ACTIVE

Financière Saint-Michel

Financial year 2025 · Closed on 31/12/2025

Net result3,1 M €+189,2 %over 1 year
Gross margin82,9 k €+0,7 %over 1 year
Equity24,7 M €+14,6 %over 1 year

Identity

Source · BCE/KBO

Financière Saint-Michel is a Public limited company incorporated in 2011. Its registered office is in Etterbeek.

Legal situation
Normal situation
BCE/KBO no. / VAT
BE 0835.701.619
Incorporation
21/04/2011
Legal form
Public limited company
Registered office
Boulevard Saint-Michel 21
1040 Etterbeek · BruxellesSee on map
Contributed capital
63 000,00 €
Latest accounts
31/12/2025
Signals
ProfitableSolid equityLow riskPositive cashflowPositive EBITDA

Financials

Source · NBB, 15 filings

Trend over 15 financial years

20252024202320222021
Income statement
Gross margin82,9 k €82,4 k €83,3 k €72,4 k €77,7 k €
EBITDA53,3 k €-3,9 M €52,5 k €37,7 k €51,8 k €
Operating result-201,5 k €-4 M €-101,4 k €-112,9 k €-94,8 k €
Net result3,1 M €-3,5 M €410,8 k €7,9 M €3 M €
Balance sheet
Equity24,7 M €21,5 M €25,1 M €24,6 M €16,7 M €
Total assets30,7 M €35,1 M €43,1 M €30,5 M €41,8 M €
Cash915,6 k €769,2 k €457,3 k €1 M €1,9 M €
Debts6 M €13,5 M €18 M €5,8 M €25,1 M €

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€
See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 10 ended

Active mandates

Bernadette Dereume

Director · since 30 août 2022 · until 30 août 2028

Active
Caroline de Ryckere

Director · since 30 août 2022 · until 30 août 2028

Active
Jean de Ryckere

Director · since 30 août 2022 · until 05 janvier 2026

Active

Ended mandates

Jean de Ryckere

Director · since 30 août 2022 · until 30 août 2028

Ended
Bernadette Dereume

Director · since 30 juin 2016 · until 31 mai 2022

Ended
Bernadette Dereume

Director · since 30 juin 2016 · until 30 août 2022

Ended
Caroline de Ryckere

Director · since 30 juin 2016 · until 31 mai 2022

Ended

Full financial information

Source · NBB
202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date05/08/202611/07/202521/08/202422/08/202315/09/202230/07/2021
General meeting30/06/202627/05/202525/07/202431/07/202330/08/202205/07/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls

Financial ratios

Source · NBB

Looking for more information about this company?

Try for free

Annual accounts filings

Source · NBB, 15 filings
ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202530/06/202605/08/2026FrenchPDF
Abridged model31/12/202427/05/202511/07/2025FrenchPDF
Abridged model31/12/202325/07/202421/08/2024FrenchPDF
Abridged model31/12/202231/07/202322/08/2023FrenchPDF
Abridged model31/12/202130/08/202215/09/2022FrenchPDF
Abridged model31/12/202005/07/202130/07/2021FrenchPDF
Abridged model31/12/201927/10/202009/11/2020FrenchPDF
Abridged model31/12/201810/07/201912/08/2019FrenchPDF
Abridged model31/12/201726/06/201827/08/2018FrenchPDF
Abridged model31/12/201614/07/201726/07/2017FrenchPDF
Abridged model31/12/201530/06/201614/07/2016FrenchPDF
Abridged model31/12/201430/06/201529/07/2015FrenchPDF
Abridged model31/12/201327/05/201429/07/2014FrenchPDF
Abridged model31/12/201228/05/201311/06/2013FrenchPDF
Abridged model31/12/201129/05/201229/06/2012FrenchPDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

3 active · 10 ended

Active mandates

Bernadette Dereume

Director · since 30 août 2022 · until 30 août 2028

Active
Caroline de Ryckere

Director · since 30 août 2022 · until 30 août 2028

Active
Jean de Ryckere

Director · since 30 août 2022 · until 05 janvier 2026

Active

Ended mandates

Jean de Ryckere

Director · since 30 août 2022 · until 30 août 2028

Ended
Bernadette Dereume

Director · since 30 juin 2016 · until 31 mai 2022

Ended
Bernadette Dereume

Director · since 30 juin 2016 · until 30 août 2022

Ended
Caroline de Ryckere

Director · since 30 juin 2016 · until 31 mai 2022

Ended

Ownership and network

Looking for more information about this company?

Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette
  • Registered office29/11/2024
    SIEGE SOCIAL
    PDF
  • Mandates27/09/2023
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates30/08/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates16/09/2013
    DEMISSIONS, NOMINATIONS
    PDF
  • Other26/04/2011
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20253,1 M €↑
  2. 2024
    Annual accounts 2024-3,5 M €↓
  3. 2023
    Annual accounts 2023410,8 k €↓
  4. 2022
    Annual accounts 20227,9 M €↑
  5. 2021
    Annual accounts 20213 M €↑
  6. 2020
    Annual accounts 20202,3 M €↑
  7. 2019
    Annual accounts 2019738,3 k €↓
  8. 2018
    Annual accounts 20183,3 M €↑
  9. 2017
    Annual accounts 2017716,4 k €↑
  10. 2016
    Annual accounts 2016651,2 k €↑
  11. 2015
    Annual accounts 2015473,6 k €↓
  12. 2014
    Annual accounts 20143 M €↑
  13. 2013
    Annual accounts 20131,5 M €↑
  14. 2012
    Annual accounts 2012560,9 k €↑
  15. 2011
    Annual accounts 2011347,7 k €
  16. 21/04/2011
    IncorporationPublic limited company