B.A. FIN-CREDIT
0810.939.004 · rovalta.com · 25/09/2026
ACTIVE
B.A. FIN-CREDIT
Financial year 2025 · Closed on 31/12/2025
Net result-14,5 k €-23,2 %over 1 year
Gross margin26,9 k €+5,3 %over 1 year
Equity750,8 k €-1,9 %over 1 year
Overview
Identity
Source · BCE/KBOB.A. FIN-CREDIT is a Private company with limited liability incorporated in 2009. Its registered office is in Les Bons Villers.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0810.939.004
- Incorporation
- 03/04/2009
- Legal form
- Private company with limited liability
- Registered office
- Rue Albert 1er(FLG) 31
6210 Les Bons Villers · WallonieSee on map - Contributed capital
- 100 000,00 €
- Latest accounts
- 31/12/2025
Joint committees (1)
- 218
Signals
Solid equityLow riskPositive cashflowPositive EBITDA
Financials
Source · NBB, 16 filingsTrend over 16 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 26,9 k € | +5.3% | 25,6 k € | -97.2% | 903,4 k € | +132% | 389,3 k € | +11.0% | 350,8 k € |
| EBITDA | 26,5 k € | +5.3% | 25,2 k € | -97.1% | 860,1 k € | +560% | 130,3 k € | +3.1% | 126,4 k € |
| Operating result | -14,4 k € | -27.5% | -11,3 k € | -101% | 823,6 k € | +858% | 86 k € | -6.4% | 91,9 k € |
| Net result | -14,5 k € | -23.2% | -11,8 k € | -102% | 552,9 k € | +986% | 50,9 k € | -24.6% | 67,5 k € |
| Balance sheet | |||||||||
| Equity | 750,8 k € | -1.9% | 765,3 k € | -1.5% | 777,1 k € | +247% | 224,2 k € | +29.4% | 173,3 k € |
| Total assets | 750,8 k € | -2.4% | 769,2 k € | -4.7% | 807,4 k € | +58.7% | 508,7 k € | -1.4% | 516,1 k € |
| Cash | 209,1 k € | +12.2% | 186,3 k € | -3.0% | 192 k € | +4639% | 4,1 k € | +1960% | 196,7 € |
| Debts | – | 3,9 k € | -87.2% | 30,3 k € | -89.4% | 284,5 k € | -17.0% | 342,8 k € | |
| Other | |||||||||
| Workforce | – | – | – | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 1 M€ and 2,5 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active · 9 ended
Active mandates
Active
Active
Ended mandates
Alexis Barbarin
EndedMaxime Barbarin
EndedLuc BAUDRY
EndedPierre BARBARIN
EndedOther companies at this address
Rue Albert 1er(FLG) 31 6210 Les Bons Villers| Company | CBE no. |
|---|---|
B.I.E. INVEST● Active | 0473.799.765 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Micro model | Micro model | Micro model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 07/09/2026 | 30/06/2025 | 30/08/2024 | 07/08/2023 | 26/09/2022 | 27/10/2021 |
| General meeting | 30/06/2026 | 30/06/2025 | 31/05/2024 | 26/05/2023 | 27/05/2022 | 28/05/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 16 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 30/06/2026 | 07/09/2026 | French | |
| Micro model | 31/12/2024 | 30/06/2025 | 30/06/2025 | French | |
| Micro model | 31/12/2023 | 31/05/2024 | 30/08/2024 | French | |
| Micro model | 31/12/2022 | 26/05/2023 | 07/08/2023 | French | |
| Micro model | 31/12/2021 | 27/05/2022 | 26/09/2022 | French | |
| Micro model | 31/12/2020 | 28/05/2021 | 27/10/2021 | French | |
| Micro model | 31/12/2019 | 29/05/2020 | 30/11/2020 | French | |
| Micro model | 31/12/2018 | 31/05/2019 | 06/08/2019 | French | |
| Micro model | 31/12/2017 | 25/05/2018 | 12/12/2018 | French | |
| Micro model | 31/12/2016 | 27/06/2017 | 31/08/2017 | French | |
| Abridged model | 31/12/2015 | 27/05/2016 | 30/08/2016 | French | |
| Abridged model | 31/12/2014 | 29/05/2015 | 31/08/2015 | French | |
| Abridged model | 31/12/2013 | 25/05/2014 | 29/08/2014 | French | |
| Abridged model | 31/12/2012 | 25/05/2013 | 26/07/2013 | French | |
| Abridged model | 31/12/2011 | 25/05/2012 | 28/09/2012 | French | |
| Abridged model | 31/12/2010 | 27/05/2011 | 31/08/2011 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 1 M€ and 2,5 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active · 9 ended
Active mandates
Active
Active
Ended mandates
Alexis Barbarin
EndedMaxime Barbarin
EndedLuc BAUDRY
EndedPierre BARBARIN
EndedOwnership and network
Looking for more information about this company?
Try for freePublications
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 2025-14,5 k €↓
- 2025Name changeBA FIN-CREDIT
- 2024Annual accounts 2024-11,8 k €↓
- 2023Annual accounts 2023552,9 k €↑
- 2022Annual accounts 202250,9 k €↓
- 2021Annual accounts 202167,5 k €↓
- 2021Name changeBA FIN
- 2020Annual accounts 202085,1 k €↑
- 2019Annual accounts 201937,8 k €↑
- 2018Annual accounts 2018-171,8 k €↓
- 2017Annual accounts 2017-15,8 k €↓
- 2016Annual accounts 201622,1 k €↑
- 2015Annual accounts 201521,1 k €↑
- 2014Annual accounts 2014-10 k €↓
- 2013Annual accounts 201313,6 k €↑
- 2012Annual accounts 2012536,6 €↑
- 2011Annual accounts 2011-9,9 k €↓
- 2010Annual accounts 201033 k €
- 2010Name changeB.A. FIN-CREDIT
- 03/04/2009IncorporationPrivate company with limited liability