ACTIVE

B-DS FINANCE

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Financial year 2025 · closed on 31/12/2025
Net result
47 k €
+4.5% YoY
Gross margin
147,9 k €
+1.6% YoY
Equity
104,5 k €
+81.9% YoY

What does B-DS FINANCE do?

B-DS FINANCE is a Private limited company incorporated in 2015. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Jurbise.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0640.858.709
Incorporation
12/10/2015
Legal form
Private limited company
Registered office
Rue d'Erbisoeul(H) 50
7050 Jurbise · WallonieSee on map
Contributed capital
12 400,00 €
Latest accounts
31/12/2025
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers66199Other activities auxiliary to financial services, except insurance and pension funding66199Other activities auxiliary to financial services, except insurance and pension funding
Joint committees (1)
  • 307
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022202120202019201820172016
Income statement
Gross margin147,9 k €145,5 k €100,8 k €59,3 k €77,1 k €41,8 k €47,6 k €49,3 k €49,3 k €33,9 k €
EBITDA74,5 k €74,8 k €31,7 k €-5,8 k €27,1 k €-5,9 k €265,6 €3,3 k €1,9 k €772,7 €
Operating result70,4 k €70,2 k €27,2 k €-8,1 k €26 k €-6,7 k €-96,4 €3 k €1,5 k €192,3 €
Net result47 k €45 k €18,2 k €-9,5 k €18,2 k €-6,6 k €-2,7 k €1,2 k €320,8 €-713,4 €
Balance sheet
Equity104,5 k €57,4 k €24 k €12,6 k €22,2 k €3,9 k €10,5 k €13,2 k €12 k €11,7 k €
Total assets157,7 k €138,4 k €91,6 k €84,7 k €41 k €18,1 k €18,8 k €27,3 k €24,2 k €21,1 k €
Cash48,7 k €53,4 k €5 k €3,7 k €28,6 k €10,9 k €12,7 k €26,1 k €20,3 k €18,4 k €
Debts53,3 k €81 k €67,4 k €71,8 k €18,9 k €14,2 k €7,8 k €14 k €12,2 k €9,4 k €
Other
Workforce–––––––––1,0 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Doriano SARI

Director · since 19 octobre 2015

Active

Ended mandates

Doriano SARI

Manager · since 19 octobre 2015

Ended
At this address

Other companies at this address

CompanyCBE no.
IMMO-DS● Active
0644.385.846
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date17/07/202618/07/202504/07/202416/06/202331/08/202230/06/2021
General meeting18/06/202619/06/202520/06/202415/06/202330/06/202217/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

10 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202518/06/202617/07/2026FrenchPDF
Micro model31/12/202419/06/202518/07/2025FrenchPDF
Micro model31/12/202320/06/202404/07/2024FrenchPDF
Micro model31/12/202215/06/202316/06/2023FrenchPDF
Micro model31/12/202130/06/202231/08/2022FrenchPDF
Micro model31/12/202017/06/202130/06/2021FrenchPDF
Micro model31/12/201909/07/202006/08/2020FrenchPDF
Micro model31/12/201820/06/201917/07/2019FrenchPDF
Micro model31/12/201721/06/201821/07/2018FrenchPDF
Abridged model31/12/201615/06/201714/07/2017FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 1 active · 1 ended

Active mandates

Doriano SARI

Director · since 19 octobre 2015

Active

Ended mandates

Doriano SARI

Manager · since 19 octobre 2015

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates02/03/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DIVERS - DEMISSIONS, NOMINATIONS
    PDF
  • Other14/10/2015
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202547 k €↑
  2. 2024
    Annual accounts 202445 k €↑
  3. 2023
    Annual accounts 202318,2 k €↑
  4. 2022
    Annual accounts 2022-9,5 k €↓
  5. 2021
    Annual accounts 202118,2 k €↑
  6. 2020
    Annual accounts 2020-6,6 k €↓
  7. 2019
    Annual accounts 2019-2,7 k €↓
  8. 2018
    Annual accounts 20181,2 k €↑
  9. 2017
    Annual accounts 2017320,8 €↑
  10. 2016
    Annual accounts 2016-713,4 €
  11. 12/10/2015
    IncorporationPrivate limited company