A&F
0845.764.774 · rovalta.com · 09/11/2026
ACTIVE
A&F
Financial year 2025 · Closed on 31/12/2025
Net result17,2 k €-81,0 %over 1 year
Gross margin52,2 k €-64,5 %over 1 year
Equity327,8 k €+5,6 %over 1 year
Overview
Identity
Source · BCE/KBOA&F is a Private company with limited liability incorporated in 2012. Its main activity is: Construction of buildings. Its registered office is in Ixelles.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0845.764.774
- Incorporation
- 08/05/2012
- Legal form
- Private company with limited liability
- Registered office
- Avenue des Saisons 90
1050 Ixelles · BruxellesSee on map - Contributed capital
- 14 260,00 €
- Latest accounts
- 31/12/2025
Activities (NACE)
Signals
ProfitableLow riskGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 13 filingsTrend over 13 financial years
| 2025 | 2024 | 2023 | 2022 | 2021 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 52,2 k € | -64.5% | 146,9 k € | -23.1% | 191 k € | +2289% | -8,7 k € | -139% | 22,6 k € |
| EBITDA | 42,5 k € | -69.8% | 140,8 k € | -18.1% | 171,8 k € | +726% | -27,5 k € | -251% | 18,2 k € |
| Operating result | 27,4 k € | -75.0% | 109,5 k € | -32.1% | 161,1 k € | +662% | -28,7 k € | -420% | 9 k € |
| Net result | 17,2 k € | -81.0% | 91 k € | -7.8% | 98,7 k € | +149% | 39,6 k € | +1095% | 3,3 k € |
| Balance sheet | |||||||||
| Equity | 327,8 k € | +5.6% | 310,6 k € | +41.4% | 219,6 k € | +81.6% | 120,9 k € | +48.7% | 81,3 k € |
| Total assets | 1,3 M € | -5.1% | 1,4 M € | +14.9% | 1,2 M € | -18.7% | 1,5 M € | +38.9% | 1 M € |
| Cash | 213,9 k € | -56.1% | 487,4 k € | +93.7% | 251,7 k € | -26.9% | 344,2 k € | -0.3% | 345,3 k € |
| Debts | 579,1 k € | +1.7% | 569,4 k € | -23.5% | 744,3 k € | -37.5% | 1,2 M € | +38.2% | 861,6 k € |
| Other | |||||||||
| Workforce | – | – | 1,0 ETP | – | – | ||||
Valuation
Indicative valuation
As an indication, this company is worth
between 500 k€ and 1 M€
See the valuationBoard of directors
Source · NBB, accounts to 31/12/20252 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
FABIAN VERBAANDERT | Directorsince 01/01/2021Manager08/05/2012 → 2014 accountsended | ||
ARNAUD DE LAAT | Directorsince 23/01/2014Manager23/01/2014 → 2018 accountsended |
Other companies at this address
Avenue des Saisons 90 1050 Ixelles| Company | CBE no. |
|---|---|
14BETTER● Active | 0670.647.409 |
21-K Films● Active | 0774.497.587 |
ACTIO CREATIS● Active | 0684.790.702 |
AF ENERGY● Active | 0677.934.384 |
BEHIND● Active | 0686.900.055 |
CARCHARODON● Active | 0628.916.722 |
CDS RENT● Active | 1040.769.715 |
CHRISTIAN DESSART● Active | 0666.702.675 |
CRISTHOLD● Active | 0829.916.261 |
DH INVEST● Active | 0894.221.917 |
EFFICIENS● Active | 0432.449.853 |
Efficiens Immo● Active | 1015.908.516 |
EFFICIENS INSURANCE● Active | 0744.921.002 |
Emma Immo● Active | 1036.916.835 |
ESPERLUETTE● Active | 0890.454.951 |
FENCITY● Active | 0838.659.723 |
FITRAW● Active | 0677.480.959 |
H-IL● Active | 1032.193.529 |
IMMO INVEST CLUB● Active | 0805.435.441 |
JDP Home● Active | 0664.665.576 |
Financials
Full financial information
Source · NBB| 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Abridged model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2025 | 01/01/2024 | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 |
| Closing of the financial year | 31/12/2025 | 31/12/2024 | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 15/10/2026 | 29/08/2025 | 26/06/2024 | 31/08/2023 | 17/10/2022 | 28/10/2021 |
| General meeting | 01/06/2026 | 27/06/2025 | 26/06/2024 | 25/08/2023 | 14/10/2022 | 27/10/2021 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for freeAnnual accounts filings
Source · NBB, 13 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2025 | 01/06/2026 | 15/10/2026 | French | |
| Micro model | 31/12/2024 | 27/06/2025 | 29/08/2025 | French | |
| Abridged model | 31/12/2023 | 26/06/2024 | 26/06/2024 | French | |
| Abridged model | 31/12/2022 | 25/08/2023 | 31/08/2023 | French | |
| Abridged model | 31/12/2021 | 14/10/2022 | 17/10/2022 | French | |
| Abridged model | 31/12/2020 | 27/10/2021 | 28/10/2021 | French | |
| Abridged model | 31/12/2019 | 04/09/2020 | 08/09/2020 | French | |
| Abridged model | 31/12/2018 | 28/08/2019 | 28/08/2019 | French | |
| Abridged model | 31/12/2017 | 29/08/2018 | 30/08/2018 | French | |
| Abridged model | 31/12/2016 | 28/08/2017 | 29/08/2017 | French | |
| Abridged model | 31/12/2015 | 24/08/2016 | 25/08/2016 | French | |
| Abridged model | 31/12/2014 | 27/08/2015 | 28/08/2015 | Dutch | |
| Abridged model | 31/12/2013 | 25/09/2014 | 26/09/2014 | French |
Valuation
Indicative valuation
Order of magnitude
As an indication, this company is worth
between 500 k€ and 1 M€
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20252 active
Active mandates
| Director | Mandates in this company | Period | Other mandatescurrentendedstruck offbankruptcies |
|---|---|---|---|
FABIAN VERBAANDERT | Directorsince 01/01/2021Manager08/05/2012 → 2014 accountsended | ||
ARNAUD DE LAAT | Directorsince 23/01/2014Manager23/01/2014 → 2018 accountsended |
Ownership and network
Looking for more information about this company?
Try for freePublications
Belgian Official Gazette publications
Source · Belgian Official Gazette- Mandates22/10/2024DEMISSIONS, NOMINATIONS
- Mandates24/06/2024ONTSLAGEN - BENOEMINGEN - STATUTEN (VERTALING, COÖRDINATIE, OVERIGE WIJZIGINGEN, ) - WIJZIGING RECHTSVORM
- Mandates17/01/2022DEMISSIONS, NOMINATIONS
- Registered office30/05/2017SIEGE SOCIAL
- Registered office23/11/2015TRANSFERT DE SIEGE SOCIAL - SUPPRESSION DE LA VERSION ï
- Registered office23/11/2015VERPLAATSING VAN DE MAATSCHAPPELIJKE ZETEL - SCHRAPPING VAN H
- Other03/03/2014VERDELING DEELBEWIJZEN
- Mandates03/02/2014BENOEMING
Similar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
Source · CBE, NBB annual accountsYear
Identity
Incorporation
Name
Registered office
Annual accounts
Filings13 filings
Mandates
FABIAN VERBAANDERT
ARNAUD DE LAAT
201220132014201520162017201820192020202120222023202420252026
A&F
Avenue des Saisons 90, 1050 Ixelles
DirectorManager
DirectorManager
CurrentPlanned, not yet servedEndedAccounts filedToday
Registered offices
Source · NBB annual accounts, CBE| Registered address | Period | Source |
|---|---|---|
| Avenue des Saisons 90, 1050 IxellesCurrent | accounts 2021 → 2025 | Accounts 2025 · 2026-00559449 |
Company names
Source · NBB annual accounts, CBE| Name | Period | Source |
|---|---|---|
| A&FCurrent | accounts 2021 → 2025 | Accounts 2025 · 2026-00559449 |
Events
- 2025Annual accounts 202517,2 k €↓
- 2024Annual accounts 202491 k €↓
- 2023Annual accounts 202398,7 k €↑
- 2022Annual accounts 202239,6 k €↑
- 2021Annual accounts 20213,3 k €↓
- 2020Annual accounts 202023,9 k €↑
- 2019Annual accounts 20199,4 k €↑
- 2018Annual accounts 20182,3 k €↓
- 2017Annual accounts 201714,5 k €↑
- 2016Annual accounts 20163 k €↓
- 2015Annual accounts 20153,8 k €↓
- 2014Annual accounts 20146,8 k €↑
- 2013Annual accounts 20132 k €
- 08/05/2012IncorporationPrivate company with limited liability