FINANCE SOLUTIONS
0808.246.857 · rovalta.com · 22/09/2026
ACTIVE
FINANCE SOLUTIONS
Financial year 2025 · closed on 31/12/2025
Net result
86 k €
-19.5% YoY
Gross margin
147,2 k €
-12.4% YoY
Equity
909,4 k €
+10.3% YoY
Overview
What does FINANCE SOLUTIONS do?
FINANCE SOLUTIONS is a Private limited company incorporated in 2008. Its main activity is: Management consultancy activities. Its registered office is in Tervuren.
Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0808.246.857
Incorporation
01/12/2008
Legal form
Private limited company
Registered office
Eikestraat 86
3080 Tervuren · FlandreSee on map
3080 Tervuren · FlandreSee on map
Contributed capital
18 600,00 €
Latest accounts
31/12/2025
Activities (NACE)
70200Management consultancy activities· main70220Business and other management consultancy activities46180Agents specialised in the sale of other particular products46180Agents specialised in the sale of other particular products68203Rental and operating of own or leased real estate68203Rental and operating of own or leased real estate
Signals
ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA
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Financials
Trend over 17 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 | |||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||||||||||||||||||||||||||
| Gross margin | 147,2 k € | -12.4% | 168,1 k € | -24.1% | 221,6 k € | -9.5% | 244,7 k € | -6.6% | 262 k € | +131% | 113,6 k € | -12.0% | 129,1 k € | -1.8% | 131,5 k € | +19.5% | 110 k € | +99.0% | 55,3 k € | -14.5% | 64,6 k € | +224% | 20 k € | -60.4% | 50,4 k € | -0.2% | 50,5 k € | +52.8% | 33 k € | -10.1% | 36,7 k € | +686% | 4,7 k € |
| EBITDA | 137,8 k € | -15.1% | 162,3 k € | -23.3% | 211,6 k € | -10.4% | 236,3 k € | -7.9% | 256,6 k € | +146% | 104,5 k € | +12.7% | 92,7 k € | -16.5% | 111 k € | +30.8% | 84,9 k € | +87.7% | 45,2 k € | +7.1% | 42,2 k € | +212% | 13,5 k € | -69.0% | 43,6 k € | +1.3% | 43,1 k € | +99.9% | 21,6 k € | -39.5% | 35,6 k € | +1211% | 2,7 k € |
| Operating result | 123,9 k € | -17.9% | 150,8 k € | -24.9% | 200,9 k € | -11.1% | 226 k € | -9.4% | 249,4 k € | +162% | 95,2 k € | +16.7% | 81,6 k € | -19.8% | 101,7 k € | +36.7% | 74,4 k € | +114% | 34,8 k € | +12.7% | 30,9 k € | +580% | 4,5 k € | -78.1% | 20,7 k € | +11.8% | 18,6 k € | +923% | -2,3 k € | -147% | 4,8 k € | +751% | 565,6 € |
| Net result | 86 k € | -19.5% | 106,8 k € | -16.5% | 127,9 k € | -4.7% | 134,2 k € | -19.5% | 166,8 k € | +167% | 62,4 k € | +15.3% | 54,1 k € | -21.9% | 69,3 k € | +59.2% | 43,5 k € | +132% | 18,7 k € | +23.3% | 15,2 k € | +2826% | 519,3 € | -95.3% | 10,9 k € | +31.3% | 8,3 k € | +208% | -7,7 k € | -810% | 1,1 k € | +177% | -1,4 k € |
| Balance sheet | |||||||||||||||||||||||||||||||||
| Equity | 909,4 k € | +10.3% | 824,3 k € | +14.8% | 718,4 k € | +21.5% | 591,3 k € | +29.1% | 457,9 k € | +57.3% | 291,1 k € | +26.9% | 229,5 k € | +30.3% | 176,2 k € | +64.9% | 106,9 k € | +68.8% | 63,3 k € | +42.0% | 44,6 k € | +46.7% | 30,4 k € | +1.7% | 29,9 k € | +57.9% | 18,9 k € | +78.8% | 10,6 k € | -42.1% | 18,3 k € | +6.3% | 17,2 k € |
| Total assets | 1 M € | +6.0% | 948,5 k € | -2.9% | 976,7 k € | -2.5% | 1 M € | +30.8% | 765,8 k € | +21.8% | 628,6 k € | +6.6% | 589,4 k € | +117% | 271,4 k € | +17.6% | 230,8 k € | +23.4% | 187,1 k € | -0.7% | 188,3 k € | -3.4% | 195 k € | +3.8% | 187,9 k € | -1.1% | 190,1 k € | -1.0% | 192 k € | +7.5% | 178,6 k € | +234% | 53,5 k € |
| Cash | 274,1 k € | +700% | 34,3 k € | -58.0% | 81,5 k € | +60.3% | 50,9 k € | -21.9% | 65,1 k € | -31.6% | 95,3 k € | -34.8% | 146,2 k € | +3.9% | 140,7 k € | +103% | 69,2 k € | +98.3% | 34,9 k € | -6.7% | 37,4 k € | +65.8% | 22,6 k € | +135% | 9,6 k € | -12.0% | 10,9 k € | +93.5% | 5,6 k € | +82.4% | 3,1 k € | -92.8% | 43,2 k € |
| Debts | 94,8 k € | -23.7% | 124,1 k € | -51.9% | 258,3 k € | -37.0% | 410,2 k € | +33.2% | 307,9 k € | -8.8% | 337,5 k € | -6.2% | 359,9 k € | +278% | 95,1 k € | -23.2% | 123,8 k € | +0.1% | 123,7 k € | -13.9% | 143,7 k € | -12.7% | 164,6 k € | +4.5% | 157,5 k € | -8.0% | 171,2 k € | -5.6% | 181,4 k € | +13.1% | 160,3 k € | +342% | 36,3 k € |
| Other | |||||||||||||||||||||||||||||||||
| Workforce | – | – | 0,0 ETP | 0,0 ETP | – | – | – | – | – | – | – | – | – | – | – | – | – | ||||||||||||||||
Estimate
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationGovernance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 8 ended
Active mandates
ELISABETH VAN STARKENBURG BIANCA
ActiveLAURENT LIEMANCE
ActiveEnded mandates
Bianca van Starkenburg
EndedBianca VAN STARKENBURG
EndedGEOFFREY LIEMANCE LAURENT
EndedLaurent Liemance
EndedFinancials
Annual accounts
Full financial information
| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 24/06/2026 | 30/06/2025 | 24/08/2024 | 21/08/2023 | 30/08/2022 | 25/08/2021 |
| General meeting | 15/05/2026 | 16/05/2025 | 17/05/2024 | 19/05/2023 | 20/05/2022 | 21/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Ratios
Financial ratios
Looking for more information about this company?
Try for 7 daysFilings
Annual accounts filings
17 filings with the NBB
| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 15/05/2026 | 24/06/2026 | Dutch | |
| Micro model | 31/12/2024 | 16/05/2025 | 30/06/2025 | Dutch | |
| Abridged model | 31/12/2023 | 17/05/2024 | 24/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 19/05/2023 | 21/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 20/05/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 21/05/2021 | 25/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 09/10/2020 | 23/10/2020 | Dutch | |
| Micro model | 31/12/2018 | 17/05/2019 | 13/08/2019 | Dutch | |
| Micro model | 31/12/2017 | 18/05/2018 | 31/08/2018 | Dutch | |
| Micro model | 31/12/2016 | 19/05/2017 | 31/08/2017 | Dutch | |
| Abridged model | 31/12/2015 | 20/05/2016 | 31/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 15/05/2015 | 20/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 16/05/2014 | 25/08/2014 | Dutch | |
| Abridged model | 31/12/2012 | 17/05/2013 | 22/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 18/05/2012 | 27/09/2012 | Dutch | |
| Abridged model | 31/12/2010 | 20/05/2011 | 29/09/2011 | Dutch | |
| Abridged model | 31/12/2009 | 21/05/2010 | 26/07/2010 | Dutch |
Valuation
Estimate
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Governance
Board of directors
Seen on filing of 31/12/2025 · 2 active · 8 ended
Active mandates
ELISABETH VAN STARKENBURG BIANCA
ActiveLAURENT LIEMANCE
ActiveEnded mandates
Bianca van Starkenburg
EndedBianca VAN STARKENBURG
EndedGEOFFREY LIEMANCE LAURENT
EndedLaurent Liemance
EndedShareholders
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette
Belgian Official Gazette publications
Source: Belgian Official Gazette
Similar companies
Competition
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202586 k €↓
- 2024Annual accounts 2024106,8 k €↓
- 2023Annual accounts 2023127,9 k €↓
- 2022Annual accounts 2022134,2 k €↓
- 2021Annual accounts 2021166,8 k €↑
- 2020Annual accounts 202062,4 k €↑
- 2019Annual accounts 201954,1 k €↓
- 2018Annual accounts 201869,3 k €↑
- 2017Annual accounts 201743,5 k €↑
- 2016Annual accounts 201618,7 k €↑
- 2015Annual accounts 201515,2 k €↑
- 2014Annual accounts 2014519,3 €↓
- 2013Annual accounts 201310,9 k €↑
- 2012Annual accounts 20128,3 k €↑
- 2011Annual accounts 2011-7,7 k €↓
- 2010Annual accounts 20101,1 k €↑
- 2009Annual accounts 2009-1,4 k €
- 01/12/2008IncorporationPrivate limited company