ACTIVE

Certemo Verzekeringen

Financial year 2024 · closed on 31/12/2024
Net result
29,9 k €
-28.9% YoY
Gross margin
835,4 k €
+25.9% YoY
Equity
226,2 k €
+15.2% YoY
Workforce
8,5 ETP
+30.8% YoY

What does Certemo Verzekeringen do?

Certemo Verzekeringen is a Private limited company incorporated in 2021. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Putte. It employs on average 8,5 ETP workers (FTE).

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0772.542.939
Incorporation
13/08/2021
Legal form
Private limited company
Registered office
Mechelbaan 393
2580 Putte · FlandreSee on map
Contributed capital
200 000,00 €
Latest accounts
31/12/2024
Average workforce
8,5 ETP
Joint committees (1)
  • 307
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
Health score
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Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 3 financial years

202420232022
Income statement
Gross margin835,4 k €663,5 k €436,5 k €
EBITDA293,2 k €298,7 k €174,8 k €
Operating result73,2 k €95,1 k €-10,3 k €
Net result29,9 k €42 k €-45,7 k €
Balance sheet
Equity226,2 k €196,3 k €154,3 k €
Total assets1,8 M €2 M €1,9 M €
Cash134 k €192,6 k €161,1 k €
Debts1,5 M €1,8 M €1,8 M €
Other
Workforce8,5 ETP6,5 ETP4,2 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2024 · 3 active · 5 ended

Active mandates

Care4U Consult

Director · since 11 août 2021 · 0771.762.979

Represented by DECADT KARINE

Active
JURGEN DU BOIS

Director · since 11 août 2021 · 0817.461.164

Represented by DU BOIS JURGEN

Active
LNB-Management

Director · since 11 août 2021 · 0719.959.833

Represented by LAMBRECHTS BART

Active

Ended mandates

Care4U Consult

Director · since 11 août 2021 · 0771.762.979

Represented by Karine DECADT

Ended
Goovaerts & Partners

Director · since 11 août 2021 · 0883.779.668

Represented by Goovaerts GERRIT

Ended
JURGEN DU BOIS

Director · since 11 août 2021 · 0817.461.164

Represented by Jurgen DU BOIS

Ended
LNB-Management

Director · since 11 août 2021 · 0719.959.833

Represented by Bart LAMBRECHTS

Ended
At this address

Other companies at this address

CompanyCBE no.
Certimmo InvestActive
1008.537.902
CVActive
0779.729.847
0642.718.535
Annual accounts

Full financial information

202420232022
Type of accountAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202401/01/202301/01/2022
Closing of the financial year31/12/202431/12/202331/12/2022
Length of the financial year12 months12 months12 months
Filing date21/08/202530/08/202431/08/2023
General meeting20/06/202530/06/202416/06/2023
Currency of the financial yearEUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

3 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202420/06/202521/08/2025DutchPDF
Abridged model31/12/202330/06/202430/08/2024DutchPDF
Abridged model31/12/202216/06/202331/08/2023DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2024 · 3 active · 5 ended

Active mandates

Care4U Consult

Director · since 11 août 2021 · 0771.762.979

Represented by DECADT KARINE

Active
JURGEN DU BOIS

Director · since 11 août 2021 · 0817.461.164

Represented by DU BOIS JURGEN

Active
LNB-Management

Director · since 11 août 2021 · 0719.959.833

Represented by LAMBRECHTS BART

Active

Ended mandates

Care4U Consult

Director · since 11 août 2021 · 0771.762.979

Represented by Karine DECADT

Ended
Goovaerts & Partners

Director · since 11 août 2021 · 0883.779.668

Represented by Goovaerts GERRIT

Ended
JURGEN DU BOIS

Director · since 11 août 2021 · 0817.461.164

Represented by Jurgen DU BOIS

Ended
LNB-Management

Director · since 11 août 2021 · 0719.959.833

Represented by Bart LAMBRECHTS

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates08/03/2024
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other17/08/2021
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2024
    Annual accounts 202429,9 k €
  2. 2023
    Annual accounts 202342 k €
  3. 2022
    Annual accounts 2022-45,7 k €
  4. 13/08/2021
    IncorporationPrivate limited company