ACTIVE

LO - FINANCE

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Financial year 2025 · Closed on 31/12/2025

Net result168,8 k €+9,5 %over 1 year
Gross margin1,1 M €-1,9 %over 1 year
Equity106,8 k €+57,1 %over 1 year
Workforce6,1 ETP-7,6 %over 1 year

Identity

Source · BCE/KBO

LO - FINANCE is a Private limited company incorporated in 2016. Its main activity is: Other financial service activities, except insurance and pension funding n.e.c.. Its registered office is in Lochristi. It employs on average 6,1 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0655.860.352
Incorporation
30/05/2016
Legal form
Private limited company
Registered office
Dorp-Oost 19
9080 Lochristi · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Average workforce
6,1 ETP
Joint committees (2)
  • 310
  • 341
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 9 filings

Trend over 9 financial years

20252024202320222021
Income statement
Gross margin1,1 M €1,1 M €573,2 k €732,2 k €930,4 k €
EBITDA459,2 k €499,6 k €-17,7 k €200,2 k €394,3 k €
Operating result255,3 k €295,6 k €-117,4 k €63 k €256,2 k €
Net result168,8 k €154,2 k €655,7 k €43,2 k €238,4 k €
Balance sheet
Equity106,8 k €68 k €37,1 k €20,5 k €205,1 k €
Total assets1,8 M €2 M €2,3 M €944,4 k €1,2 M €
Cash14,5 k €98,4 k €30,1 k €62,4 k €67,8 k €
Debts1,6 M €1,9 M €2,2 M €844,9 k €859,2 k €
Other
Workforce6,1 ETP6,6 ETP6,9 ETP6,9 ETP7,8 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 10 ended

Active mandates

MALO INVEST

Director · 0655.722.770

Represented by Frederic Van Bruyssel

Active
MG MANAGEMENT & INVEST

Director · 0679.739.673

Represented by Mathieu GODFROID

Active
MICAMA

Director · 0691.887.538

Represented by Kurt De Blieck

Active

Ended mandates

MICAMA

Director · since 06 mars 2018 · 0691.887.538

Represented by Kurt DE BLIECK

Ended
MICAMA

Manager · since 06 mars 2018 · 0691.887.538

Represented by Kurt De Blieck

Ended
MICAMA

Manager · since 06 mars 2018 · 0691.887.538

Represented by Kurt De Bliek

Ended
MALO INVEST

Director · since 02 juin 2016 · 0655.722.770

Represented by Frederic VAN BRUYSSEL

Ended

Other companies at this address

Dorp-Oost 19 9080 Lochristi
CompanyCBE no.
3FINANCE● Active
0662.834.058
VERENIGING VAN MEDE-EIGENAARS RESIDENTIE RAIFFEISEN DORP-OOST 19 TE 9080 LOCHRISTI● Active
0874.682.454

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date05/08/202631/07/202525/07/202420/07/202326/07/202212/07/2021
General meeting30/06/202630/06/202528/06/202430/06/202324/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 9 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202605/08/2026DutchPDF
Abridged model31/12/202430/06/202531/07/2025DutchPDF
Abridged model31/12/202328/06/202425/07/2024DutchPDF
Abridged model31/12/202230/06/202320/07/2023DutchPDF
Abridged model31/12/202124/06/202226/07/2022DutchPDF
Abridged model31/12/202025/06/202112/07/2021DutchPDF
Abridged model31/12/201926/06/202027/07/2020DutchPDF
Abridged model31/12/201828/06/201919/07/2019DutchPDF
Abridged model31/12/201729/06/201830/07/2018DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 10 ended

Active mandates

MALO INVEST

Director · 0655.722.770

Represented by Frederic Van Bruyssel

Active
MG MANAGEMENT & INVEST

Director · 0679.739.673

Represented by Mathieu GODFROID

Active
MICAMA

Director · 0691.887.538

Represented by Kurt De Blieck

Active

Ended mandates

MICAMA

Director · since 06 mars 2018 · 0691.887.538

Represented by Kurt DE BLIECK

Ended
MICAMA

Manager · since 06 mars 2018 · 0691.887.538

Represented by Kurt De Blieck

Ended
MICAMA

Manager · since 06 mars 2018 · 0691.887.538

Represented by Kurt De Bliek

Ended
MALO INVEST

Director · since 02 juin 2016 · 0655.722.770

Represented by Frederic VAN BRUYSSEL

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates01/07/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates31/07/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates08/06/2023
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates04/07/2018
    BENAMING - KAPITAAL - AANDELEN - ONTSLAGEN - BENOEMINGEN
    PDF
  • Other14/06/2016
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025168,8 k €↑
  2. 2024
    Annual accounts 2024154,2 k €↓
  3. 2023
    Annual accounts 2023655,7 k €↑
  4. 2022
    Annual accounts 202243,2 k €↓
  5. 2021
    Annual accounts 2021238,4 k €↑
  6. 2020
    Annual accounts 2020205,3 k €↑
  7. 2019
    Annual accounts 2019197,8 k €↑
  8. 2018
    Annual accounts 201832,7 k €↓
  9. 2017
    Annual accounts 2017384,8 k €
  10. 30/05/2016
    IncorporationPrivate limited company