LDBS INSURANCE
0827.765.138 · rovalta.com · 25/09/2026
ACTIVE
LDBS INSURANCE
Financial year 2025 · Closed on 31/12/2025
Net result87,4 k €-34,1 %over 1 year
Gross margin1,5 M €+1,6 %over 1 year
Equity3,2 M €-10,3 %over 1 year
Workforce10,6 ETP-7,0 %over 1 year
Overview
Identity
Source · BCE/KBOLDBS INSURANCE is a Public limited company incorporated in 2010. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Kapellen. It employs on average 10,6 ETP workers (FTE).
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0827.765.138
- Incorporation
- 13/07/2010
- Legal form
- Public limited company
- Registered office
- Antwerpsesteenweg 253
2950 Kapellen · FlandreSee on map - Contributed capital
- 3 019 572,00 €
- Latest accounts
- 31/12/2025
- Average workforce
- 10,6 ETP
Activities (NACE)
Joint committees (1)
- 307
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDAHealthy social debts
Financials
Source · NBB, 15 filingsTrend over 13 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,5 M € | +1.6% | 1,5 M € | -2.3% | 1,6 M € | +20.8% | 1,3 M € | +12.0% | 1,2 M € |
| EBITDA | 677 k € | +8.9% | 621,6 k € | +0.7% | 617 k € | +38.6% | 445,2 k € | -4.4% | 465,5 k € |
| Operating result | 295,7 k € | +0.0% | 295,7 k € | +2.2% | 289,5 k € | +136% | 122,7 k € | -12.8% | 140,7 k € |
| Net result | 87,4 k € | -34.1% | 132,7 k € | -8.4% | 144,8 k € | +768% | 16,7 k € | -52.2% | 34,9 k € |
| Balance sheet | |||||||||
| Equity | 3,2 M € | -10.3% | 3,6 M € | +2.1% | 3,5 M € | +2.5% | 3,4 M € | +0.5% | 3,4 M € |
| Total assets | 7,9 M € | +3.8% | 7,6 M € | +5.2% | 7,2 M € | -7.1% | 7,8 M € | -3.2% | 8 M € |
| Cash | 227,2 k € | +29.7% | 175,2 k € | +432% | 33 k € | -51.3% | 67,6 k € | +34.1% | 50,5 k € |
| Debts | 4,6 M € | +21.9% | 3,8 M € | +8.7% | 3,5 M € | -16.3% | 4,1 M € | -6.5% | 4,4 M € |
| Other | |||||||||
| Workforce | 10,6 ETP | -7.0% | 11,4 ETP | -5.8% | 12,1 ETP | -1.6% | 12,3 ETP | +3.4% | 11,9 ETP |
Valuation
Indicative valuation
As an indication, this company is worth
between 0 € and 100 k€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20256 active · 29 ended
Active mandates
Active
Active
Active
Active
Active
Ended mandates
Other companies at this address
Antwerpsesteenweg 253 2950 Kapellen| Company | CBE no. |
|---|---|
One Consulting Services● Active | 0473.521.336 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 31/07/2026 | 19/07/2025 | 12/08/2024 | 31/08/2023 | 30/08/2022 | 31/08/2021 |
| General meeting | 30/06/2026 | 20/06/2025 | 21/06/2024 | 16/06/2023 | 17/06/2022 | 18/06/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 15 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Abridged model | 31/12/2025 | 30/06/2026 | 31/07/2026 | Dutch | |
| Abridged model | 31/12/2024 | 20/06/2025 | 19/07/2025 | Dutch | |
| Abridged model | 31/12/2023 | 21/06/2024 | 12/08/2024 | Dutch | |
| Abridged model | 31/12/2022 | 16/06/2023 | 31/08/2023 | Dutch | |
| Abridged model | 31/12/2021 | 17/06/2022 | 30/08/2022 | Dutch | |
| Abridged model | 31/12/2020 | 18/06/2021 | 31/08/2021 | Dutch | |
| Abridged model | 31/12/2019 | 19/06/2020 | 14/09/2020 | Dutch | |
| Abridged model | 31/12/2018 | 21/06/2019 | 29/08/2019 | Dutch | |
| Abridged model | 31/12/2017 | 15/06/2018 | 23/08/2018 | Dutch | |
| Abridged model | 31/12/2016 | 16/06/2017 | 27/07/2017 | Dutch | |
| Abridged model | 31/12/2015 | 17/06/2016 | 30/08/2016 | Dutch | |
| Abridged model | 31/12/2014 | 19/06/2015 | 29/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 20/06/2014 | 28/07/2014 | Dutch | |
| Abridged model | 31/12/2012 | 21/06/2013 | 30/08/2013 | Dutch | |
| Abridged model | 31/12/2011 | 15/06/2012 | 24/07/2012 | Dutch |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 0 € and 100 k€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20256 active · 29 ended
Active mandates
Active
Active
Active
Active
Active
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Capital / shares10/02/2026KAPITAAL - AANDELEN
- Mandates23/01/2025ONTSLAGEN - BENOEMINGEN
- Capital / shares22/01/2025KAPITAAL - AANDELEN - DIVERSEN
- Mandates11/01/2023ONTSLAGEN - BENOEMINGEN
- Mandates19/11/2020ONTSLAGEN - BENOEMINGEN
- Mandates06/12/2017ONTSLAGEN - BENOEMINGEN
- Mandates08/11/2017ONTSLAGEN - BENOEMINGEN
- Other26/10/2017STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, )
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2025Annual accounts 202587,4 k €↓
- 2024Annual accounts 2024132,7 k €↓
- 2023Annual accounts 2023144,8 k €↑
- 2022Annual accounts 202216,7 k €↓
- 2021Annual accounts 202134,9 k €↑
- 2018Annual accounts 201810,3 k €↑
- 2017Annual accounts 2017-184,3 k €↓
- 2016Annual accounts 2016137,2 k €↑
- 2016Name changeLDBS Insurance
- 2015Annual accounts 2015-10,4 k €↑
- 2014Annual accounts 2014-83,6 k €↑
- 2013Annual accounts 2013-83,7 k €↓
- 2012Annual accounts 2012-5,8 k €↑
- 2011Annual accounts 2011-22,5 k €
- 2011Name changeLDB INSURANCE
- 13/07/2010IncorporationPublic limited company