ACTIVE

FINEZ

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Financial year 2025 · closed on 31/12/2025

Net result

77,9 k €

+17.1% YoY

Gross margin

334,5 k €

+0.7% YoY

Equity

922,4 k €

+9.0% YoY

What does FINEZ do?

FINEZ is a Private limited company incorporated in 2008. Its main activity is: Activities of holding companies. Its registered office is in Begijnendijk.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0808.586.060

Incorporation

18/12/2008

Legal form

Private limited company

Registered office

Seypstraat 64
3130 Begijnendijk · FlandreSee on map

Contributed capital

18 400,00 €

Latest accounts

31/12/2025

Activities (NACE)

64200Activities of holding companies· main 64210Activities of holding companies 45206Maintenance and repair of motor vehicles 95316Repair of computers and personal and household goods

Joint committees (2)

Signals

ProfitableSolid equityLow riskPositive cashflowPositive EBITDA

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009
Income statement
Gross margin	334,5 k €	+0.7%	332,2 k €	-27.3%	457,2 k €	+17.9%	387,7 k €	+20.0%	323 k €	+48.8%	217 k €	-9.0%	238,4 k €	+50.9%	158 k €	+143%	65 k €	-42.1%	112,4 k €	+4.2%	107,8 k €	-8.9%	118,3 k €	+44.5%	81,8 k €	-6.7%	87,8 k €	+52.6%	57,5 k €	+33.1%	43,2 k €	+478%	7,5 k €
EBITDA	332,7 k €	+0.6%	330,7 k €	-19.8%	412,2 k €	+6.6%	386,6 k €	+19.9%	322,4 k €	+50.4%	214,3 k €	-9.5%	236,7 k €	+52.2%	155,6 k €	+141%	64,6 k €	-40.4%	108,4 k €	+3.8%	104,4 k €	-9.2%	115 k €	+42.4%	80,7 k €	-7.8%	87,5 k €	+52.4%	57,4 k €	+33.6%	43 k €	+5514%	-794,1 €
Operating result	126,8 k €	-3.5%	131,3 k €	-45.2%	239,7 k €	+4.9%	228,6 k €	+4.1%	219,6 k €	+39.7%	157,2 k €	-13.9%	182,5 k €	+72.1%	106 k €	+300%	26,5 k €	-69.1%	86 k €	+10.4%	77,9 k €	-11.1%	87,7 k €	+58.8%	55,2 k €	-15.8%	65,6 k €	+185%	23 k €	-30.8%	33,3 k €	+408%	-10,8 k €
Net result	77,9 k €	+17.1%	66,5 k €	-51.2%	136,2 k €	-8.2%	148,4 k €	+5.5%	140,7 k €	+44.4%	97,4 k €	-16.1%	116,1 k €	+100%	58 k €	+1774%	3,1 k €	-93.0%	44,4 k €	+14.3%	38,8 k €	-15.4%	45,9 k €	+111%	21,7 k €	-52.4%	45,6 k €	+389%	9,3 k €	-56.4%	21,4 k €	+258%	-13,6 k €
Balance sheet
Equity	922,4 k €	+9.0%	846,3 k €	+8.3%	781,3 k €	+20.8%	646,7 k €	+29.4%	499,9 k €	+38.6%	360,8 k €	-11.2%	406,2 k €	+39.2%	291,7 k €	+24.1%	235 k €	+1.3%	231,9 k €	+23.6%	187,6 k €	+26.1%	148,7 k €	+44.6%	102,9 k €	+26.7%	81,2 k €	+128%	35,6 k €	+35.6%	26,2 k €	+443%	4,8 k €
Total assets	2,4 M €	-4.0%	2,5 M €	+2.8%	2,4 M €	-9.8%	2,7 M €	+12.3%	2,4 M €	+16.0%	2,1 M €	+65.8%	1,3 M €	+6.9%	1,2 M €	+2.5%	1,1 M €	+90.2%	601,4 k €	+5.3%	571 k €	-0.9%	576,2 k €	+16.8%	493,3 k €	-6.3%	526,4 k €	+17.8%	447 k €	+339%	101,8 k €	+9.9%	92,6 k €
Cash	197,2 k €	-15.2%	232,4 k €	+198%	78 k €	+20.4%	64,8 k €	+121%	29,3 k €	-83.3%	174,9 k €	-9.4%	193 k €	+62.3%	118,9 k €	-5.4%	125,7 k €	-28.5%	175,9 k €	+79.2%	98,1 k €	-26.7%	133,9 k €	+23.8%	108,1 k €	+913%	10,7 k €	-62.8%	28,7 k €	+2152%	1,3 k €	-80.6%	6,6 k €
Debts	1,5 M €	-10.6%	1,7 M €	+0.2%	1,7 M €	-19.4%	2,1 M €	+7.9%	1,9 M €	+11.3%	1,7 M €	+103%	847,5 k €	-3.8%	881,2 k €	-3.1%	909,1 k €	+146%	369,5 k €	-3.6%	383,4 k €	-10.3%	427,5 k €	+9.5%	390,5 k €	-12.3%	445,3 k €	+8.2%	411,5 k €	+445%	75,6 k €	-14.0%	87,8 k €
Other
Workforce	–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		–		0,2 ETP

Estimate

Indicative valuation

As an indication, this company is worth

between 500 k€ and 1 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

INEZ GHISLAINE GILBERTE MESTDAGH

Director · since 16 avril 2021

Active

OLIVIER SERMEUS

Director · since 16 avril 2021

Active

Ended mandates

INEZ GHISLAINE GILBERTE MESTDAGH

Director · since 18 décembre 2008

Ended

INEZ GHISLAINE GILBERTE MESTDAGH

Manager · since 18 décembre 2008

Ended

OLIVIER PIERRE FRANCOIS SERMEUS

Manager · since 18 décembre 2008

Ended

OLIVIER SERMEUS

Director · since 18 décembre 2008

Ended

At this address

Other companies at this address

Company	CBE no.
HORSE-CONSULTING● Active	0807.421.070

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	27/08/2026	29/08/2025	31/08/2024	13/12/2023	31/08/2022	31/08/2021
General meeting	25/06/2026	30/06/2025	27/06/2024	29/06/2023	30/06/2022	24/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

18 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	25/06/2026	27/08/2026	Dutch	PDF
Abridged model	31/12/2024	30/06/2025	29/08/2025	Dutch	PDF
Abridged model	31/12/2023	27/06/2024	31/08/2024	Dutch	PDF
Abridged modelCorrection	31/12/2022	29/06/2023	13/12/2023	Dutch	PDF
Abridged model	31/12/2022	29/06/2023	28/08/2023	Dutch	PDF
Abridged model	31/12/2021	30/06/2022	31/08/2022	Dutch	PDF
Abridged model	31/12/2020	24/06/2021	31/08/2021	Dutch	PDF
Abridged model	31/12/2019	25/06/2020	27/08/2020	Dutch	PDF
Abridged model	31/12/2018	27/06/2019	30/08/2019	Dutch	PDF
Abridged model	31/12/2017	28/06/2018	07/08/2018	Dutch	PDF
Abridged model	31/12/2016	30/06/2017	08/08/2017	Dutch	PDF
Abridged model	31/12/2015	30/06/2016	22/08/2016	Dutch	PDF
Abridged model	31/12/2014	25/06/2015	25/08/2015	Dutch	PDF
Abridged model	31/12/2013	26/06/2014	12/08/2014	Dutch	PDF
Abridged model	31/12/2012	28/06/2013	06/08/2013	Dutch	PDF
Abridged model	31/12/2011	29/06/2012	31/08/2012	Dutch	PDF
Abridged model	31/12/2010	17/06/2011	05/08/2011	Dutch	PDF
Abridged model	31/12/2009	24/06/2010	27/08/2010	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 500 k€ and 1 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 7 ended

Active mandates

INEZ GHISLAINE GILBERTE MESTDAGH

Director · since 16 avril 2021

Active

OLIVIER SERMEUS

Director · since 16 avril 2021

Active

Ended mandates

INEZ GHISLAINE GILBERTE MESTDAGH

Director · since 18 décembre 2008

Ended

INEZ GHISLAINE GILBERTE MESTDAGH

Manager · since 18 décembre 2008

Ended

OLIVIER PIERRE FRANCOIS SERMEUS

Manager · since 18 décembre 2008

Ended

OLIVIER SERMEUS

Director · since 18 décembre 2008

Ended

Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

Mandates21/04/2021
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM - DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Other25/04/2013
DOEL - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Other30/09/2010
STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
PDF
Other31/12/2008
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 202577,9 k €↑
2024
Annual accounts 202466,5 k €↓
2023
Annual accounts 2023136,2 k €↓
2022
Annual accounts 2022148,4 k €↑
2021
Annual accounts 2021140,7 k €↑
2020
Annual accounts 202097,4 k €↓
2019
Annual accounts 2019116,1 k €↑
2018
Annual accounts 201858 k €↑
2017
Annual accounts 20173,1 k €↓
2016
Annual accounts 201644,4 k €↑
2015
Annual accounts 201538,8 k €↓
2014
Annual accounts 201445,9 k €↑
2013
Annual accounts 201321,7 k €↓
2012
Annual accounts 201245,6 k €↑
2011
Annual accounts 20119,3 k €↓
2010
Annual accounts 201021,4 k €↑
2009
Annual accounts 2009-13,6 k €
18/12/2008
IncorporationPrivate limited company

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

FINEZ

Overview

What does FINEZ do?

Trend over 17 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline