ACTIVE

FIDELIA

Export PDF
Financial year 2025 · closed on 31/12/2025
Net result
89,7 k €
+561.9% YoY
Gross margin
911,3 k €
+2.7% YoY
Equity
18,5 k €
+398.5% YoY
Workforce
9,5 ETP
-9.5% YoY

What does FIDELIA do?

FIDELIA is a Private limited company incorporated in 2011. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Brecht. It employs on average 9,5 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0835.351.726
Incorporation
30/03/2011
Legal form
Private limited company
Registered office
Brechtsebaan 6A
2960 Brecht · FlandreSee on map
Contributed capital
13 222,33 €
Latest accounts
31/12/2025
Average workforce
9,5 ETP
Activities (NACE)
66220Activities of insurance agents and brokers· main66220Activities of insurance agents and brokers
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 12 financial years

202520242023202220212018201720162015201420132012
Income statement
Gross margin911,3 k €887 k €759,7 k €714,9 k €681 k €406,4 k €395,2 k €375,6 k €417,4 k €454,3 k €303,9 k €260,8 k €
EBITDA193,5 k €65,1 k €44,3 k €221,1 k €244,5 k €11,6 k €59,3 k €25,4 k €69,3 k €213,3 k €102,8 k €85,7 k €
Operating result126,3 k €925,9 €-19,9 k €161,6 k €188,7 k €-77,3 k €-33,9 k €-54,3 k €38,1 k €193,7 k €68 k €52,2 k €
Net result89,7 k €-19,4 k €-33,8 k €125,1 k €149,7 k €-82,8 k €-40,2 k €-59,4 k €22,9 k €124,9 k €41,2 k €30,1 k €
Balance sheet
Equity18,5 k €-6,2 k €13,2 k €286,5 k €209,4 k €7,9 k €90,7 k €130,9 k €190,3 k €167,4 k €137,5 k €96,3 k €
Total assets557,3 k €536 k €746,1 k €758,6 k €714,7 k €553,4 k €618,5 k €668,6 k €389,4 k €368 k €206,6 k €206,5 k €
Cash106,4 k €18,1 k €36,3 k €111,7 k €247,9 k €23,4 k €19 k €26,5 k €61,2 k €228,7 k €61,3 k €28,4 k €
Debts538,8 k €542,2 k €732,8 k €472,1 k €505,3 k €545,5 k €524,8 k €537,7 k €199,1 k €197,9 k €69,1 k €103,4 k €
Other
Workforce9,5 ETP10,5 ETP10,4 ETP8,0 ETP7,6 ETP7,4 ETP6,8 ETP7,3 ETP7,1 ETP4,5 ETP3,8 ETP3,8 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 250 k€ and 500 k€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

PVE MANAGEMENT

Bestuurder · since 15 janvier 2026 · 1031.930.639

Represented by Pieter Van Elslande

Active
Fidelia Beheer

Bestuurder · since 30 mars 2011 · 0477.745.487

Represented by Jan Pollet

Active

Ended mandates

Fidelia Beheer

Director · since 30 mars 2011 · 0477.745.487

Represented by Jan Pollet

Ended
Fidelia Beheer BV

Bestuurder · since 30 mars 2011

Represented by Jan Pollet

Ended
FIX4U

Manager · since 30 mars 2011 · until 16 juin 2014 · 0834.661.937

Represented by Inge Goyvaerts

Ended
FIX4U

Manager · since 30 mars 2011 · 0834.661.937

Represented by Inge Goyvaerts

Ended
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date29/07/202630/07/202519/07/202404/09/202331/08/202231/08/2021
General meeting29/06/202630/06/202520/06/202431/08/202323/08/202230/08/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

15 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202529/06/202629/07/2026DutchPDF
Abridged model31/12/202430/06/202530/07/2025DutchPDF
Abridged model31/12/202320/06/202419/07/2024DutchPDF
Abridged model31/12/202231/08/202304/09/2023DutchPDF
Abridged model31/12/202123/08/202231/08/2022DutchPDF
Abridged model31/12/202030/08/202131/08/2021DutchPDF
Abridged model31/12/201931/08/202030/09/2020DutchPDF
Abridged model31/12/201828/06/201924/07/2019DutchPDF
Abridged model31/12/201715/05/201809/08/2018DutchPDF
Abridged model31/12/201616/05/201702/08/2017DutchPDF
Abridged model31/12/201517/05/201609/09/2016DutchPDF
Abridged model31/12/201419/05/201514/08/2015DutchPDF
Abridged model31/12/201320/05/201431/07/2014DutchPDF
Abridged model31/12/201221/05/201330/07/2013DutchPDF
Abridged model31/12/201115/05/201231/08/2012DutchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 250 k€ and 500 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 2 active · 6 ended

Active mandates

PVE MANAGEMENT

Bestuurder · since 15 janvier 2026 · 1031.930.639

Represented by Pieter Van Elslande

Active
Fidelia Beheer

Bestuurder · since 30 mars 2011 · 0477.745.487

Represented by Jan Pollet

Active

Ended mandates

Fidelia Beheer

Director · since 30 mars 2011 · 0477.745.487

Represented by Jan Pollet

Ended
Fidelia Beheer BV

Bestuurder · since 30 mars 2011

Represented by Jan Pollet

Ended
FIX4U

Manager · since 30 mars 2011 · until 16 juin 2014 · 0834.661.937

Represented by Inge Goyvaerts

Ended
FIX4U

Manager · since 30 mars 2011 · 0834.661.937

Represented by Inge Goyvaerts

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates03/03/2026
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates02/01/2024
    STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, …) - WIJZIGING RECHTSVORM - DIVERSEN - ONTSLAGEN - BENOEMINGEN - KAPITAAL - AANDELEN
    PDF
  • Mandates06/08/2014
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates30/06/2014
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates17/10/2013
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Mandates06/02/2012
    ONTSLAGEN - BENOEMINGEN
    PDF
  • Other20/04/2011
    RUBRIEK OPRICHTING (NIEUWE RECHTSPERSOON, OPENING BIJKANTOOR, ENZ...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 202589,7 k €↑
  2. 2024
    Annual accounts 2024-19,4 k €↑
  3. 2023
    Annual accounts 2023-33,8 k €↓
  4. 2022
    Annual accounts 2022125,1 k €↓
  5. 2021
    Annual accounts 2021149,7 k €↑
  6. 2018
    Annual accounts 2018-82,8 k €↓
  7. 2017
    Annual accounts 2017-40,2 k €↑
  8. 2016
    Annual accounts 2016-59,4 k €↓
  9. 2015
    Annual accounts 201522,9 k €↓
  10. 2014
    Annual accounts 2014124,9 k €↑
  11. 2013
    Annual accounts 201341,2 k €↑
  12. 2012
    Annual accounts 201230,1 k €
  13. 30/03/2011
    IncorporationPrivate limited company