ACTIVE

R&B FINANCE

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Financial year 2025 · Closed on 30/06/2025

Net result384,1 k €+12,6 %over 1 year

Gross margin780,6 k €+14,6 %over 1 year

Equity46,1 k €-32,2 %over 1 year

Workforce5,0 ETP+25,0 %over 1 year

Identity

Source · BCE/KBO

R&B FINANCE is a Private limited company incorporated in 2003. Its main activity is: Life insurance. Its registered office is in Florennes. It employs on average 5,0 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0860.376.736
Incorporation: 05/09/2003
Legal form: Private limited company
Registered office: Rue Saint-Gangulphe 12
5620 Florennes · WallonieSee on map
Contributed capital: 8 080,00 €
Latest accounts: 30/06/2025
Average workforce: 5,0 ETP

Activities (NACE)

65112Life insurance· main 65112Life insurance 66013Activities auxiliary to financial services and insurance activities 66199Other activities auxiliary to financial services, except insurance and pension funding 66199Other activities auxiliary to financial services, except insurance and pension funding 67130Autres auxiliaires financiers

Signals

ProfitablePositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 17 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	780,6 k €	+14.6%	681,4 k €	+6.3%	640,8 k €	+18.8%	539,4 k €	+17.3%	460 k €
EBITDA	479,6 k €	+14.7%	418,2 k €	+5.3%	397,3 k €	+35.5%	293,3 k €	+14.5%	256,2 k €
Operating result	391,3 k €	+13.7%	344,2 k €	+3.6%	332,2 k €	+30.9%	253,9 k €	+21.8%	208,5 k €
Net result	384,1 k €	+12.6%	341,2 k €	-2.8%	351,2 k €	+95.3%	179,8 k €	+19.2%	150,8 k €
Balance sheet
Equity	46,1 k €	-32.2%	68 k €	-56.0%	154,3 k €	-10.0%	171,5 k €	+72.9%	99,2 k €
Total assets	1,2 M €	+82.0%	684,2 k €	-15.8%	812,7 k €	+57.7%	515,3 k €	+22.9%	419,3 k €
Cash	382,6 k €	-8.6%	418,6 k €	+4.4%	400,9 k €	+24.5%	322,1 k €	+21.8%	264,4 k €
Debts	1,2 M €	+94.6%	616,2 k €	-6.2%	656,8 k €	+91.9%	342,3 k €	+7.4%	318,7 k €
Other
Workforce	5,0 ETP	+25.0%	4,0 ETP	-20.0%	5,0 ETP	0.0%	5,0 ETP	+22.0%	4,1 ETP

Valuation

Indicative valuation

As an indication, this company is worth

between 1 M€ and 2,5 M€

See the valuation

Board of directors

Source · NBB, accounts to 30/06/2025

6 active · 19 ended

Active mandates

CARINE BRUYR

Director · since 01 avril 2025

Active

DANIEL MIGEOTTE

Director · since 01 avril 2025

Active

JEAN-PAUL DETRAIT

Director · since 28 novembre 2024

Active

GROUPE RUYSSEN-BOCCART

Director · since 07 décembre 2023 · 0830.995.139

Represented by Olivier RUYSSEN

Active

2 B FINANCE

Director · since 07 décembre 2012 · 0848.753.661

Represented by Benjamin BLAVIER

Active

CIDIMMO

Director · since 27 mai 2011 · 0418.420.188

Represented by Jean-Marc BOCCART

Active

Ended mandates

2 B FINANCE

Mandate · 0848.753.661

Represented by Benjamin BLAVIER

Ended

2 B FINANCE

Director · 0848.753.661

Represented by Benjamin BLAVIER

Ended

2 B FINANCE

Manager · 0848.753.661

Represented by Benjamin BLAVIER

Ended

Benjamin BLAVIER

Mandate

Ended

Other companies at this address

Rue Saint-Gangulphe 12 5620 Florennes

Company	CBE no.
GROUPE RUYSSEN-BOCCART● Active	0830.995.139

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model
Start of the financial year	01/07/2024	01/07/2023	01/07/2022	01/07/2021	01/07/2020	01/07/2019
Closing of the financial year	30/06/2025	30/06/2024	30/06/2023	30/06/2022	30/06/2021	30/06/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	05/01/2026	31/01/2025	30/01/2024	30/01/2023	28/01/2022	28/12/2020
General meeting	28/11/2025	29/11/2024	15/12/2023	16/12/2022	01/12/2021	27/11/2020
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	30/06/2025	28/11/2025	05/01/2026	French	PDF
Abridged model	30/06/2024	29/11/2024	31/01/2025	French	PDF
Abridged model	30/06/2023	15/12/2023	30/01/2024	French	PDF
Abridged model	30/06/2022	16/12/2022	30/01/2023	French	PDF
Abridged model	30/06/2021	01/12/2021	28/01/2022	French	PDF
Abridged model	30/06/2020	27/11/2020	28/12/2020	French	PDF
Abridged model	30/06/2019	29/11/2019	02/01/2020	French	PDF
Abridged model	30/06/2018	22/11/2018	01/02/2019	French	PDF
Abridged model	30/06/2017	06/09/2017	06/02/2018	French	PDF
Abridged model	30/06/2016	19/09/2016	23/01/2017	French	PDF
Abridged model	30/06/2015	26/08/2015	27/01/2016	French	PDF
Abridged model	30/06/2014	19/11/2014	03/02/2015	French	PDF
Abridged model	30/06/2013	29/11/2013	29/01/2014	French	PDF
Abridged model	30/06/2012	20/09/2012	29/01/2013	French	PDF
Abridged model	30/06/2011	25/11/2011	11/01/2012	French	PDF
Abridged model	30/06/2010	26/11/2010	07/12/2010	French	PDF
Abridged model	30/06/2009	27/11/2009	24/02/2010	French	PDF
Abridged model	30/06/2008	10/10/2008	29/01/2009	French	PDF
Abridged modelCorrection	30/06/2007	29/09/2007	10/07/2008	French	PDF
Abridged model	30/06/2007	29/09/2007	21/01/2008	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 1 M€ and 2,5 M€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 30/06/2025

6 active · 19 ended

Active mandates

CARINE BRUYR

Director · since 01 avril 2025

Active

DANIEL MIGEOTTE

Director · since 01 avril 2025

Active

JEAN-PAUL DETRAIT

Director · since 28 novembre 2024

Active

GROUPE RUYSSEN-BOCCART

Director · since 07 décembre 2023 · 0830.995.139

Represented by Olivier RUYSSEN

Active

2 B FINANCE

Director · since 07 décembre 2012 · 0848.753.661

Represented by Benjamin BLAVIER

Active

CIDIMMO

Director · since 27 mai 2011 · 0418.420.188

Represented by Jean-Marc BOCCART

Active

Ended mandates

2 B FINANCE

Mandate · 0848.753.661

Represented by Benjamin BLAVIER

Ended

2 B FINANCE

Director · 0848.753.661

Represented by Benjamin BLAVIER

Ended

2 B FINANCE

Manager · 0848.753.661

Represented by Benjamin BLAVIER

Ended

Benjamin BLAVIER

Mandate

Ended

Ownership and network

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Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates06/05/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates15/04/2026
DEMISSIONS, NOMINATIONS
PDF
Mandates29/07/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates24/01/2025
DEMISSIONS, NOMINATIONS
PDF
Mandates26/02/2024
DEMISSIONS, NOMINATIONS
PDF
Mandates23/10/2023
DEMISSIONS, NOMINATIONS
PDF
Mandates12/10/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DEMISSIONS, NOMINATIONS
PDF
Mandates07/12/2016
DEMISSIONS, NOMINATIONS
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 2025384,1 k €↑
2024
Annual accounts 2024341,2 k €↓
2023
Annual accounts 2023351,2 k €↑
2022
Annual accounts 2022179,8 k €↑
2021
Annual accounts 2021150,8 k €↑
2020
Annual accounts 202076,8 k €↑
2019
Annual accounts 201951 k €↑
2018
Annual accounts 201831,6 k €↓
2017
Annual accounts 201740 k €↓
2016
Annual accounts 2016103,2 k €↑
2015
Annual accounts 201586,8 k €↑
2014
Annual accounts 201445,1 k €↓
2013
Annual accounts 201351,7 k €↑
2012
Annual accounts 201248 k €↑
2011
Annual accounts 201140,6 k €↓
2010
Annual accounts 201055,3 k €↑
2009
Annual accounts 20094,8 k €
05/09/2003
IncorporationPrivate limited company

R&B FINANCE

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline