ACTIVE

Krediet- en Verzekeringswynkel

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Financial year 2025 · Closed on 31/12/2025

Net result154,7 k €+566,9 %over 1 year
Gross margin643,7 k €+55,6 %over 1 year
Equity254 k €+155,7 %over 1 year
Workforce4,6 ETP

Identity

Source · BCE/KBO

Krediet- en Verzekeringswynkel is a Private limited company incorporated in 2020. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Merelbeke-Melle. It employs on average 4,6 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0741.956.265
Incorporation
23/01/2020
Legal form
Private limited company
Registered office
Hundelgemsesteenweg 230
9820 Merelbeke-Melle · FlandreSee on map
Contributed capital
10 000,00 €
Latest accounts
31/12/2025
Average workforce
4,6 ETP
Joint committees (2)
  • 307
  • 30700
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 6 filings

Trend over 5 financial years

20252024202320222021
Income statement
Gross margin643,7 k €413,6 k €379,4 k €360,2 k €387,1 k €
EBITDA313,1 k €128,3 k €109,4 k €169,4 k €278,9 k €
Operating result224,4 k €43,8 k €24,9 k €87,5 k €198,9 k €
Net result154,7 k €23,2 k €9,9 k €56,2 k €143,6 k €
Balance sheet
Equity254 k €99,3 k €76,1 k €66,2 k €153,6 k €
Total assets718,4 k €605,3 k €642,5 k €647,8 k €694,8 k €
Cash66,1 k €24 k €21,1 k €41,5 k €42,2 k €
Debts391,6 k €505,9 k €566,4 k €581,6 k €533,2 k €
Other
Workforce4,6 ETP–3,8 ETP––

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

FINE CAPITAL MANAGEMENT

Bestuurder · since 08 février 2023 · 0795.828.877

Represented by Filip ROGIERS

Active
Kunn Management

Bestuurder · since 08 février 2023 · 0795.397.129

Represented by Eric VAN de WYNKELE

Active

Ended mandates

Altus Invest

Director · since 08 février 2023 · 0795.376.640

Represented by Pauwelyn DAVID

Ended
Altus Invest

Director · since 08 février 2023 · 0795.376.640

Represented by Pauwelyn DAVID

Ended
Altus Invest

Bestuurder · since 08 février 2023 · 0795.376.640

Represented by David PAUWELYN

Ended
FINE CAPITAL MANAGEMENT

Director · since 08 février 2023 · 0795.828.877

Represented by Rogiers FILIP

Ended

Other companies at this address

Hundelgemsesteenweg 230 9820 Merelbeke-Melle
CompanyCBE no.
Credit World● Active
0741.956.562
EDUFISC● Active
0870.935.185
Groep Krediet- en Verzekeringswynkel● Active
0800.915.835
TITANS● Active
0447.684.692

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelMicro modelAbridged modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202123/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date29/07/202630/09/202509/10/202431/08/202331/08/202230/08/2021
General meeting28/07/202627/06/202530/09/202410/08/202324/06/202225/06/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 6 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202528/07/202629/07/2026DutchPDF
Micro model31/12/202427/06/202530/09/2025DutchPDF
Abridged model31/12/202330/09/202409/10/2024DutchPDF
Micro model31/12/202210/08/202331/08/2023DutchPDF
Micro model31/12/202124/06/202231/08/2022DutchPDF
Micro model31/12/202025/06/202130/08/2021DutchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 9 ended

Active mandates

FINE CAPITAL MANAGEMENT

Bestuurder · since 08 février 2023 · 0795.828.877

Represented by Filip ROGIERS

Active
Kunn Management

Bestuurder · since 08 février 2023 · 0795.397.129

Represented by Eric VAN de WYNKELE

Active

Ended mandates

Altus Invest

Director · since 08 février 2023 · 0795.376.640

Represented by Pauwelyn DAVID

Ended
Altus Invest

Director · since 08 février 2023 · 0795.376.640

Represented by Pauwelyn DAVID

Ended
Altus Invest

Bestuurder · since 08 février 2023 · 0795.376.640

Represented by David PAUWELYN

Ended
FINE CAPITAL MANAGEMENT

Director · since 08 février 2023 · 0795.828.877

Represented by Rogiers FILIP

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates05/05/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other04/04/2023
    DIVERSEN
    PDF
  • Mandates24/02/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other27/01/2020
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025154,7 k €↑
  2. 2024
    Annual accounts 202423,2 k €↑
  3. 2023
    Annual accounts 20239,9 k €↓
  4. 2022
    Annual accounts 202256,2 k €↓
  5. 2021
    Annual accounts 2021143,6 k €
  6. 23/01/2020
    IncorporationPrivate limited company