ACTIVE

GERARD & ALTERMAN

Export PDF
Financial year 2025 · closed on 30/06/2025
Net result
116,5 k €
+3316.0% YoY
Gross margin
353 k €
+26.8% YoY
Equity
47,6 k €
+7.0% YoY

What does GERARD & ALTERMAN do?

GERARD & ALTERMAN is a Private limited company incorporated in 2012. Its main activity is: Life insurance. Its registered office is in Bruxelles.

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0844.119.734
Incorporation
02/03/2012
Legal form
Private limited company
Registered office
Avenue Franklin Roosevelt 143 box 15
1050 Bruxelles · BruxellesSee on map
Contributed capital
6 200,00 €
Latest accounts
30/06/2025
Activities (NACE)
65111Life insurance· main65111Life insurance66220Activities of insurance agents and brokers66220Activities of insurance agents and brokers65112Life insurance65112Life insurance+6
Joint committees (2)
  • 3070
  • 30700
Signals
ProfitablePositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
Available with a Rovalta subscriptionTry for 7 days
Recommended credit limit
✦ Verdict · Analyst summary
Financials

Trend over 10 financial years

2025202420232022201820172016201520142013
Income statement
Gross margin353 k €278,5 k €219,1 k €185,1 k €85,4 k €72 k €77,9 k €81,1 k €122,2 k €79,3 k €
EBITDA181,9 k €48,2 k €96,7 k €61,1 k €66 k €33,8 k €77,3 k €79,8 k €121,5 k €79,2 k €
Operating result141,4 k €20,6 k €78,6 k €11,4 k €11,1 k €15,5 k €67,7 k €69,9 k €110,9 k €76,1 k €
Net result116,5 k €3,4 k €68,3 k €2,8 k €5,3 k €8,8 k €41,8 k €43,3 k €70 k €44,9 k €
Balance sheet
Equity47,6 k €44,5 k €55,2 k €55 k €45,2 k €39,9 k €31,1 k €25,3 k €20 k €10,1 k €
Total assets708 k €773 k €400,9 k €402,2 k €420,6 k €288,1 k €95 k €89,4 k €126,7 k €98,2 k €
Cash18,2 k €34,2 k €35,9 k €153,8 k €4,2 k €38,6 k €57 k €40,1 k €65,9 k €74,7 k €
Debts577,9 k €670,9 k €345,1 k €347,3 k €375,3 k €248,2 k €63,9 k €64,1 k €106,7 k €88,2 k €
Estimate

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€
See the valuation
Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 12 ended

Active mandates

GELILI

Director · 0656.815.704

Represented by Michaël Gérard

Active
JACKMAN

Director · 0656.873.805

Represented by Benoit Alterman

Active

Ended mandates

BENOIT ALTERMAN

Manager

Ended
GELILI

Director · 0656.815.704

Represented by Gérard MICHAËL

Ended
GELILI

Manager · 0656.815.704

Represented by Michaël GERARD

Ended
GELILI

Director · 0656.815.704

Represented by Michael Gérard

Ended
At this address

Other companies at this address

CompanyCBE no.
A.C.P. GERANCE AUTEUIL● Active
0850.083.254
AD LUCEM● Active
0810.058.777
AVOCATS QUACKELS● Active
0835.295.011
BELGIAN-LUXEMBOURG ASSOCIATION FOR FAMILY OFFICES● Active
0833.465.273
BRAUN LTD● Active
0791.394.888
Brodsky et Rygaert Avocats● Active
0433.264.950
COREGE● Active
0767.677.695
HAUT-FRIEUX● Active
0837.654.188
Hedon Family Office● Active
0480.127.234
KINEPAULE● Active
0712.672.757
L'Obelisk● Active
0781.708.053
NETINVEST● Active
0446.051.233
OLIKIOS● Active
1039.984.114
Sitour● Liquidation
0412.641.562
SUNLAND● Active
0456.521.491
THE NEW KING OF LIMOUSINE● Active
0789.751.531
THOMAS DE WOUTERS● Active
0640.681.931
Union financière● Active
0413.157.444
Unité TVA Gerard & Alterman● Active
0666.909.840
Annual accounts

Full financial information

202520242023202220212020
Type of accountMicro modelMicro modelMicro modelMicro modelMicro modelMicro model
Start of the financial year01/07/202401/07/202301/07/202201/07/202101/07/202001/07/2019
Closing of the financial year30/06/202530/06/202430/06/202330/06/202230/06/202130/06/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date18/12/202516/12/202419/12/202315/12/202201/12/202118/12/2020
General meeting20/11/202521/11/202416/11/202317/11/202218/11/202119/11/2020
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

Looking for more information about this company?

Try for 7 days
Filings

Annual accounts filings

13 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Micro model30/06/202520/11/202518/12/2025FrenchPDF
Micro model30/06/202421/11/202416/12/2024FrenchPDF
Micro model30/06/202316/11/202319/12/2023FrenchPDF
Micro model30/06/202217/11/202215/12/2022FrenchPDF
Micro model30/06/202118/11/202101/12/2021FrenchPDF
Micro model30/06/202019/11/202018/12/2020FrenchPDF
Micro model30/06/201921/11/201910/12/2019FrenchPDF
Micro model30/06/201815/11/201821/12/2018FrenchPDF
Micro model30/06/201716/11/201727/11/2017FrenchPDF
Abridged model30/06/201617/11/201612/12/2016FrenchPDF
Abridged model30/06/201519/11/201530/11/2015FrenchPDF
Abridged model30/06/201422/10/201414/11/2014FrenchPDF
Abridged model30/06/201326/09/201303/10/2013FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 30/06/2025 · 2 active · 12 ended

Active mandates

GELILI

Director · 0656.815.704

Represented by Michaël Gérard

Active
JACKMAN

Director · 0656.873.805

Represented by Benoit Alterman

Active

Ended mandates

BENOIT ALTERMAN

Manager

Ended
GELILI

Director · 0656.815.704

Represented by Gérard MICHAËL

Ended
GELILI

Manager · 0656.815.704

Represented by Michaël GERARD

Ended
GELILI

Director · 0656.815.704

Represented by Michael Gérard

Ended
Shareholders

Ownership and network

Looking for more information about this company?

Try for 7 days
Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates03/07/2023
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
    PDF
  • Registered office24/07/2017
    SIEGE SOCIAL
    PDF
  • Mandates10/08/2016
    DEMISSIONS, NOMINATIONS
    PDF
  • Other14/03/2012
    RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 2025116,5 k €↑
  2. 2024
    Annual accounts 20243,4 k €↓
  3. 2023
    Annual accounts 202368,3 k €↑
  4. 2022
    Annual accounts 20222,8 k €↓
  5. 2018
    Annual accounts 20185,3 k €↓
  6. 2017
    Annual accounts 20178,8 k €↓
  7. 2016
    Annual accounts 201641,8 k €↓
  8. 2015
    Annual accounts 201543,3 k €↓
  9. 2014
    Annual accounts 201470 k €↑
  10. 2013
    Annual accounts 201344,9 k €
  11. 02/03/2012
    IncorporationPrivate limited company