ACTIVE

BARDIAU ASSURANCES

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Financial year 2025 · Closed on 31/12/2025

Net result22,9 k €-68,8 %over 1 year
Gross margin258,4 k €-18,0 %over 1 year
Equity108,7 k €+26,7 %over 1 year

Identity

Source · BCE/KBO

BARDIAU ASSURANCES is a Private limited company incorporated in 2015. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Manage.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0634.645.759
Incorporation
27/07/2015
Legal form
Private limited company
Registered office
Rue Léon Debelle 36
7170 Manage · WallonieSee on map
Contributed capital
5 000,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 307
Contacts
1 public detail availableLog in to view
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 11 filings

Trend over 11 financial years

20252024202320222021
Income statement
Gross margin258,4 k €315 k €341,7 k €346,6 k €302,5 k €
EBITDA163,4 k €232,9 k €218,5 k €235,9 k €191 k €
Operating result77,7 k €143,9 k €128,2 k €148,1 k €105,2 k €
Net result22,9 k €73,4 k €62 k €80,7 k €54,5 k €
Balance sheet
Equity108,7 k €85,8 k €56,9 k €56,9 k €53,2 k €
Total assets467,2 k €564,7 k €627,1 k €712 k €733,5 k €
Cash13,7 k €55,4 k €45,8 k €62,1 k €36,7 k €
Debts197,5 k €291,7 k €355 k €416,5 k €417,9 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 5 ended

Active mandates

Christophe BARDIAU

Director · since 22 octobre 2020

Active

Ended mandates

BC 2.0

Director · since 22 octobre 2024 · 1015.423.615

Ended
CHRISTOPHE BARDIAU

Director · since 22 octobre 2020 · until 22 octobre 2024

Ended
PHILIPPE BARDIAU

Manager · since 27 juillet 2015

Ended
CHRISTOPHE BARDIAU

Director

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date26/06/202617/06/202526/06/202421/08/202323/08/202216/08/2021
General meeting10/06/202610/06/202510/06/202417/08/202316/08/202209/08/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 11 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202510/06/202626/06/2026FrenchPDF
Micro model31/12/202410/06/202517/06/2025FrenchPDF
Micro model31/12/202310/06/202426/06/2024FrenchPDF
Micro model31/12/202217/08/202321/08/2023FrenchPDF
Micro model31/12/202116/08/202223/08/2022FrenchPDF
Micro model31/12/202009/08/202116/08/2021FrenchPDF
Micro model31/12/201917/08/202003/09/2020FrenchPDF
Micro model31/12/201824/06/201902/07/2019FrenchPDF
Micro model31/12/201712/06/201820/06/2018FrenchPDF
Micro model31/12/201624/08/201725/08/2017FrenchPDF
Abridged model31/12/201526/05/201619/08/2016FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 5 ended

Active mandates

Christophe BARDIAU

Director · since 22 octobre 2020

Active

Ended mandates

BC 2.0

Director · since 22 octobre 2024 · 1015.423.615

Ended
CHRISTOPHE BARDIAU

Director · since 22 octobre 2020 · until 22 octobre 2024

Ended
PHILIPPE BARDIAU

Manager · since 27 juillet 2015

Ended
CHRISTOPHE BARDIAU

Director

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates12/11/2024
    DEMISSIONS, NOMINATIONS
    PDF
  • Other09/11/2020
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE
    PDF
  • Restructuring25/01/2019
    DENOMINATION - OBJET - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Capital / shares01/08/2018
    CAPITAL, ACTIONS
    PDF
  • Restructuring26/07/2018
    RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
    PDF
  • Other29/07/2015
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202522,9 k €↓
  2. 2024
    Annual accounts 202473,4 k €↑
  3. 2023
    Annual accounts 202362 k €↓
  4. 2022
    Annual accounts 202280,7 k €↑
  5. 2021
    Annual accounts 202154,5 k €↑
  6. 2020
    Annual accounts 202048,8 k €↓
  7. 2019
    Annual accounts 201969,2 k €↓
  8. 2018
    Annual accounts 201894,9 k €↑
  9. 2018
    Name changeBARDIAU ASSURANCES
  10. 2017
    Annual accounts 20173,3 k €↑
  11. 2016
    Annual accounts 20161,4 k €↑
  12. 2015
    Annual accounts 2015-2,9 k €
  13. 27/07/2015
    IncorporationPrivate limited company
  14. 2015
    Name changeHolding Bardiau