ACTIVE

PAJO FINANCE

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Financial year 2025 · Closed on 31/12/2025

Net result36,1 k €-2,8 %over 1 year
Gross margin207,8 k €-16,7 %over 1 year
Equity206,8 k €-23,6 %over 1 year

Identity

Source · BCE/KBO

PAJO FINANCE is a Private limited company incorporated in 2015. Its main activity is: Other credit granting. Its registered office is in Etterbeek.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0634.933.987
Incorporation
10/08/2015
Legal form
Private limited company
Registered office
Place des Acacias 17
1040 Etterbeek · BruxellesSee on map
Contributed capital
20 000,00 €
Latest accounts
31/12/2025
Joint committees (1)
  • 341
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 10 filings

Trend over 10 financial years

20252024202320222021
Income statement
Gross margin207,8 k €249,3 k €180,7 k €237,7 k €234,7 k €
EBITDA72,6 k €71,8 k €97,8 k €168,3 k €160,9 k €
Operating result54,8 k €55,8 k €81,2 k €151,7 k €139,3 k €
Net result36,1 k €37,1 k €53,3 k €107,1 k €96 k €
Balance sheet
Equity206,8 k €270,7 k €233,6 k €230,3 k €123,2 k €
Total assets446,5 k €551 k €561,1 k €637 k €547,8 k €
Cash102,8 k €70,1 k €54,9 k €230,5 k €144,1 k €
Debts228,7 k €269,3 k €316,5 k €393,8 k €413,5 k €
Other
Workforce–––––

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 6 ended

Active mandates

Johan De Bast

Andere functie

Active
Pascal Sterckx

Andere functie

Active

Ended mandates

Johan De Bast

Director · since 05 octobre 2023

Ended
Pascal Sterckx

Director · since 05 octobre 2023

Ended
Johan De Bast

Director · since 01 février 2016

Ended
Johan De Bast

Manager · since 01 février 2016

Ended

Other companies at this address

Place des Acacias 17 1040 Etterbeek
CompanyCBE no.
Association des Copropriétaires Résidence Acacias à Etterbeek, place des Acacias 17● Active
0888.825.153
groep pajo finance● Active
0753.647.141
TAV MED● Active
0795.256.379

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date27/08/202628/08/202529/08/202431/08/202329/09/202231/08/2021
General meeting30/06/202630/06/202531/07/202431/07/202331/07/202231/07/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 10 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202530/06/202627/08/2026DutchPDF
Micro model31/12/202430/06/202528/08/2025DutchPDF
Micro model31/12/202331/07/202429/08/2024DutchPDF
Micro model31/12/202231/07/202331/08/2023DutchPDF
Micro model31/12/202131/07/202229/09/2022DutchPDF
Micro model31/12/202031/07/202131/08/2021DutchPDF
Micro model31/12/201929/05/202023/07/2020DutchPDF
Micro model31/12/201831/05/201910/07/2019DutchPDF
Micro model31/12/201720/08/201828/08/2018DutchPDF
Abridged model31/12/201630/06/201703/07/2017DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 6 ended

Active mandates

Johan De Bast

Andere functie

Active
Pascal Sterckx

Andere functie

Active

Ended mandates

Johan De Bast

Director · since 05 octobre 2023

Ended
Pascal Sterckx

Director · since 05 octobre 2023

Ended
Johan De Bast

Director · since 01 février 2016

Ended
Johan De Bast

Manager · since 01 février 2016

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates11/10/2023
    WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates10/02/2016
    MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
    PDF
  • Other19/08/2015
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202536,1 k €↓
  2. 2024
    Annual accounts 202437,1 k €↓
  3. 2023
    Annual accounts 202353,3 k €↓
  4. 2022
    Annual accounts 2022107,1 k €↑
  5. 2021
    Annual accounts 202196 k €↑
  6. 2020
    Annual accounts 202085,2 k €↑
  7. 2019
    Annual accounts 20192,8 k €↓
  8. 2018
    Annual accounts 201828,7 k €↓
  9. 2017
    Annual accounts 201789,2 k €↑
  10. 2016
    Annual accounts 201657 k €
  11. 10/08/2015
    IncorporationPrivate limited company