NORMAL SITUATION

Clover Trade & Credit

Company — Normal situation.

Financial year 2024 · Closed on 31/12/2024

Net result330,8 k €-20,6 %over 1 year
Gross margin1,7 M €-4,3 %over 1 year
Equity1,8 M €+21,5 %over 1 year
Workforce4,4 ETP+29,4 %over 1 year

Identity

Source · BCE/KBO

Clover Trade & Credit is a company registered in Belgium. It employs on average 4,4 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0766.637.421
Legal form
Private limited company
Contributed capital
250 000,00 €
Latest accounts
31/12/2024
Average workforce
4,4 ETP
Joint committees (2)
  • 30700
  • 307000
Signals
ProfitableSolid equityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 3 filings

Trend over 3 financial years

202420232022
Income statement
Gross margin1,7 M €1,8 M €2,2 M €
EBITDA1,3 M €1,4 M €2 M €
Operating result509 k €655,9 k €1,2 M €
Net result330,8 k €416,4 k €828,1 k €
Balance sheet
Equity1,8 M €1,5 M €1,1 M €
Total assets3,7 M €6,9 M €6,7 M €
Cash62,7 k €507,3 k €439 k €
Debts1,4 M €4,4 M €5 M €
Other
Workforce4,4 ETP3,4 ETP1,9 ETP

Board of directors

Source · NBB, accounts to 31/12/2024

6 active · 4 ended

Active mandates

JAVAWE Consulting

Director · since 16 juillet 2024 · 0802.552.363

Represented by Jan Vande Weghe

Active
CLABBE

Managing director · since 08 avril 2021 · 0712.874.180

Represented by Laurent CLAES

Active
Dirk Decavel

Director · since 08 avril 2021

Active
OCLA

Managing director · since 08 avril 2021 · 0712.873.982

Represented by Olivier CLAES

Active
PARKOUR

Managing director · since 08 avril 2021 · 0702.940.093

Represented by Viktor ROELANDT

Active
Veerle Loosvelt

Director · since 08 avril 2021

Active

Ended mandates

CLABBE

Managing director · since 08 avril 2021 · 0712.874.180

Represented by Claes LAURENT

Ended
Dirk Favere

Managing director · since 08 avril 2021

Ended
OCLA

Managing director · since 08 avril 2021 · 0712.873.982

Represented by Claes OLIVIER

Ended
PARKOUR

Managing director · since 08 avril 2021 · 0702.940.093

Represented by Viktor ROELANDT

Ended

Full financial information

Source · NBB
202420232022
Type of accountAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202401/01/202312/04/2021
Closing of the financial year31/12/202431/12/202331/12/2022
Length of the financial year12 months12 months21 months
Filing date31/07/202530/08/202428/07/2023
General meeting30/06/202529/08/202430/06/2023
Currency of the financial yearEUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 3 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202430/06/202531/07/2025DutchPDF
Abridged model31/12/202329/08/202430/08/2024DutchPDF
Abridged model31/12/202230/06/202328/07/2023DutchPDF

Indicative valuation

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

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Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2024

6 active · 4 ended

Active mandates

JAVAWE Consulting

Director · since 16 juillet 2024 · 0802.552.363

Represented by Jan Vande Weghe

Active
CLABBE

Managing director · since 08 avril 2021 · 0712.874.180

Represented by Laurent CLAES

Active
Dirk Decavel

Director · since 08 avril 2021

Active
OCLA

Managing director · since 08 avril 2021 · 0712.873.982

Represented by Olivier CLAES

Active
PARKOUR

Managing director · since 08 avril 2021 · 0702.940.093

Represented by Viktor ROELANDT

Active
Veerle Loosvelt

Director · since 08 avril 2021

Active

Ended mandates

CLABBE

Managing director · since 08 avril 2021 · 0712.874.180

Represented by Claes LAURENT

Ended
Dirk Favere

Managing director · since 08 avril 2021

Ended
OCLA

Managing director · since 08 avril 2021 · 0712.873.982

Represented by Claes OLIVIER

Ended
PARKOUR

Managing director · since 08 avril 2021 · 0702.940.093

Represented by Viktor ROELANDT

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Dissolution19/08/2025
    RUBRIEK EINDE (STOPZETTING, INTREKKING STOPZETTING, NIETIGHEID, GER. AK., GERECHTELIJKE REORGANISATIE, ENZ... - RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Restructuring20/06/2025
    RUBRIEK HERSTRUCTURERING (FUSIE, SPLITSING, OVERDRACHT VERMOGEN, ENZ...)
    PDF
  • Registered office28/01/2025
    MAATSCHAPPELIJKE ZETEL
    PDF
  • Mandates27/09/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Capital / shares20/06/2024
    KAPITAAL - AANDELEN
    PDF
  • Mandates07/09/2023
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other14/05/2021
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...) - DIVERSEN
    PDF
  • Other14/04/2021
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 2024330,8 k €↓
  2. 2023
    Annual accounts 2023416,4 k €↓
  3. 2022
    Annual accounts 2022828,1 k €