ACTIVE

EUROPEAN CARD PAYMENT COOPERATION

Export PDF

Financial year 2025 · Closed on 31/12/2025

Net result41 k €-19,6 %over 1 year
Gross margin147,2 k €-4,1 %over 1 year
Equity368,7 k €+12,5 %over 1 year

Identity

Source · BCE/KBO

EUROPEAN CARD PAYMENT COOPERATION is a Cooperative society incorporated in 2020. Its main activity is: Research and experimental development on natural sciences and engineering. Its registered office is in Bruxelles.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0746.947.708
Incorporation
15/05/2020
Legal form
Cooperative society
Registered office
Rue d'Arlon 82
1040 Bruxelles · BruxellesSee on map
Contributed capital
120 000,00 €
Latest accounts
31/12/2025
Contacts
1 public detail availableLog in to view
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 6 filings

Trend over 5 financial years

20252024202220212020
Income statement
Gross margin147,2 k €153,4 k €135,4 k €76,2 k €39,9 k €
EBITDA146,8 k €153 k €135,1 k €75,9 k €39,4 k €
Operating result55 k €68,2 k €63 k €32,6 k €39,4 k €
Net result41 k €51 k €47,1 k €24,3 k €29,6 k €
Balance sheet
Equity368,7 k €327,6 k €221 k €173,9 k €149,6 k €
Total assets400,5 k €433,2 k €495,3 k €515 k €177,7 k €
Cash56 k €236 k €201,8 k €156,5 k €162,2 k €
Debts643,8 €3,1 k €28,4 k €23,4 k €9,9 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 3 ended

Active mandates

Jorge Miguel MARTINS ALVES CORREIA

Director · since 29 septembre 2023 · until 28 avril 2026

Active
Ana Isabel NUNES LEITAO CABRAL GRADE

Personne déléguée à la gestion journalière · since 07 juillet 2023

Active
Arsova STOILKA

Director · since 29 avril 2020 · until 28 avril 2026

Active
Juan Carlos Martin GUIRADO

Director · since 29 avril 2020 · until 28 avril 2026

Active
Karine Isabelle BOUBEL

Director · since 29 avril 2020 · until 28 novembre 2025

Active
Matthias Sebastian Alber HÖNISCH

Chairman of the board of directors · since 29 avril 2020 · until 28 avril 2026

Active
Philippe Robert KEMPENERS

Director · since 29 avril 2020 · until 28 avril 2026

Active

Ended mandates

Ana Isabel NUNES LEITAO CABRAL GRADE

Director · since 29 avril 2020 · until 28 avril 2026

Ended
Karine Isabelle BOUBEL

Director · since 29 avril 2020 · until 28 avril 2026

Ended
Maria del Carmen CARNERO SILVO

Mandate · since 29 avril 2020

Ended

Other companies at this address

Rue d'Arlon 82 1040 Bruxelles
CompanyCBE no.
Association Europeenne des Cartes de Paiement● Active
0563.382.532
Bancontact Company● Active
0675.984.882

Full financial information

Source · NBB
202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202129/04/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months9 months
Filing date04/09/202624/06/202521/08/202407/08/202318/07/202211/08/2021
General meeting24/04/202630/05/202531/05/202426/05/202327/05/202228/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for 7 days

Annual accounts filings

Source · NBB, 6 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202524/04/202604/09/2026FrenchPDF
Micro model31/12/202430/05/202524/06/2025FrenchPDF
Micro model31/12/202331/05/202421/08/2024FrenchPDF
Micro model31/12/202226/05/202307/08/2023FrenchPDF
Micro model31/12/202127/05/202218/07/2022FrenchPDF
Micro model31/12/202028/05/202111/08/2021FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

7 active · 3 ended

Active mandates

Jorge Miguel MARTINS ALVES CORREIA

Director · since 29 septembre 2023 · until 28 avril 2026

Active
Ana Isabel NUNES LEITAO CABRAL GRADE

Personne déléguée à la gestion journalière · since 07 juillet 2023

Active
Arsova STOILKA

Director · since 29 avril 2020 · until 28 avril 2026

Active
Juan Carlos Martin GUIRADO

Director · since 29 avril 2020 · until 28 avril 2026

Active
Karine Isabelle BOUBEL

Director · since 29 avril 2020 · until 28 novembre 2025

Active
Matthias Sebastian Alber HÖNISCH

Chairman of the board of directors · since 29 avril 2020 · until 28 avril 2026

Active
Philippe Robert KEMPENERS

Director · since 29 avril 2020 · until 28 avril 2026

Active

Ended mandates

Ana Isabel NUNES LEITAO CABRAL GRADE

Director · since 29 avril 2020 · until 28 avril 2026

Ended
Karine Isabelle BOUBEL

Director · since 29 avril 2020 · until 28 avril 2026

Ended
Maria del Carmen CARNERO SILVO

Mandate · since 29 avril 2020

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Mandates03/04/2025
    DEMISSIONS, NOMINATIONS
    PDF
  • Other19/05/2020
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202541 k €↓
  2. 2024
    Annual accounts 202451 k €↑
  3. 2022
    Annual accounts 202247,1 k €↑
  4. 2021
    Annual accounts 202124,3 k €↓
  5. 2020
    Annual accounts 202029,6 k €
  6. 15/05/2020
    IncorporationCooperative society