ACTIVE

Bureau CAHAY

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Financial year 2025 · Closed on 31/12/2025

Net result17,5 k €-53,7 %over 1 year

Gross margin103,3 k €-21,0 %over 1 year

Equity112,1 k €+18,5 %over 1 year

Workforce1,5 ETP-11,8 %over 1 year

Identity

Source · BCE/KBO

Bureau CAHAY is a Private limited company incorporated in 2003. Its main activity is: Activities of insurance agents and brokers. Its registered office is in Vielsalm. It employs on average 1,5 ETP workers (FTE).

Legal situation: Normal situation
BCE/KBO no. / VAT: BE 0861.303.976
Incorporation: 27/10/2003
Legal form: Private limited company
Registered office: Place Paulin-Moxhet 15
6690 Vielsalm · WallonieSee on map
Contributed capital: 11 829,37 €
Latest accounts: 31/12/2025
Average workforce: 1,5 ETP

Activities (NACE)

66220Activities of insurance agents and brokers· main 66220Activities of insurance agents and brokers 67201Agents et courtiers d'assurances 69201Accounting, bookkeeping and auditing activities; tax consultancy 69209Accounting, bookkeeping and auditing activities; tax consultancy 74124Specialised design activities+5

Joint committees (6)

Signals

ProfitableSolid equityLow riskGood liquidityPositive cashflowPositive EBITDAHealthy social debts

Financials

Source · NBB, 20 filings

Trend over 20 financial years

	2025		2024		2023		2022		2021
Income statement
Gross margin	103,3 k €	-21.0%	130,8 k €	+7.3%	121,9 k €	-1.7%	124 k €	+0.4%	123,5 k €
EBITDA	32,7 k €	-42.9%	57,4 k €	+50.6%	38,1 k €	-17.3%	46,1 k €	-2.6%	47,3 k €
Operating result	26,7 k €	-52.2%	55,8 k €	+53.8%	36,3 k €	-11.5%	41 k €	-0.2%	41,1 k €
Net result	17,5 k €	-53.7%	37,9 k €	+53.8%	24,6 k €	-27.8%	34,1 k €	-10.7%	38,2 k €
Balance sheet
Equity	112,1 k €	+18.5%	94,6 k €	+66.8%	56,7 k €	+76.8%	32,1 k €	+1664%	-2,1 k €
Total assets	176,4 k €	+13.6%	155,3 k €	+31.9%	117,8 k €	+5.0%	112,1 k €	+13.7%	98,6 k €
Cash	22,3 k €	-38.2%	36,1 k €	+38.2%	26,1 k €	-22.3%	33,6 k €	+17.5%	28,6 k €
Debts	64,3 k €	+5.9%	60,7 k €	-0.6%	61,1 k €	-23.7%	80,1 k €	-20.4%	100,6 k €
Other
Workforce	1,5 ETP	-11.8%	1,7 ETP	+6.2%	1,6 ETP		–		–

Valuation

Indicative valuation

As an indication, this company is worth

between 100 k€ and 250 k€

See the valuation

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Gilles CAHAY

Director · since 15 octobre 2019

Active

Ended mandates

Gilles CAHAY

Director

Ended

Gilles CAHAY

Manager

Ended

JEAN-MARIE HURDEBISE

Manager

Ended

Full financial information

Source · NBB

	2025	2024	2023	2022	2021	2020
Type of account	Abridged model	Abridged model	Abridged model	Micro model	Micro model	Micro model
Start of the financial year	01/01/2025	01/01/2024	01/01/2023	01/01/2022	01/01/2021	01/01/2020
Closing of the financial year	31/12/2025	31/12/2024	31/12/2023	31/12/2022	31/12/2021	31/12/2020
Length of the financial year	12 months	12 months	12 months	12 months	12 months	12 months
Filing date	07/08/2026	29/07/2025	30/07/2024	28/07/2023	25/07/2022	26/07/2021
General meeting	17/07/2026	24/06/2025	29/07/2024	05/06/2023	08/06/2022	29/06/2021
Currency of the financial year	EUR	EUR	EUR	EUR	EUR	EUR
NBB quality label	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls	Satisfying controls

Financial ratios

Source · NBB

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Annual accounts filings

Source · NBB, 20 filings

Model	Closing	General meeting	Filed	Language	Document
Abridged model	31/12/2025	17/07/2026	07/08/2026	French	PDF
Abridged model	31/12/2024	24/06/2025	29/07/2025	French	PDF
Abridged model	31/12/2023	29/07/2024	30/07/2024	French	PDF
Micro model	31/12/2022	05/06/2023	28/07/2023	French	PDF
Micro model	31/12/2021	08/06/2022	25/07/2022	French	PDF
Micro model	31/12/2020	29/06/2021	26/07/2021	French	PDF
Micro model	31/12/2019	15/05/2020	27/05/2020	French	PDF
Micro model	31/12/2018	15/05/2019	01/08/2019	French	PDF
Micro model	31/12/2017	16/05/2018	28/08/2018	French	PDF
Micro model	31/12/2016	17/05/2017	09/06/2017	French	PDF
Abridged model	31/12/2015	04/06/2016	24/08/2016	French	PDF
Abridged model	31/12/2014	30/11/2015	01/12/2015	French	PDF
Abridged model	31/12/2013	02/06/2014	24/09/2014	French	PDF
Abridged model	31/12/2012	03/06/2013	03/10/2013	French	PDF
Abridged model	31/12/2011	04/06/2012	30/08/2012	French	PDF
Abridged model	31/12/2010	06/06/2011	07/06/2011	French	PDF
Abridged model	31/12/2009	07/06/2010	08/06/2010	French	PDF
Abridged model	31/12/2008	02/06/2009	17/08/2009	French	PDF
Abridged model	31/12/2007	02/06/2008	10/06/2008	French	PDF
Abridged model	31/12/2006	04/06/2007	06/06/2007	French	PDF

Indicative valuation

Order of magnitude

As an indication, this company is worth

between 100 k€ and 250 k€

The detail comes with the Business plan: low and high bounds, the valuation bridge for each financial year, transaction multiples by sector and size, group valuation and exports.

Discover the Business plan

Disclaimer

Indicative estimate based on public sector multiples and the filed annual accounts. It is neither a certified valuation nor financial or investment advice.

Board of directors

Source · NBB, accounts to 31/12/2025

1 active · 3 ended

Active mandates

Gilles CAHAY

Director · since 15 octobre 2019

Active

Ended mandates

Gilles CAHAY

Director

Ended

Gilles CAHAY

Manager

Ended

JEAN-MARIE HURDEBISE

Manager

Ended

Ownership and network

Looking for more information about this company?

Try for 7 days

Belgian Official Gazette publications

Source · Belgian Official Gazette

Registered office28/07/2020
SIEGE SOCIAL
PDF
Restructuring29/06/2020
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - OBJET - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring11/05/2020
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates04/11/2019
STATUTS (TRADUCTION, COORDINATION, AUTRES MODIFICATIONS, ) - MODIFICATION FORME JURIDIQUE - DENOMINATION - OBJET - DEMISSIONS, NOMINATIONS
PDF
Restructuring20/09/2017
RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Restructuring24/05/2017
DEMISSIONS, NOMINATIONS - RUBRIQUE RESTRUCTURATION (FUSION, SCISSION, TRANSFERT PATRIMOINE, ETC...)
PDF
Mandates21/03/2016
DEMISSIONS, NOMINATIONS
PDF

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A company's peers, by sector and size, are included in the Business plan.

See the Business plan

Timeline

2025
Annual accounts 202517,5 k €↓
2024
Annual accounts 202437,9 k €↑
2023
Annual accounts 202324,6 k €↓
2022
Annual accounts 202234,1 k €↓
2021
Annual accounts 202138,2 k €↑
2020
Annual accounts 2020-80,1 k €↓
2019
Annual accounts 20192,9 k €↓
2018
Annual accounts 201814,2 k €↓
2017
Annual accounts 201726 k €↓
2016
Annual accounts 201653,5 k €↑
2015
Annual accounts 201524,8 k €↑
2014
Annual accounts 2014-15,3 k €↑
2013
Annual accounts 2013-19,2 k €↑
2012
Annual accounts 2012-21,5 k €↓
2011
Annual accounts 201124,9 k €↑
2010
Annual accounts 201023,3 k €↑
2009
Annual accounts 20097,5 k €↓
2008
Annual accounts 200828,5 k €↑
2007
Annual accounts 200721 k €↑
2006
Annual accounts 2006947,8 €
27/10/2003
IncorporationPrivate limited company

Bureau CAHAY

Overview

Identity

Financials

Valuation

Indicative valuation

Board of directors

Financials

Full financial information

Financial ratios

Annual accounts filings

Valuation

Indicative valuation

Directors & structure

Board of directors

Ownership and network

Publications

Belgian Official Gazette publications

Similar companies

Similar companies

Timeline

Timeline