ACTIVE

CL Finances

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Financial year 2025 · Closed on 31/12/2025

Net result315 k €-6,0 %over 1 year
Gross margin801 k €+4,5 %over 1 year
Equity811,6 k €+70,3 %over 1 year

Identity

Source · BCE/KBO

CL Finances is a Private limited company incorporated in 2023. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Amay.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0801.646.503
Incorporation
10/05/2023
Legal form
Private limited company
Registered office
Rue Paul Janson(AMA) 10
4540 Amay · WallonieSee on map
Contributed capital
40 000,00 €
Latest accounts
31/12/2025
Joint committees (3)
  • 0
  • 341
  • 341000
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 3 filings

Trend over 3 financial years

202520242023
Income statement
Gross margin801 k €766,3 k €272,8 k €
EBITDA624,9 k €571,5 k €204,4 k €
Operating result480,7 k €481,9 k €157,6 k €
Net result315 k €335,2 k €121,5 k €
Balance sheet
Equity811,6 k €476,7 k €141,5 k €
Total assets2 M €1,7 M €853,4 k €
Cash449 k €264,4 k €79 k €
Debts1,1 M €1,2 M €712 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active

Active mandates

DirectorMandates in this companyPeriod
Cédric Lacroix
Directorsince 10/05/2023

Full financial information

Source · NBB
202520242023
Type of accountMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202410/05/2023
Closing of the financial year31/12/202531/12/202431/12/2023
Length of the financial year12 months12 months8 months
Filing date22/07/202629/08/202528/03/2024
General meeting26/06/202624/07/202527/03/2024
Currency of the financial yearEUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 3 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202526/06/202622/07/2026FrenchPDF
Micro model31/12/202424/07/202529/08/2025FrenchPDF
Micro model31/12/202327/03/202428/03/2024FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active

Active mandates

DirectorMandates in this companyPeriod
Cédric Lacroix
Directorsince 10/05/2023

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Registered office10/09/2025
    SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL
    PDF
  • Registered office28/05/2025
    SIEGE SOCIAL - ADRESSE AUTRE QUE SIEGE SOCIAL
    PDF
  • Registered office09/10/2023
    ADRESSE AUTRE QUE SIEGE SOCIAL - DIVERS
    PDF
  • Other12/05/2023
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts
Year
Identity
Incorporation
Name
Registered office
Annual accounts
Filings3 filings
Mandates
Cédric Lacroix
2023202420252026
CL Finances
Rue Paul Janson(AMA) 10, 4540 Amay
Director
CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE
Registered addressPeriodSource
Rue Paul Janson(AMA) 10, 4540 AmayCurrent
accounts 2024 → 2025
Accounts 2025 · 2026-00319739
rue des Heids, 9, 4130 Esneux
accounts 2023
Accounts 2023 · 2024-00052069

Company names

Source · NBB annual accounts, CBE
NamePeriodSource
CL FinancesCurrent
accounts 2023 → 2025
Accounts 2025 · 2026-00319739

Events

  1. 2025
    Annual accounts 2025315 k €↓
  2. 2024
    Annual accounts 2024335,2 k €↑
  3. 2023
    Annual accounts 2023121,5 k €
  4. 10/05/2023
    IncorporationPrivate limited company