ACTIVE

CREDIEM

Financial year 2025 · Closed on 30/06/2025

Net result286,1 k €+286,5 %over 1 year
Gross margin308,2 k €+273,7 %over 1 year
Equity12,1 k €+100,9 %over 1 year

Identity

Source · BCE/KBO

CREDIEM is a Private limited company incorporated in 2023. Its main activity is: Other monetary intermediation. Its registered office is in Verviers.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0799.512.404
Incorporation
14/03/2023
Legal form
Private limited company
Registered office
Pont du Chêne 17
4800 Verviers · WallonieSee on map
Contributed capital
2 000,00 €
Latest accounts
30/06/2025
Signals
ProfitablePositive cashflowPositive EBITDA

Financials

Source · NBB, 2 filings

Trend over 2 financial years

20252024
Income statement
Gross margin308,2 k €82,5 k €
EBITDA306,6 k €82,1 k €
Operating result288,3 k €74,1 k €
Net result286,1 k €74 k €
Balance sheet
Equity12,1 k €6 k €
Total assets294,3 k €96 k €
Cash204,5 k €10,3 k €
Debts282,2 k €90 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 30/06/2025

2 active

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
BENOIT CHARLIER MANAGEMENT0690.542.307Represented by Benoit CHARLIER
Managing director
PASCAL DEFLANDRE MANAGEMENT0690.542.505Represented by Pascal DEFLANDRE
Managing director

Other companies at this address

Pont du Chêne 17 4800 Verviers
CompanyCBE no.
0736.860.696
FINOME UNITE● Active
0704.793.981

Full financial information

Source · NBB
20252024
Type of accountMicro modelMicro model
Start of the financial year01/07/202414/03/2023
Closing of the financial year30/06/202530/06/2024
Length of the financial year12 months16 months
Filing date05/01/202613/01/2025
General meeting25/11/202506/01/2025
Currency of the financial yearEUREUR
NBB quality labelSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 2 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202525/11/202505/01/2026FrenchPDF
Micro model30/06/202406/01/202513/01/2025FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/06/2025

2 active

Active mandates

DirectorMandates in this companyPeriodOther mandatescurrentendedstruck offbankruptcies
BENOIT CHARLIER MANAGEMENT0690.542.307Represented by Benoit CHARLIER
Managing director
PASCAL DEFLANDRE MANAGEMENT0690.542.505Represented by Pascal DEFLANDRE
Managing director

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Other17/06/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DIVERS
    PDF
  • Mandates17/01/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - DENOMINATION - DIVERS - SIEGE SOCIAL
    PDF
  • Other16/03/2023
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts
Year
Identity
Incorporation
Name
Registered office
Annual accounts
Filings2 filings
Mandates
BENOIT CHARLIER MANAGEMENT
PASCAL DEFLANDRE MANAGEMENT
2023202420252026
CREDIEM
Pont du Chêne 17, 4800 Verviers
Managing director
Managing director
CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE
Registered addressPeriodSource
Pont du Chêne 17, 4800 VerviersCurrent
accounts 2024 → 2025
Accounts 2025 · 2026-00000908

Company names

Source · NBB annual accounts, CBE
NamePeriodSource
CREDIEMCurrent
accounts 2024 → 2025
Accounts 2025 · 2026-00000908

Events

  1. 2025
    Annual accounts 2025286,1 k €↑
  2. 2024
    Annual accounts 202474 k €
  3. 14/03/2023
    IncorporationPrivate limited company