ACTIVE

NOVERIA

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Financial year 2024 · closed on 31/12/2024
Net result
84,2 k €
+7984.6% YoY
Gross margin
275 k €
+3.9% YoY
Equity
389,7 k €
+1.1% YoY

What does NOVERIA do?

NOVERIA is a Private limited company incorporated in 2015. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Liège.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0631.855.921
Incorporation
08/06/2015
Legal form
Private limited company
Registered office
Boulevard Piercot 33 box 3
4000 Liège · WallonieSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2024
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 9 financial years

202420232022202120202019201820172016
Income statement
Gross margin275 k €264,5 k €250,5 k €617,2 k €376,9 k €20,2 k €157 k €126,9 k €232,2 k €
EBITDA134,3 k €70,2 k €102,4 k €470,4 k €214,3 k €-110,7 k €86,9 k €79,1 k €193,8 k €
Operating result132,7 k €-7,5 k €113,1 k €452,6 k €206,8 k €-119,3 k €75,3 k €70,1 k €190 k €
Net result84,2 k €-1,1 k €64,5 k €293,7 k €160,7 k €-87,6 k €64,8 k €50,3 k €116,1 k €
Balance sheet
Equity389,7 k €385,5 k €439 k €489,2 k €310,6 k €149,9 k €237,4 k €172,6 k €122,3 k €
Total assets717,6 k €777,5 k €840,5 k €1,1 M €604,7 k €511,9 k €394,8 k €330,2 k €223,7 k €
Cash13,4 k €28,8 k €1,3 k €39 k €8,2 k €7,7 k €258 €32,6 k €4,8 k €
Debts327,9 k €351,3 k €401,5 k €535,6 k €261,9 k €358,4 k €157,4 k €157,6 k €101,4 k €
Other
Workforce–2,7 ETP––––––1,0 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active

Active mandates

PHILIPPE SMOLDERS

Mandate

Active
At this address

Other companies at this address

CompanyCBE no.
ALMA● Active
0716.722.706
Association des Copropriétaires Résidence Le Parthénon à Liège Boulevard Piercot 33● Active
0850.234.001
CABINET MEDICAL CATHERINE MOREAU● Active
0869.730.209
CANELLA HOLDINGS● Active
0446.598.787
CKCM● Active
0842.466.378
CRAM● Active
0437.876.113
CW PSYCHIATRY● Active
1028.883.057
David Expert Nutrithérapie● Active
0764.486.692
Docteur Christelle GRAAS● Active
1002.809.853
FISCAL CONSULTANT● Active
0871.091.969
GESPAC● Active
0431.311.488
IMMOGES● Active
0431.783.226
J-R T● Active
0474.487.079
LOJEPHI● Liquidation
0599.806.329
PYRAMIDE - EUROPE● Liquidation
0440.383.463
SICALA● Active
0749.672.913
Annual accounts

Full financial information

202420232022202120202019
Type of accountMicro modelAbridged modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202401/01/202301/01/202201/01/202101/01/202001/01/2019
Closing of the financial year31/12/202431/12/202331/12/202231/12/202131/12/202031/12/2019
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date24/09/202511/10/202406/10/202330/09/202231/10/202129/11/2020
General meeting24/09/202506/10/202405/10/202318/06/202218/06/202119/06/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

9 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202424/09/202524/09/2025FrenchPDF
Abridged model31/12/202306/10/202411/10/2024FrenchPDF
Micro model31/12/202205/10/202306/10/2023FrenchPDF
Micro model31/12/202118/06/202230/09/2022FrenchPDF
Micro model31/12/202018/06/202131/10/2021FrenchPDF
Micro model31/12/201919/06/202029/11/2020FrenchPDF
Micro model31/12/201821/06/201915/10/2019FrenchPDF
Micro model31/12/201715/06/201815/10/2018FrenchPDF
Abridged model31/12/201616/06/201711/10/2017FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 1 active

Active mandates

PHILIPPE SMOLDERS

Mandate

Active
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates15/01/2024
    MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates15/04/2016
    ADRESSE AUTRE QUE SIEGE SOCIAL - OBJET - DEMISSIONS, NOMINATIONS
    PDF
  • Other10/06/2015
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 202484,2 k €↑
  2. 2023
    Annual accounts 2023-1,1 k €↓
  3. 2022
    Annual accounts 202264,5 k €↓
  4. 2021
    Annual accounts 2021293,7 k €↑
  5. 2020
    Annual accounts 2020160,7 k €↑
  6. 2019
    Annual accounts 2019-87,6 k €↓
  7. 2018
    Annual accounts 201864,8 k €↑
  8. 2017
    Annual accounts 201750,3 k €↓
  9. 2016
    Annual accounts 2016116,1 k €
  10. 08/06/2015
    IncorporationPrivate limited company