ACTIVE

David Hovine Assurances

Financial year 2025 · Closed on 31/12/2025

Net result10,9 k €-28,7 %over 1 year

Gross margin20,6 k €-14,1 %over 1 year

Equity33,5 k €-3,1 %over 1 year

Identity

Source · BCE/KBO

David Hovine Assurances is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Tournai.

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0860.775.129
Incorporation: 30/09/2003
Legal form: Private limited company
Registered office: Rue de la Brasserie(VAU) 1
7536 Tournai · WallonieSee on map
Contributed capital: 18 600,00 €
Latest accounts: 31/12/2025

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDA

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	20,6 k €	-14.1%	24 k €	+62.4%	14,8 k €	-27.1%	20,2 k €	+266%	5,5 k €
EBITDA	16,8 k €	-25.2%	22,5 k €	+64.2%	13,7 k €	-28.5%	19,1 k €	+329%	4,5 k €
Operating result	15,1 k €	-25.9%	20,4 k €	+67.1%	12,2 k €	-32.2%	18 k €	+12948%	138,3 €
Net result	10,9 k €	-28.7%	15,3 k €	+114%	7,2 k €	-42.8%	12,5 k €	+1344%	-1 k €
Balance sheet
Equity	33,5 k €	-3.1%	34,6 k €	+10.6%	31,3 k €	+29.7%	24,1 k €	+108%	11,6 k €
Total assets	60 k €	+15.1%	52,1 k €	+28.7%	40,5 k €	+16.4%	34,8 k €	+55.1%	22,4 k €
Cash	3,7 k €	+230%	1,1 k €	+179%	404 €	-93.8%	6,5 k €	+243%	1,9 k €
Debts	26,5 k €	+51.2%	17,5 k €	+89.8%	9,2 k €	-13.7%	10,7 k €	-1.5%	10,9 k €
Other
Workforce	–		–		–		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 0 € and 100 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

CONCEPT INSURANCE BELGIUM

Director · since 03 décembre 2020 · 0823.307.393

Represented by DAVID HOVINE

Active

DAVID HOVINE

Director · since 01 avril 2012

Active

Ended mandates

Dominique HENROTTE

Director · since 01 octobre 2003

Ended

DAVID HOVINE

Mandate

Ended

Dominique HENROTTE

Manager

Ended

HENROTTE DOMINIQUE

Mandate · 0854.879.509

Ended

Other companies at this address

Rue de la Brasserie(VAU) 1 7536 Tournai

Company	CBE no.
CONCEPT INSURANCE BELGIUM● Active	0823.307.393
DHA-CIB● Active	0762.617.067

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Abridged model	Abridged model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	23/07/2026	24/07/2025	23/07/2024	26/06/2023	09/06/2022	28/06/2021
General meeting	30/06/2026	30/06/2025	18/06/2024	16/06/2023	26/04/2022	10/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	30/06/2026	23/07/2026	French	PDF
Abridged model	31/12/2024	30/06/2025	24/07/2025	French	PDF
Abridged model	31/12/2023	18/06/2024	23/07/2024	French	PDF
Abridged model	31/12/2022	16/06/2023	26/06/2023	French	PDF
Abridged model	31/12/2021	26/04/2022	09/06/2022	French	PDF
Micro model	31/12/2020	10/06/2021	28/06/2021	French	PDF
Micro model	31/12/2019	08/09/2020	24/09/2020	French	PDF
Micro model	31/12/2018	10/06/2019	25/06/2019	French	PDF
Micro model	31/12/2017	11/06/2018	30/08/2018	French	PDF
Micro model	31/12/2016	11/08/2017	28/08/2017	French	PDF
Abridged model	31/12/2015	27/06/2016	30/08/2016	French	PDF
Abridged model	31/12/2014	08/06/2015	30/06/2015	French	PDF
Abridged model	31/12/2013	09/06/2014	25/08/2014	French	PDF
Abridged model	31/12/2012	10/06/2013	28/08/2013	French	PDF
Abridged model	31/12/2011	11/06/2012	23/08/2012	French	PDF
Abridged model	31/12/2010	13/06/2011	17/06/2011	French	PDF
Abridged model	31/12/2009	14/06/2010	23/08/2010	French	PDF
Abridged model	31/12/2008	08/06/2009	31/08/2009	French	PDF
Abridged model	31/12/2007	26/05/2008	27/08/2008	French	PDF
Abridged model	31/12/2006	28/05/2007	30/08/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 0 € and 100 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

2 active · 4 ended

Active mandates

CONCEPT INSURANCE BELGIUM

Director · since 03 décembre 2020 · 0823.307.393

Represented by DAVID HOVINE

Active

DAVID HOVINE

Director · since 01 avril 2012

Active

Ended mandates

Dominique HENROTTE

Director · since 01 octobre 2003

Ended

DAVID HOVINE

Mandate

Ended

Dominique HENROTTE

Manager

Ended

HENROTTE DOMINIQUE

Mandate · 0854.879.509

Ended

Ownership and network

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Try for free

Belgian Official Gazette publications

Source · Belgian Official Gazette

Mandates27/09/2023
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - DEMISSIONS, NOMINATIONS - ANNEE COMPTABLE
PDF
Mandates09/02/2022
DEMISSIONS, NOMINATIONS
PDF
Registered office15/04/2021
SIEGE SOCIAL
PDF
Mandates21/12/2020
DEMISSIONS, NOMINATIONS - MODIFICATION FORME JURIDIQUE
PDF
Mandates18/05/2012
DEMISSIONS, NOMINATIONS
PDF
Capital / shares08/12/2005
DIVERS - CAPITAL, ACTIONS
PDF
Capital / shares06/12/2005
ANNEE COMPTABLE - ASSEMBLEE GENERALE - CAPITAL, ACTIONS - STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, )
PDF
Other07/10/2003
RUBRIQUE CONSTITUTION (NOUVELLE PERSONNE MORALE, OUVERTURE SUCCURSALE, ETC...)
PDF

Similar companies

A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202510,9 k €↓
2024
Annual accounts 202415,3 k €↑
2023
Annual accounts 20237,2 k €↓
2023
Name changeDavid Hovine Assurances
2022
Annual accounts 202212,5 k €↑
2021
Annual accounts 2021-1 k €↓
2020
Annual accounts 20208,5 k €↑
2019
Annual accounts 2019-7,2 k €↓
2018
Annual accounts 2018-5,2 k €↓
2017
Annual accounts 20174 k €↑
2016
Annual accounts 2016-7,7 k €↓
2015
Annual accounts 2015-5,2 k €↓
2014
Annual accounts 20146,6 k €↑
2013
Annual accounts 20131,3 k €↓
2012
Annual accounts 20128,5 k €↓
2011
Annual accounts 201117,4 k €↑
2010
Annual accounts 20101,6 k €↑
2009
Annual accounts 2009-4,5 k €↑
2008
Annual accounts 2008-11,5 k €↓
2007
Annual accounts 2007-7,4 k €↑
2006
Annual accounts 2006-17,1 k €
2006
Name changeDOMINIQUE HENROTTE ASSURANCES
30/09/2003
IncorporationPrivate limited company

David Hovine Assurances

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Other companies at this address

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline