ACTIVE

Nivelles Finances

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Financial year 2025 · closed on 31/12/2025
Net result
1,2 M €
+85.6% YoY
Gross margin
1,7 M €
+51.3% YoY
Equity
431,7 k €
-54.3% YoY
Workforce
5,8 ETP
+16.0% YoY

What does Nivelles Finances do?

Nivelles Finances is a Private limited company incorporated in 2012. Its main activity is: Other monetary intermediation. Its registered office is in Nivelles. It employs on average 5,8 ETP workers (FTE).

Legal situation
● Normal situation
BCE/KBO no. / VAT
BE 0849.689.118
Incorporation
01/10/2012
Legal form
Private limited company
Registered office
Rue de Namur 73
1400 Nivelles · WallonieSee on map
Contributed capital
21 643,63 €
Latest accounts
31/12/2025
Average workforce
5,8 ETP
Activities (NACE)
64190Other monetary intermediation· main64190Other monetary intermediation66191Other activities auxiliary to financial services, except insurance and pension funding66191Other activities auxiliary to financial services, except insurance and pension funding
Joint committees (2)
  • 218
  • 341
Signals
ProfitableLow riskPositive cashflowPositive EBITDAHealthy social debts
View the BCE/KBO Public Search record →
Health score
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✦ Verdict · Analyst summary
Financials

Trend over 12 financial years

202520242023202220212020201920182017201620152014
Income statement
Gross margin1,7 M €1,1 M €527,6 k €575,4 k €595,8 k €535,2 k €499,2 k €487,1 k €592,9 k €712,1 k €536 k €447,1 k €
EBITDA1,3 M €816,3 k €237,5 k €350,7 k €334,8 k €279,4 k €207,6 k €163,1 k €273,4 k €359,4 k €247,9 k €184,9 k €
Operating result1,3 M €782,8 k €203,2 k €318,8 k €302,7 k €244,2 k €159,3 k €107,3 k €214,8 k €298,6 k €193 k €152,6 k €
Net result1,2 M €648,5 k €146,4 k €270,7 k €294,8 k €219,6 k €132,6 k €98,6 k €203,9 k €252,2 k €157,8 k €145,5 k €
Balance sheet
Equity431,7 k €945,3 k €596,8 k €450,4 k €329,7 k €323,9 k €271,7 k €235,7 k €235,5 k €233,4 k €167,1 k €109,4 k €
Total assets1,7 M €1,7 M €688,8 k €766,3 k €695,3 k €624,8 k €502,5 k €466,3 k €615,9 k €628,3 k €521,6 k €389,5 k €
Cash987,2 k €1 M €5,9 k €401,2 k €341,2 k €246 k €101,8 k €25,8 k €134,1 k €106,6 k €78,6 k €211,4 k €
Debts1,2 M €753,8 k €92 k €216 k €365,7 k €300,9 k €230,8 k €230,6 k €375,7 k €394,9 k €354,3 k €280,1 k €
Other
Workforce5,8 ETP5,0 ETP4,6 ETP3,7 ETP4,4 ETP4,4 ETP5,0 ETP5,5 ETP5,5 ETP6,1 ETP5,5 ETP4,7 ETP
Estimate

Indicative valuation

As an indication, this company is worth

between 5 M€ and 10 M€
See the valuation
Governance

Board of directors

Seen on filing of 31/12/2025 · 6 active · 10 ended

Active mandates

ABR CONSULT

Director · 1027.303.343

Represented by Antoine Bruno

Active
AJOVI

Director · 1033.758.890

Represented by Amaury Willemart

Active
GIDEM

Director · 0537.456.511

Represented by Xavier DEMARBAIX

Active
LAMBICONSULT

Director · 0835.258.783

Represented by Sébastien Lambiotte

Active
MELEX

Director · 0773.321.315

Represented by Alexandre MELIS

Active
ROCHER CONSULT

Director · 0693.749.443

Represented by Olivier DUBOIS

Active

Ended mandates

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended
DEMORTIER CONSEILS

Director · 0860.413.160

Represented by Didier DEMORTIER

Ended
DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended
GIDEM

Manager · 0537.456.511

Represented by Xavier DEMARBAIX

Ended
At this address

Other companies at this address

CompanyCBE no.
ASSOC DES COPROPRIETAIRE RUE DE NAMUR 73 ACP● Active
0850.895.084
Association des copropriétaires de la "Rue de Namur, 73"● Active
0820.075.018
FINAVERT● Active
0661.900.779
NIVELLES ASSURANCES● Active
0464.014.346
NIVELLES CONSEILS● Active
0463.016.533
ROCHER CONSULT● Active
0693.749.443
Annual accounts

Full financial information

202520242023202220212020
Type of accountAbridged modelAbridged modelAbridged modelAbridged modelAbridged modelAbridged model
Start of the financial year01/01/202501/01/202401/01/202301/01/202201/01/202101/01/2020
Closing of the financial year31/12/202531/12/202431/12/202331/12/202231/12/202131/12/2020
Length of the financial year12 months12 months12 months12 months12 months12 months
Filing date22/06/202620/06/202510/06/202424/05/202326/08/202231/08/2021
General meeting19/05/202620/05/202521/05/202416/05/202317/05/202218/05/2021
Currency of the financial yearEUREUREUREUREUREUR
NBB quality labelSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controlsSatisfying controls
Ratios

Financial ratios

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Filings

Annual accounts filings

13 filings with the NBB

ModelClosingGeneral meetingFiledLanguageDocument
Abridged model31/12/202519/05/202622/06/2026FrenchPDF
Abridged model31/12/202420/05/202520/06/2025FrenchPDF
Abridged model31/12/202321/05/202410/06/2024FrenchPDF
Abridged model31/12/202216/05/202324/05/2023FrenchPDF
Abridged model31/12/202117/05/202226/08/2022FrenchPDF
Abridged model31/12/202018/05/202131/08/2021FrenchPDF
Abridged model31/12/201919/05/202031/07/2020FrenchPDF
Abridged model31/12/201821/05/201929/07/2019FrenchPDF
Abridged model31/12/201715/05/201831/07/2018FrenchPDF
Abridged model31/12/201616/05/201726/07/2017FrenchPDF
Abridged model31/12/201517/05/201614/07/2016FrenchPDF
Abridged model31/12/201429/05/201531/07/2015FrenchPDF
Abridged model31/12/201320/05/201428/08/2014FrenchPDF
Estimate

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 5 M€ and 10 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan
Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Governance

Board of directors

Seen on filing of 31/12/2025 · 6 active · 10 ended

Active mandates

ABR CONSULT

Director · 1027.303.343

Represented by Antoine Bruno

Active
AJOVI

Director · 1033.758.890

Represented by Amaury Willemart

Active
GIDEM

Director · 0537.456.511

Represented by Xavier DEMARBAIX

Active
LAMBICONSULT

Director · 0835.258.783

Represented by Sébastien Lambiotte

Active
MELEX

Director · 0773.321.315

Represented by Alexandre MELIS

Active
ROCHER CONSULT

Director · 0693.749.443

Represented by Olivier DUBOIS

Active

Ended mandates

DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended
DEMORTIER CONSEILS

Director · 0860.413.160

Represented by Didier DEMORTIER

Ended
DEMORTIER CONSEILS

Manager · 0860.413.160

Represented by Didier DEMORTIER

Ended
GIDEM

Manager · 0537.456.511

Represented by Xavier DEMARBAIX

Ended
Shareholders

Ownership and network

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Belgian Official Gazette

Belgian Official Gazette publications

  • Mandates15/05/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates05/05/2026
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates06/02/2024
    STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, …) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS
    PDF
  • Mandates09/05/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates24/01/2022
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates10/12/2021
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates20/06/2018
    DEMISSIONS, NOMINATIONS
    PDF
  • Mandates14/07/2016
    DEMISSIONS, NOMINATIONS
    PDF

Source: Belgian Official Gazette

Competition

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

  1. 2025
    Annual accounts 20251,2 M €↑
  2. 2024
    Annual accounts 2024648,5 k €↑
  3. 2023
    Annual accounts 2023146,4 k €↓
  4. 2023
    Name changeNIVELLES FINANCES
  5. 2022
    Annual accounts 2022270,7 k €↓
  6. 2021
    Annual accounts 2021294,8 k €↑
  7. 2020
    Annual accounts 2020219,6 k €↑
  8. 2019
    Annual accounts 2019132,6 k €↑
  9. 2018
    Annual accounts 201898,6 k €↓
  10. 2017
    Annual accounts 2017203,9 k €↓
  11. 2016
    Annual accounts 2016252,2 k €↑
  12. 2015
    Annual accounts 2015157,8 k €↑
  13. 2014
    Annual accounts 2014145,5 k €
  14. 2014
    Name changeFINA VERT
  15. 01/10/2012
    IncorporationPrivate limited company