ACTIVE

ASSOCIATION POUR LA LUTTE CONTRE LA FRAUDE A L'ASSURANCE

Financial year 2025 · Closed on 31/12/2025

Net result6,3 k €-22,9 %over 1 year

Revenue92,5 k €+37,4 %over 1 year

Equity60,8 k €+11,5 %over 1 year

Identity

Source · BCE/KBO

ASSOCIATION POUR LA LUTTE CONTRE LA FRAUDE A L'ASSURANCE is a Non-profit organization incorporated in 2011. Its main activity is: Data processing, hosting and related activities; web portals. Its registered office is in Saint-Josse-ten-Noode.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0833.843.870
Incorporation: 17/02/2011
Legal form: Non-profit organization
Registered office: Boulevard du Roi Albert II 19
1210 Saint-Josse-ten-Noode · BruxellesSee on map
Latest accounts: 31/12/2025

Activities (NACE)

63100Data processing, hosting and related activities; web portals· main 63110Data processing, hosting and related activities 66290Other activities auxiliary to insurance and pension funding 66290Other activities auxiliary to insurance and pension funding

Contacts

2 public details availableLog in to view

Signals

ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 6 filings

Trend over 6 financial years

	2025		2024		2023		2022		2021
Income statement
Revenue	92,5 k €	+37.4%	67,4 k €	-12.0%	76,5 k €	-39.8%	127,1 k €	-18.6%	156,2 k €
EBITDA	7,2 k €	-20.3%	9,1 k €	-5.2%	9,6 k €	-6.6%	10,2 k €	+341%	-4,3 k €
Operating result	7,2 k €	-20.3%	9,1 k €	-5.2%	9,6 k €	-6.6%	10,2 k €	+341%	-4,3 k €
Net result	6,3 k €	-22.9%	8,1 k €	-6.7%	8,7 k €	-8.2%	9,5 k €	+287%	-5,1 k €
Balance sheet
Equity	60,8 k €	+11.5%	54,5 k €	+17.6%	46,4 k €	+23.2%	37,7 k €	+33.8%	28,2 k €
Total assets	221,7 k €	+53.8%	144,1 k €	-16.4%	172,4 k €	-2.2%	176,4 k €	+25.1%	141 k €
Cash	93,3 k €	+192%	32 k €	-10.8%	35,9 k €	+8.2%	33,1 k €	+179%	11,9 k €
Debts	160,8 k €	+79.6%	89,5 k €	-29.0%	126 k €	-9.1%	138,7 k €	+22.9%	112,9 k €

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 5 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
AG INSURANCE0404.494.849	Director17/02/2021 → 14/05/2027
ALLIANZ BENELUX0403.258.197	Director17/02/2021 → 14/05/2027
ASSURALIA (union professionnelle des entreprises d'assurances)0407.878.367	Director17/02/2021 → 14/05/2027
AXA BELGIUM0404.483.367	Vice-chairman of the board of directors17/02/2021 → 14/05/2027
BALOISE BELGIUM0400.048.883	Director17/02/2021 → 14/05/2027
BELFIUS ASSURANCES0405.764.064	Chairman of the board of directors17/02/2021 → 14/05/2027
Federale Verzekeringen0403.257.506	Director14/05/2024 → 14/05/2027
KBC ASSURANCES0403.552.563	Director17/02/2021 → 14/05/2027
P & V Assurances0402.236.531	Director17/02/2021 → 14/05/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
SCOR global life SE0479.130.015Represented by Annie Laforet	Director17/02/2021 → 2022 accounts
Annie Laforet	Director01/03/2011 → 2020 accounts
Daniel Frala	Vice-chairman of the board of directors01/03/2011 → 2020 accounts

Other companies at this address

Boulevard du Roi Albert II 19 1210 Saint-Josse-ten-Noode

Company	CBE no.
ACCESSO● Active	0506.857.563
ACV - CSC METEA● Active	0822.975.615
AIRPORT GLOBAL SERVICES● Active	0508.826.960
AM EQUANS-HYDROGAZ● Active	0799.845.271
ARIANE BUILDING● Active	0862.467.382
ASSOCIATION BELGE DES ASSET MANAGERS - BELGISCHE VERENIGING VAN ASSET MANAGERS● Active	0567.779.996
association des juristes de l'assurance● Active	0881.371.395
Association Professionnelle des Inspecteurs et Experts d'Assurance● Active	0466.327.401
ASSURALIA (union professionnelle des entreprises d'assurances)● Active	0407.878.367
ASTARCO● Active	0892.593.208
AZR FIGUIÈRES● Active	1044.331.791
AZR MÉJEAN● Active	1044.322.784
AZR REDONNE● Active	1044.302.097
AZURE INVESTMENTS● Active	1040.469.609
AZURE REAL ESTATE● Active	1017.762.305
Becobra● Active	0443.023.249
BICL I● Liquidation	0437.516.817
CAROLEASE 12● Active	0508.640.185
Central Labelling Agency of the Belgian SRI label● Active	0730.567.475
CEPOM FONDS DE SECURITE D'EXISTENCE● Active	0878.980.247

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Micro model	Micro model	Micro model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	12/05/2026	21/05/2025	15/05/2024	10/05/2023	09/05/2022	30/06/2021
General meeting	12/05/2026	13/05/2025	14/05/2024	09/05/2023	06/05/2022	24/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 6 filings

Model	Closing	General meeting	Filed	Language	Document
Micro model	31/12/2025	12/05/2026	12/05/2026	Dutch	PDF
Micro model	31/12/2024	13/05/2025	21/05/2025	Dutch	PDF
Micro model	31/12/2023	14/05/2024	15/05/2024	Dutch	PDF
Micro model	31/12/2022	09/05/2023	10/05/2023	Dutch	PDF
Micro model	31/12/2021	06/05/2022	09/05/2022	Dutch	PDF
Micro model	31/12/2020	24/06/2021	30/06/2021	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

9 active · 5 ended

Active mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
AG INSURANCE0404.494.849	Director17/02/2021 → 14/05/2027
ALLIANZ BENELUX0403.258.197	Director17/02/2021 → 14/05/2027
ASSURALIA (union professionnelle des entreprises d'assurances)0407.878.367	Director17/02/2021 → 14/05/2027
AXA BELGIUM0404.483.367	Vice-chairman of the board of directors17/02/2021 → 14/05/2027
BALOISE BELGIUM0400.048.883	Director17/02/2021 → 14/05/2027
BELFIUS ASSURANCES0405.764.064	Chairman of the board of directors17/02/2021 → 14/05/2027
Federale Verzekeringen0403.257.506	Director14/05/2024 → 14/05/2027
KBC ASSURANCES0403.552.563	Director17/02/2021 → 14/05/2027
P & V Assurances0402.236.531	Director17/02/2021 → 14/05/2027

Ended mandates

Director	Mandates in this company	Period	Other mandatescurrentendedstruck offbankruptcies
SCOR global life SE0479.130.015Represented by Annie Laforet	Director17/02/2021 → 2022 accounts
Annie Laforet	Director01/03/2011 → 2020 accounts
Daniel Frala	Vice-chairman of the board of directors01/03/2011 → 2020 accounts

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates09/12/2025
vervanging Bestuurder
PDF
Mandates10/07/2025
vervanging Bestuurder
PDF
Mandates16/12/2024
benoeming bestuurders, aanstelling commissaris, voorzitter en
PDF
Other27/09/2024
aangepaste statuten
PDF
Mandates04/10/2021
benoeming Commissaris, ontslag en benoeming ondervoorzitter en
PDF
Mandates19/08/2021
DOEL - ONTSLAGEN - BENOEMINGEN
PDF
Other01/03/2011
Constitution d'une association sans but lucratif (asbl) !
PDF
Other01/03/2011
Oprichting van een verenigingzonder winstoogmerk (vzw)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

Source · CBE, NBB annual accounts

Year

Identity

Incorporation

Name

Registered office

Annual accounts

Filings6 filings

Mandates

BALOISE BELGIUM

P & V Assurances

Federale Verzekeringen

ALLIANZ BENELUX

KBC ASSURANCES

AXA BELGIUM

AG INSURANCE

BELFIUS ASSURANCES

ASSURALIA (union professionnelle des entreprises d'assurances)

SCOR global life SE

Geert Maelfait

Daniel Frala

Show the 2 other mandates

20112012201320142015201620172018201920202021202220232024202520262027

ASSOCIATION POUR LA LUTTE CONTRE LA FRAUDE A L'ASSURANCE

Boulevard du Roi Albert II 19, 1210 Saint-Josse-ten-Noodede Meeûssquare 29, 1000 Brussels

Director

Vice-chairman of the board of directors

Director

Chairman of the board of directors

Director

Vice-chairman of the board of directors

CurrentPlanned, not yet servedEndedAccounts filedToday

Registered offices

Source · NBB annual accounts, CBE

Registered address	Period	Source
Boulevard du Roi Albert II 19, 1210 Saint-Josse-ten-NoodeCurrent	accounts 2023 → 2025	Accounts 2025 · 2026-00111097
de Meeûssquare 29, 1000 Brussels	accounts 2021 → 2022	Accounts 2022 · 2023-00086328

Company names

Source · NBB annual accounts, CBE

Name	Period	Source
ASSOCIATION POUR LA LUTTE CONTRE LA FRAUDE A L'ASSURANCECurrent	accounts 2021 → 2025	Accounts 2025 · 2026-00111097

Events

2025
Annual accounts 20256,3 k €↓
2024
Annual accounts 20248,1 k €↓
2023
Annual accounts 20238,7 k €↓
2022
Annual accounts 20229,5 k €↑
2021
Annual accounts 2021-5,1 k €↓
2020
Annual accounts 2020-3,8 k €
17/02/2011
IncorporationNon-profit organization

ASSOCIATION POUR LA LUTTE CONTRE LA FRAUDE A L'ASSURANCE

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline

Registered offices

Company names

Events