ACTIVE

B&J Verzekeringen

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Financial year 2025 · closed on 31/12/2025

Net result

-35,7 k €

-107.4% YoY

Gross margin

-52,9 k €

-104.7% YoY

Equity

668,5 k €

-5.1% YoY

What does B&J Verzekeringen do?

B&J Verzekeringen is a Private company with limited liability incorporated in 2009. Its registered office is in Liedekerke.

Legal situation

● Normal situation

BCE/KBO no. / VAT

BE 0810.084.513

Incorporation

26/02/2009

Legal form

Private company with limited liability

Registered office

Ed. Schelfhoutstraat 232
1770 Liedekerke · FlandreSee on map

Contributed capital

6 200,00 €

Latest accounts

31/12/2025

Joint committees (1)

Signals

Solid equityLow riskGood liquidity

View the BCE/KBO Public Search record →

Health score

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✦ Verdict · Analyst summary

Financials

Trend over 17 financial years

	2025		2024		2023		2022		2021		2020		2019		2018		2017		2016		2015		2014		2013		2012		2011		2010		2009
Income statement
Gross margin	-52,9 k €	-105%	1,1 M €	+3953%	27,8 k €	-15.4%	32,9 k €	-68.4%	104,2 k €	-13.6%	120,6 k €	+167%	45,1 k €	+15.3%	39,1 k €	-27.3%	53,8 k €	+7.4%	50,1 k €	+443%	-14,6 k €	-544%	3,3 k €	+163%	-5,2 k €	-77.0%	-3 k €	-123%	12,8 k €	+512%	2,1 k €	+475%	-559,4 €
EBITDA	-53,5 k €	-106%	962 k €	+3487%	26,8 k €	-13.7%	31,1 k €	-64.4%	87,3 k €	-3.8%	90,8 k €	+163%	34,5 k €	-9.2%	38 k €	-25.7%	51,1 k €	+5.6%	48,5 k €	+424%	-14,9 k €	-663%	2,7 k €	+145%	-5,9 k €	-74.7%	-3,4 k €	-127%	12,4 k €	+633%	1,7 k €	+286%	-911,7 €
Operating result	-53,5 k €	-107%	754 k €	+2736%	26,6 k €	-11.1%	29,9 k €	-65.2%	85,8 k €	-2.2%	87,8 k €	+179%	31,5 k €	-12.9%	36,2 k €	-26.6%	49,3 k €	+5.1%	47 k €	+384%	-16,5 k €	-1729%	1 k €	+113%	-7,7 k €	-49.4%	-5,2 k €	-149%	10,6 k €	+812%	1,2 k €	+227%	-911,7 €
Net result	-35,7 k €	-107%	482,1 k €	+3249%	14,4 k €	-17.0%	17,4 k €	-69.3%	56,5 k €	-3.9%	58,8 k €	+239%	17,3 k €	+5.8%	16,4 k €	-33.1%	24,5 k €	-22.2%	31,4 k €	+289%	-16,6 k €	-1851%	947,6 €	+112%	-7,9 k €	-48.9%	-5,3 k €	-166%	8 k €	+602%	1,1 k €	+211%	-1 k €
Balance sheet
Equity	668,5 k €	-5.1%	704,2 k €	+217%	222,1 k €	+6.9%	207,7 k €	+9.1%	190,4 k €	+42.2%	133,9 k €	+78.2%	75,1 k €	+29.9%	57,8 k €	+39.5%	41,4 k €	+144%	17 k €	+217%	-14,5 k €	-778%	2,1 k €	+79.9%	1,2 k €	-86.9%	9 k €	-36.8%	14,3 k €	+127%	6,3 k €	+22.1%	5,2 k €
Total assets	1,4 M €	-3.1%	1,4 M €	+181%	506,1 k €	+5.3%	480,7 k €	+3.5%	464,5 k €	-0.2%	465,3 k €	-1.0%	470 k €	-0.2%	470,7 k €	+1.1%	465,5 k €	-3.6%	482,9 k €	+2691%	17,3 k €	-30.3%	24,8 k €	+30.0%	19,1 k €	+15.8%	16,5 k €	-22.5%	21,3 k €	+173%	7,8 k €	+17.8%	6,6 k €
Cash	50,5 k €	-93.4%	765,1 k €	+9908%	7,6 k €	-51.6%	15,8 k €	+314%	3,8 k €	+20.7%	3,2 k €	-35.0%	4,9 k €	-33.6%	7,3 k €	+2581%	273,4 €	-69.6%	898,1 €	+211%	289 €	+44.8%	199,6 €	-11.9%	226,5 €	-10.3%	252,3 €	-79.8%	1,3 k €	-48.5%	2,4 k €	-46.1%	4,5 k €
Debts	338,9 k €	-2.4%	347,3 k €	+22.3%	284 k €	+4.0%	273 k €	-0.4%	274,1 k €	-17.3%	331,4 k €	-16.1%	394,9 k €	-4.4%	412,9 k €	-2.6%	424 k €	-8.9%	465,3 k €	+1365%	31,8 k €	+65.4%	19,2 k €	+26.5%	15,2 k €	+104%	7,4 k €	+7.2%	6,9 k €	+373%	1,5 k €	+2.6%	1,4 k €
Other
Workforce	–		–		–		–		1,0 ETP	+25.0%	0,8 ETP	+60.0%	0,5 ETP		–		–		–		–		–		–		–		–		–		–

Estimate

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

NEWHOUSE ACQUISITIONS & CONSULTING

Director · since 29 décembre 2025 · 0476.032.745

Represented by Kurt Vannieuwenhuysen

Active

Frank Bal

Director · until 29 décembre 2025

Active

Ended mandates

Frank Bal

Manager · since 25 février 2009

Ended

FRANS JANSSENS

Manager · since 25 février 2009

Ended

Frank Bal

Director

Ended

Frank Bal

Manager

Ended

At this address

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MAJINI INVEST● Active	0754.599.325
MERGAN● Active	0436.392.112
NEWHOUSE ACQUISITIONS & CONSULTING● Active	0476.032.745
WYSMANTEL● Active	0432.748.870

Annual accounts

Full financial information

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	31/08/2026	04/11/2025	29/08/2024	22/08/2023	03/08/2022	15/02/2022
General meeting	07/08/2026	25/10/2025	23/08/2024	31/03/2023	25/03/2022	15/02/2022
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Ratios

Financial ratios

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Filings

Annual accounts filings

17 filings with the NBB

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	07/08/2026	31/08/2026	Dutch	PDF
Abridged model	31/12/2024	25/10/2025	04/11/2025	Dutch	PDF
Abridged model	31/12/2023	23/08/2024	29/08/2024	Dutch	PDF
Abridged model	31/12/2022	31/03/2023	22/08/2023	Dutch	PDF
Abridged model	31/12/2021	25/03/2022	03/08/2022	Dutch	PDF
Abridged model	31/12/2020	15/02/2022	15/02/2022	Dutch	PDF
Abridged model	31/12/2019	27/03/2020	01/10/2020	Dutch	PDF
Abridged model	31/12/2018	29/03/2019	29/08/2019	Dutch	PDF
Micro model	31/12/2017	30/03/2018	20/09/2018	Dutch	PDF
Micro model	31/12/2016	31/03/2017	31/08/2017	Dutch	PDF
Abridged model	31/12/2015	25/03/2016	31/08/2016	Dutch	PDF
Abridged model	31/12/2014	30/06/2015	29/09/2015	Dutch	PDF
Abridged model	31/12/2013	24/07/2014	31/07/2014	Dutch	PDF
Abridged model	31/12/2012	23/07/2013	27/08/2013	Dutch	PDF
Abridged model	31/12/2011	26/06/2012	30/06/2012	Dutch	PDF
Abridged model	31/12/2010	31/07/2011	31/08/2011	Dutch	PDF
Abridged model	31/12/2009	27/03/2010	31/03/2010	Dutch	PDF

Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

NEWHOUSE ACQUISITIONS & CONSULTING

Director · since 29 décembre 2025 · 0476.032.745

Represented by Kurt Vannieuwenhuysen

Active

Frank Bal

Director · until 29 décembre 2025

Active

Ended mandates

Frank Bal

Manager · since 25 février 2009

Ended

FRANS JANSSENS

Manager · since 25 février 2009

Ended

Frank Bal

Director

Ended

Frank Bal

Manager

Ended

Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette

Belgian Official Gazette publications

Mandates11/02/2026
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Registered office22/09/2025
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL
PDF
Registered office18/09/2020
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - WIJZIGING RECHTSVORM
PDF
Mandates22/11/2012
MAATSCHAPPELIJKE ZETEL - ADRESSEN ANDERS DAN MAATSCHAPPELIJKE ZETEL - ONTSLAGEN - BENOEMINGEN
PDF
Other02/03/2009
RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

2025
Annual accounts 2025-35,7 k €↓
2024
Annual accounts 2024482,1 k €↑
2024
Name changeB&J Verzekeringen
2023
Annual accounts 202314,4 k €↓
2022
Annual accounts 202217,4 k €↓
2021
Annual accounts 202156,5 k €↓
2021
Name changeBJ VERZEKERINGEN
2020
Annual accounts 202058,8 k €↑
2019
Annual accounts 201917,3 k €↑
2018
Annual accounts 201816,4 k €↓
2017
Annual accounts 201724,5 k €↓
2016
Annual accounts 201631,4 k €↑
2015
Annual accounts 2015-16,6 k €↓
2014
Annual accounts 2014947,6 €↑
2013
Annual accounts 2013-7,9 k €↓
2012
Annual accounts 2012-5,3 k €↓
2011
Annual accounts 20118 k €↑
2010
Annual accounts 20101,1 k €↑
2009
Annual accounts 2009-1 k €
26/02/2009
IncorporationPrivate company with limited liability

10/15	1 240 000	1 180 000	1 050 000
70	8 630 000	8 120 000	7 940 000
9904	412 000	388 000	301 000
17/49	2 970 000	3 140 000	3 380 000
9087	24,3	23,1	21,8

B&J Verzekeringen

Overview

What does B&J Verzekeringen do?

Trend over 17 financial years

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline