € | +168% | 21 k € |
| Operating result | 154,6 k € | +1005% | 14 k € | +198% | -14,3 k € | -208% | 13,3 k € | +241% | 3,9 k € |
| Net result | 74,1 k € | +529% | -17,3 k € | +38.7% | -28,2 k € | -885% | 3,6 k € | +261% | -2,2 k € |
| Balance sheet | |||||||||
| Equity | 36,9 k € | +199% | -37,2 k € | -86.7% | -19,9 k € | -341% | 8,3 k € | +76.9% | 4,7 k € |
| Total assets | 693,9 k € | +0.0% | 693,8 k € | -1.0% | 700,6 k € | +10.6% | 633,3 k € | -6.9% | 680,3 k € |
| Cash | – | – | – | 154,8 € | -97.3% | 5,7 k € | |||
| Debts | 632 k € | -13.5% | 731 k € | +1.5% | 720,5 k € | +15.3% | 625,1 k € | -7.5% | 675,6 k € |
| Other | |||||||||
| Workforce | 3,4 ETP | 0.0% | 3,4 ETP | -15.0% | 4,0 ETP | +11.1% | 3,6 ETP | -10.0% | 4,0 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20251 active · 2 ended
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Anna-Laura Peeters | Director |
Ended mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Anna Laura Peeters | Director26/04/2017 → 2020 accountsManager26/04/2017 → 2018 accounts | ||
Lars Lefeber | Director22/04/2015 → 2020 accountsManager22/04/2015 → 2018 accounts |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 30/09/2026 | 28/08/2025 | 16/08/2024 | 22/08/2023 | 08/08/2022 | 28/07/2021 |
| General meeting | 30/06/2026 | 30/06/2025 | 30/06/2024 | 30/06/2023 | 30/06/2022 | 28/07/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 10 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 30/09/2026 | Dutch | |
| Abridged model | 31/12/2024 | 30/06/2025 | 28/08/2025 | Dutch | |
| Abridged model | 31/12/2023 | 30/06/2024 | 16/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 30/06/2023 | 22/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 30/06/2022 | 08/08/2022 | Dutch | |
| Micro model | 31/12/2020 | 28/07/2021 | 28/07/2021 | Dutch | |
| Micro model | 31/12/2019 | 04/09/2020 | 08/09/2020 | Dutch | |
| Micro model | 31/12/2018 | 11/06/2019 | 29/07/2019 | Dutch | |
| Micro model | 31/12/2017 | 29/06/2018 | 16/07/2018 | Dutch | |
| Abridged model | 31/12/2016 | 25/04/2017 | 28/04/2017 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20251 active · 2 ended
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Anna-Laura Peeters | Director |
Ended mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
Anna Laura Peeters | Director26/04/2017 → 2020 accountsManager26/04/2017 → 2018 accounts | ||
Lars Lefeber | Director22/04/2015 → 2020 accountsManager22/04/2015 → 2018 accounts |
Ownership and network
Looking for more information about this company?
Try for freePublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
Source · CBE, NBB annual accountsYear
Identity
Incorporation
Name
Registered office
Annual accounts
Filings10 filings
Mandates
Anna-Laura Peeters
Anna Laura Peeters
Lars Lefeber
201520162017201820192020202120222023202420252026
L&O Finance
de Merodelei 192, 2300 TurnhoutHerenthoutseweg 85B bte A, 2200 Herentals
Director
DirectorManager
DirectorManager
CurrentPlanned, not yet servedEndedAccounts filedToday
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| de Merodelei 192, 2300 TurnhoutCurrent | accounts 2023 → 2025 | Accounts 2025 · 2026-00541085 |
| Herenthoutseweg 85B bte A, 2200 Herentals | accounts 2021 → 2022 | Accounts 2022 · 2023-00346397 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| L&O FinanceCurrent | accounts 2021 → 2025 | Accounts 2025 · 2026-00541085 |
Events
- 2025Annual accounts 202574,1 k €↑
- 2024Annual accounts 2024-17,3 k €↑
- 2023Annual accounts 2023-28,2 k €↓
- 2022Annual accounts 20223,6 k €↑
- 2021Annual accounts 2021-2,2 k €↑
- 2020Annual accounts 2020-12,6 k €↓
- 2019Annual accounts 201918,3 k €↑
- 2018Annual accounts 2018-24,4 k €↓
- 2017Annual accounts 20173 k €↓
- 2016Annual accounts 201682,7 k €
- 22/04/2015IncorporationPrivate limited company