ACTIVE

L Finances et Assurances

Financial year 2025 · Closed on 31/12/2025

Net result131,1 k €-3,4 %over 1 year
Gross margin450,5 k €+17,5 %over 1 year
Equity227,7 k €+135,6 %over 1 year

Identity

Source · BCE/KBO

L Finances et Assurances is a Private limited company incorporated in 2023. Its main activity is: Other activities auxiliary to financial services, except insurance and pension funding. Its registered office is in Charleroi.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0803.289.365
Incorporation
28/06/2023
Legal form
Private limited company
Registered office
Rue Sabatier 1
6001 Charleroi · WallonieSee on map
Contributed capital
30 000,00 €
Latest accounts
31/12/2025
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 3 filings

Trend over 3 financial years

202520242023
Income statement
Gross margin450,5 k €383,3 k €-14,2 k €
EBITDA315 k €305,7 k €-31,7 k €
Operating result212,7 k €203,4 k €-58,3 k €
Net result131,1 k €135,7 k €-69,1 k €
Balance sheet
Equity227,7 k €96,6 k €-39,1 k €
Total assets1 M €1 M €1,1 M €
Cash207,9 k €116,3 k €41,8 k €
Debts803 k €944,8 k €1,1 M €

Valuation

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active

Active mandates

JFOAM

Director · since 28 septembre 2023 · 0805.830.666

Represented by Jean-François Meunier

Active
VVAL

Director · since 28 septembre 2023 · 1000.144.531

Represented by Valérie Vleugels

Active
BMLM

Director · since 28 juin 2023 · 0803.240.172

Represented by Brice Laportre

Active

Other companies at this address

Rue Sabatier 1 6001 Charleroi
CompanyCBE no.
LVM● Active
1003.065.023

Full financial information

Source · NBB
202520242023
Type of accountMicro modelMicro modelMicro model
Start of the financial year01/01/202501/01/202428/06/2023
Closing of the financial year31/12/202531/12/202431/12/2023
Length of the financial year12 months12 months7 months
Filing date27/08/202631/07/202501/07/2024
General meeting30/06/202624/06/202525/06/2024
Currency of the financial yearEUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 3 filings
ModelClosingGeneral meetingFiledLanguageDocument
Micro model31/12/202530/06/202627/08/2026FrenchPDF
Micro model31/12/202424/06/202531/07/2025FrenchPDF
Micro model31/12/202325/06/202401/07/2024FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active

Active mandates

JFOAM

Director · since 28 septembre 2023 · 0805.830.666

Represented by Jean-François Meunier

Active
VVAL

Director · since 28 septembre 2023 · 1000.144.531

Represented by Valérie Vleugels

Active
BMLM

Director · since 28 juin 2023 · 0803.240.172

Represented by Brice Laportre

Active

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Registered office10/05/2024
    SIEGE SOCIAL
    PDF
  • Mandates10/10/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/08/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Other30/06/2023
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025131,1 k €↓
  2. 2024
    Annual accounts 2024135,7 k €↑
  3. 2024
    Name changeL FINANCES & ASSURANCES
  4. 2023
    Annual accounts 2023-69,1 k €
  5. 28/06/2023
    IncorporationPrivate limited company
  6. 2023
    Name changeL Finances et Assurances