CREDITO
0860.480.466 · rovalta.com · 25/09/2026
NORMAL SITUATION
CREDITO
Company — Normal situation.
Financial year 2023 · Closed on 31/12/2023
Net result910,8 €+224,8 %over 1 year
Gross margin1,9 k €+114,8 %over 1 year
Equity28,8 k €+3,3 %over 1 year
Overview
Identity
Source · BCE/KBOCREDITO is a company registered in Belgium.
- Legal situation
- Normal situation
- BCE/KBO no. / VAT
- BE 0860.480.466
- Legal form
- Private company with limited liability
- Contributed capital
- 18 600,00 €
- Latest accounts
- 31/12/2023
Signals
ProfitableSolid equityGood liquidityPositive cashflowPositive EBITDA
Financials
Source · NBB, 16 filingsTrend over 16 financial years
| 2023 | 2022 | 2021 | 2020 | 2019 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Income statement | |||||||||
| Gross margin | 1,9 k € | +115% | 875,5 € | -33.9% | 1,3 k € | -72.0% | 4,7 k € | +166% | 1,8 k € |
| EBITDA | 1,3 k € | +171% | 471 € | +6.7% | 441,6 € | -89.2% | 4,1 k € | +325% | 962,7 € |
| Operating result | 1,3 k € | +171% | 471 € | +6.7% | 441,6 € | -89.2% | 4,1 k € | +325% | 962,7 € |
| Net result | 910,8 € | +225% | 280,4 € | +18.9% | 235,8 € | -28.4% | 329,4 € | -50.7% | 668,1 € |
| Balance sheet | |||||||||
| Equity | 28,8 k € | +3.3% | 27,9 k € | +1.0% | 27,6 k € | +0.9% | 27,4 k € | +1.2% | 27 k € |
| Total assets | 32,3 k € | +13.9% | 28,3 k € | -2.4% | 29 k € | -6.2% | 30,9 k € | -37.0% | 49,1 k € |
| Cash | 17,3 k € | -34.4% | 26,3 k € | -9.3% | 29 k € | +888% | 2,9 k € | -46.3% | 5,5 k € |
| Debts | 3,5 k € | +695% | 435,2 € | -69.4% | 1,4 k € | -60.1% | 3,6 k € | -83.8% | 22 k € |
Board of directors
Source · NBB, accounts to 31/12/20231 active · 9 ended
Active mandates
Active
Ended mandates
Financials
Full financial information
Source · NBB| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | |
|---|---|---|---|---|---|---|
| Type of account | Micro model | Micro model | Micro model | Abridged model | Abridged model | Abridged model |
| Start of the financial year | 01/01/2023 | 01/01/2022 | 01/01/2021 | 01/01/2020 | 01/01/2019 | 01/01/2018 |
| Closing of the financial year | 31/12/2023 | 31/12/2022 | 31/12/2021 | 31/12/2020 | 31/12/2019 | 31/12/2018 |
| Length of the financial year | 12 months | 12 months | 12 months | 12 months | 12 months | 12 months |
| Filing date | 28/08/2024 | 28/08/2023 | 31/08/2022 | 30/08/2021 | 31/07/2020 | 31/10/2019 |
| General meeting | 25/03/2024 | 10/08/2023 | 31/07/2022 | 28/08/2021 | 30/06/2020 | 27/09/2019 |
| Currency of the financial year | EUR | EUR | EUR | EUR | EUR | EUR |
| NBB quality label | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls | Satisfying controls |
Financial ratios
Source · NBBLooking for more information about this company?
Try for 7 daysAnnual accounts filings
Source · NBB, 16 filings| Model | Closing | General meeting | Filed | Language | Document |
|---|---|---|---|---|---|
| Micro model | 31/12/2023 | 25/03/2024 | 28/08/2024 | French | |
| Micro model | 31/12/2022 | 10/08/2023 | 28/08/2023 | French | |
| Micro model | 31/12/2021 | 31/07/2022 | 31/08/2022 | French | |
| Abridged model | 31/12/2020 | 28/08/2021 | 30/08/2021 | French | |
| Abridged model | 31/12/2019 | 30/06/2020 | 31/07/2020 | French | |
| Abridged model | 31/12/2018 | 27/09/2019 | 31/10/2019 | French | |
| Abridged model | 31/12/2017 | 30/06/2018 | 21/09/2018 | French | |
| Abridged model | 31/12/2016 | 31/08/2017 | 01/09/2017 | French | |
| Abridged model | 31/12/2015 | 09/12/2016 | 22/12/2016 | French | |
| Abridged model | 31/12/2014 | 19/10/2015 | 22/10/2015 | French | |
| Abridged model | 31/12/2013 | 03/11/2014 | 04/11/2014 | French | |
| Abridged model | 31/12/2010 | 09/06/2011 | 10/02/2012 | French | |
| Abridged model | 31/12/2009 | 10/06/2010 | 10/02/2012 | French | |
| Abridged model | 31/12/2008 | 14/06/2009 | 27/08/2010 | French | |
| Abridged model | 31/12/2007 | 12/06/2008 | 27/08/2010 | French | |
| Abridged model | 31/12/2006 | 08/06/2007 | 27/08/2010 | French |
Valuation
Indicative valuation
The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.
Disclaimer
Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.
Directors & structure
Board of directors
Source · NBB, accounts to 31/12/20231 active · 9 ended
Active mandates
Active
Ended mandates
Ownership and network
Looking for more information about this company?
Try for 7 daysPublications
Belgian Official Gazette publications
Source · Belgian Official GazetteSimilar companies
Similar companies
A company's peers, by sector and size, are included in the Business plan.
See the Business planTimeline
Timeline
- 2023Annual accounts 2023910,8 €↑
- 2022Annual accounts 2022280,4 €↑
- 2021Annual accounts 2021235,8 €↓
- 2020Annual accounts 2020329,4 €↓
- 2019Annual accounts 2019668,1 €↓
- 2018Annual accounts 20185,4 k €↓
- 2017Annual accounts 201712,2 k €↓
- 2016Annual accounts 201625,2 k €↓
- 2015Annual accounts 201527,8 k €↑
- 2014Annual accounts 201423,7 k €↑
- 2013Annual accounts 2013364,2 €↓
- 2010Annual accounts 201010,4 k €↑
- 2009Annual accounts 2009-3,8 k €↓
- 2008Annual accounts 200836 €↓
- 2007Annual accounts 20072,7 k €↓
- 2006Annual accounts 20065,1 k €